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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Elmo Teaches Kids About Saving Money

by Luke Landes

I have many things in common with my friends in the same age range as myself. Among these shared experiences that define a generation, for the most part, we all watched Sesame Street as children. When we reminisce, we remember Mr. Hooper. We remember when Big Bird was the only character to be able to ... Continue reading this article…

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Chase Freedom® $100 Cash Back Bonus Credit Card

by Luke Landes

One of my favorite cash back credit card offers has always been the Chase Freedom® card, primarily because of the initial bonus offer combined with a great cash rewards program and low APR if you apply with excellent credit. The Chase Freedom® card provides all new Chase cardholders a $100 statement credit after spending $500 ... Continue reading this article…

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Last Minute Tax Filing Tips

by Luke Landes

With one week before the deadline, many people are just starting to think about filing their tax return. The problem I’ve often encountered with waiting to the last minute is it’s easy to miss important items. Many years ago, I filed in the manual style: my only tools were a calculator and pencil. Although my ... Continue reading this article…

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Working With a Financial Adviser: How to Prepare for the First Date

by Luke Landes

This is a series on finding, selecting, and working with financial advisers or planners. Recently, I evaluated the types of financial professionals and described the common certifications to help readers start on the right track. I also wrote about selecting the right planner. When you’ve narrowed your choices to a few, you’re ready to start ... Continue reading this article…

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Podcast 103: Lost and Found, Geneen Roth

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Geneen Roth, author of Lost and Found: Unexpected Revelations About Food and Money. Geneen has appeared on national television shows including The Oprah Show, 20/20, and The NBC Nightly News. Geneen is the author of eight books, including The New York Times bestsellers When Food is Love ... Continue reading this article…

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ING Direct Electric Orange Checking $50 Bonus

by Luke Landes

(Ed. note: ING Direct became Capital One 360 in 2013.) I’m aware that many regular Consumerism Commentary readers already have ING Direct savings accounts. Those who have been reading this website since the beginning know that I’m a fan. Their interest rates may not be at the top of the chart these days, and there ... Continue reading this article…

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Ink Classic Business Card

by Luke Landes

You may have noticed that I’ve reviewed a few different versions of the Chase Ink small business product line, including a charge card designed for ultimate purchasing power and a cash back card offering big bonuses for maximum spending. The Ink Classic® Business Card is a rewards business card offering bonus points in addition to ... Continue reading this article…

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Government Shutdowns, Late Paychecks, and Real Motivation

by Luke Landes

People who work for the federal government are concerned today. A shutdown of the federal government due to the lack of functional ability within the Congress might result in delayed paychecks for many government workers. Worse, if the furlough affects workers who handle Social Security payments, people relying on the government for income will not ... Continue reading this article…

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The Saver’s Dilemma

by Luke Landes

At Consumerism Commentary, I’ve been writing about putting money into high-yield savings accounts for as long as this website has been around. Just as people started getting the message, banks pulled the rug out from under their customers. The Federal Reserve made cash easy and cheap from banks to access, and since the low federal ... Continue reading this article…

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Discover More Card Review

by Luke Landes

Twenty years ago, Discover was considered the joke of the credit card world. Discover cards weren’t accepted anywhere, and people who owned a Discover card were sometimes embarrassed to take it out of their wallets. Even just a few years ago, Discover was the butt of a joke on the cartoon Family Guy, where Peter ... Continue reading this article…

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