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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Biweekly Mortgages: Do It Yourself to Save Money

by Luke Landes

On the surface, it seems like it would make sense to enroll in a biweekly mortgage payment plan. In theory, these biweekly mortgage programs offered by lending servicing companies work by allowing you to send half of your monthly mortgage amount every two weeks. As a result, you make two “extra” biweekly payments each year, ... Continue reading this article…

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Getting a Better and Cheaper Shave

by Luke Landes

One successful retail business model is the concept in which a company sells a main device at a discounted price while the necessary, refillable or replaceable supplies for that device are sold at a premium. One example is the ink-jet or laser printer; the printers are generally priced to be bargains, occasionally included for free ... Continue reading this article…

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GM Used Bailout Funds to Repay Loan: Mostly Irrelevant

by Luke Landes

Update: According to news reports, GM paid back one loan in order to qualify for a new government loan at a lower rate. This basically negates my original opinion regarding the loan repayment announcement. Read further at your own risk. Ever since General Motors announced that it paid back its $6.7 billion government loan, a ... Continue reading this article…

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How to Teach Kids About Advertising

by Luke Landes

As I sat down to write this article, a commercial for an upcoming movie appeared on the television. Here was my thought process throughout the minute-long trailer. One: I recognize that voice. That’s Ben Stiller, who is adequate in comedies but better in movies that are slightly off mainstream. Two: The music in the background ... Continue reading this article…

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Last Chance: 25,000 American Express Points Sign-Up Bonus

by Luke Landes

The offer you are interested in has expired. Read our review of the American Express Premier Rewards Gold Card.

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Kelley Blue Book Announces the Top 10 Green Cars

by Luke Landes

As gas prices increase, you can save some money by buying a more environmentally friendly vehicles. That may only be true when evaluating the cost of gas over time, however. Hybrid and other cars that rely on energy sources other than gasoline may cost more to own over the long-term when you consider the initial ... Continue reading this article…

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Your Status Update Could Get You Rejected From Harvard

by Luke Landes

If you’re on Facebook, you might have seen the latest hoax. Hoaxes like these allow me to feel confident about my decision not to install any applications on Facebook or participate in any shady-looking groups. I ignore the endless petitions and attempts to find 1,000,000 fans for the latest trend. The latest hoax invites people ... Continue reading this article…

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Weekend Reading: Education Budgets, Organization, and Happiness

by Luke Landes

This weekend, I attended Communiversity 2010 in Princeton, New Jersey, an annual arts festival in town and on campus organized by the Arts Council of Princeton. The highlights included several collegiate a cappella performances and a Beatles tribute band. Look for a photograph of the Deaftones of Westminster Choir College, one of the a cappella ... Continue reading this article…

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Podcast 53: Frugal Photography

by Luke Landes

Today, the Consumerism Commentary Podcast celebrates its one-year anniversary. On the Season Three premiere, Tom Dziubek and I discuss exploring the art of photography without damaging your personal finances. Photography can be one of the most expensive hobbies, but it doesn’t have to be. Here are several tips for saving money. Consumerism Commentary Podcast #53 ... Continue reading this article…

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Opening an IRA With a Discount Brokerage

by Luke Landes

As a fan of index mutual funds for the long term, I’ve stuck with first TIAA-Cref and currently Vanguard for my IRAs. I started with TIAA-Cref because when I first discovered Roth IRAs, I didn’t have enough saved to qualify for Vanguard’s minimums. Both brokerages offer low-cost options for those who want to invest in ... Continue reading this article…

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