Comments on: American Express Raising Fees and Changing Their Rewards Program http://www.consumerismcommentary.com/american-express-raising-fees-and-changing-their-rewards-program/ A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Thu, 24 May 2012 19:20:57 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Jbo http://www.consumerismcommentary.com/american-express-raising-fees-and-changing-their-rewards-program/comment-page-1/#comment-54014 Jbo Wed, 02 Aug 2006 02:19:10 +0000 http://www.consumerismcommentary.com/2006/08/01/american-express-raising-fees-and-changing-their-rewards-program/#comment-54014 I also use the CitiBank’s Platinum Dividend Select Rewards card, but started to really check to see if I was getting the 5% back on grocery, drugs and gas and more than 50% of the time I wasn't. I try to use the gas stations that I know will give me the full 5%, then I use the citibank proffesional card to get 3% back when I eat out and for everything else I'm using fidelity's 529 card to get 2% back. I was just very disapointed to find that so many times I thought I was getting 5% back with citicard that I wasn't. I heard people complain before, but it wasn't until I went through the numbers myself that I was disapointed. I also use the CitiBank’s Platinum Dividend Select Rewards card, but started to really check to see if I was getting the 5% back on grocery, drugs and gas and more than 50% of the time I wasn’t. I try to use the gas stations that I know will give me the full 5%, then I use the citibank proffesional card to get 3% back when I eat out and for everything else I’m using fidelity’s 529 card to get 2% back.

I was just very disapointed to find that so many times I thought I was getting 5% back with citicard that I wasn’t. I heard people complain before, but it wasn’t until I went through the numbers myself that I was disapointed.

]]> By: samerwriter http://www.consumerismcommentary.com/american-express-raising-fees-and-changing-their-rewards-program/comment-page-1/#comment-53894 samerwriter Tue, 01 Aug 2006 16:47:41 +0000 http://www.consumerismcommentary.com/2006/08/01/american-express-raising-fees-and-changing-their-rewards-program/#comment-53894 It's not clear if this impacts the Costco AmEx TrueEarnings card, which currently has no annual fee, 1% rebate everywhere, 2% on travel expenses, and 3% for restaurants. We use this card for eating out and for travel, our Chase and Citibank cards for gas and supermarkets, and put everything else on our Amazon card (1% back), which has no rebate limit (but only gives you Amazon gift certificates, not cash) to maximize the rebates. It’s not clear if this impacts the Costco AmEx TrueEarnings card, which currently has no annual fee, 1% rebate everywhere, 2% on travel expenses, and 3% for restaurants.

We use this card for eating out and for travel, our Chase and Citibank cards for gas and supermarkets, and put everything else on our Amazon card (1% back), which has no rebate limit (but only gives you Amazon gift certificates, not cash) to maximize the rebates.

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