Does your company offer diversified options for employees’ 401(k)s? Even after the bubble burst several years ago and many people were burned, many companies haven’t created possibilities for diversification in retirement plans. In many cases where the companies do offer a wide variety of funds, employees have not chosen to configure their accounts to allow for diversification.
If your company doesn’t offer options for programmed diversification, you can use these steps suggested by MSN Money:
* Use the best of what you’ve got.
* Ask for better choices.
* Fund an IRA.
Updated February 6, 2012 and originally published March 7, 2005. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.
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Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 
