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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Personal Balance Sheet, April 2011 ($761,127, +15.0%)

by Luke Landes
Net Worth Balance Sheet, April 2011

In 2003, I started Consumerism Commentary to teach myself more about personal finance and to track my progress as I strove to be financially secure. This was already a few years after my personal “rock bottom.” At the turn of the century, after a few years of letting my net worth as well as other ... Continue reading this article…

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Your Earliest Money Memory ($50 Giveaway)

by Luke Landes

Today is the first day of Giveaway May at Consumerism Commentary. Every weekday this month, I will be giving away a prize to a Consumerism Commentary reader. Keep reading this article to find out how you can win a $50 gift card from Amazon.com. Yesterday, Kate Levinson appeared as a guest on the Consumerism Commentary ... Continue reading this article…

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Podcast 106: Emotional Currency, Kate Levinson

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Kate Levinson, author of Emotional Currency: A Woman’s Guide to Building a Healthy Relationship with Money. Among the topics discussed, Kate talks about the differences between masculine and feminine approaches to money as well as the importance of emotions in financial decisions. Consumerism Commentary Podcast #106 Financial ... Continue reading this article…

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Giveaway May at Consumerism Commentary

by Luke Landes

This coming month is going to be “Giveaway May” at Consumerism Commentary. Every weekday, I will feature a new giveaway for readers. It will be simple to enter, usually just requiring a comment and one other action (such as subscribing to the RSS feed, following me on Twitter, or liking Consumerism Commentary on Facebook). Each ... Continue reading this article…

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Blue Cash Everyday Card from American Express Review

by Luke Landes

****EDITOR’S NOTE: THIS OFFER IS EXPIRED AND IS NO LONGER AVAILABLE**** Since last summer, credit card offers have been a bit of a mixed bag. While rewards programs and sign-up bonuses have been increasing, the issuers have also been increasing fees and interest rates. If you use a credit card, always make sure to pay ... Continue reading this article…

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Bank of America Warning: Credit Card With 30% APR

by Luke Landes

Don’t let anyone convince you that credit card companies are having a hard time dealing with new regulation. I received a warning in the mail yesterday from Bank of America. In fact, I received two warnings, in separate packages, related to the two Bank of America credit cards I own but do not currently use. ... Continue reading this article…

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The Group Couponing Craze: Good for Merchants, Bad for Consumers

by Luke Landes

Whether it’s extreme couponing or group-couponing, the idea of saving money has the country frantically searching for deals and spreading the word through social networking. I’ve had to hide a number of friends whose total social discourse has been reduced to posts about their favorite deals — and WRITING IN ALL CAPITAL LETTERS when they’re ... Continue reading this article…

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Life After Salary: 401(k) Rollover

by Luke Landes

A few months ago, I initiated the process to roll over my pension to an IRA at Vanguard. Leaving my job early, but after having worked at the company long enough to be vested in my pension, I chose to receive a lump sum of my accrued pension, about $18,000, rather a lifetime annuity of ... Continue reading this article…

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Why I’ve Hired a Maid Service

by Luke Landes

For almost two months, I’ve been paying a maid service. After the initial cleaning, I waited a few weeks, and then set up a recurring appointment for a cleaning once every two weeks. For years leading up to this arrangement, I’ve balked at hiring a cleaning service. Cleaning is not a particularly difficult task, and ... Continue reading this article…

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Silent Inflation Is Destroying Your Net Worth

by Luke Landes

According to the government’s figures, inflation was a modest 2.7 percent over the twelve months ending in March. The Consumer Price Index (CPI) is the Bureau of Labor Statistics’ popular measure of economic changes affecting typical consumers in the United States. It’s a figure we often compare to after-tax savings interest rates, reminding us that our ... Continue reading this article…

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