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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Weekend Reading: Education Budgets, Organization, and Happiness

by Luke Landes

This weekend, I attended Communiversity 2010 in Princeton, New Jersey, an annual arts festival in town and on campus organized by the Arts Council of Princeton. The highlights included several collegiate a cappella performances and a Beatles tribute band. Look for a photograph of the Deaftones of Westminster Choir College, one of the a cappella ... Continue reading this article…

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Podcast 53: Frugal Photography

by Luke Landes

Today, the Consumerism Commentary Podcast celebrates its one-year anniversary. On the Season Three premiere, Tom Dziubek and I discuss exploring the art of photography without damaging your personal finances. Photography can be one of the most expensive hobbies, but it doesn’t have to be. Here are several tips for saving money. Consumerism Commentary Podcast #53 ... Continue reading this article…

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Opening an IRA With a Discount Brokerage

by Luke Landes

As a fan of index mutual funds for the long term, I’ve stuck with first TIAA-Cref and currently Vanguard for my IRAs. I started with TIAA-Cref because when I first discovered Roth IRAs, I didn’t have enough saved to qualify for Vanguard’s minimums. Both brokerages offer low-cost options for those who want to invest in ... Continue reading this article…

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New $100 Bill Design With Extra Security Features

by Luke Landes

Today’s news is all about the Benjamins. The United States Treasury has redesigned the $100 bill, and it is sporting a number of technically and visually impressive features. Just like the movies, currency is going 3-D. The new bill has a blue 3-D security ribbon woven into the paper. The ribbon displays alternating and moving ... Continue reading this article…

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General Motors Paid Back Bailout Loans in Full

by Luke Landes

Earlier today, General Motors announced that the company paid $4.7 billion to the U.S. government and $1.1 billion to the Canadian government, fulfilling its obligation agreed to when it received its initial bailout funds. In total, GM received $52 billion from the U.S. government, but only $6.7 billion of this amount was considered a loan. ... Continue reading this article…

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Citi CashReturns Mastercard Review: 1% Cash Back Rewards and 0% APR

by Luke Landes

The offer you are interested in has expired. Read our Citi Credit Card reviews.

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100 Best Money Moves You Can Make Now

by Luke Landes

The latest issue of Money Magazine shares a list of one hundred tips for dealing with your money, from investing in stocks and locating a deal on a house to maintaining sanity on flights and feeling superior to Nicholas Cage. Ignoring the investment-related ideas for the moment, there are a number of good suggestions. Here ... Continue reading this article…

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Podcast 52: Unautomate Your Finances, Adam Baker

by Luke Landes

This week’s guest on the Season Two finale of the Consumerism Commentary Podcast is Adam Baker, creator of the Man vs. Debt website and author of the e-book Unautomate Your Finances: A Simple, Passionate Approach to Money. Baker talks to Tom Dziubek and Flexo about eliminating bad automation from your personal finance habits and clutter ... Continue reading this article…

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What is the Middle Class?

by Luke Landes

“Middle class” is a term that has a hundred different meanings if you ask a hundred people for their definition. Unlike my frustrations with people who call a house a liability, or more accurately, those who claim a house is not an asset, the label of middle class leaves a lot to personal interpretation. While ... Continue reading this article…

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How to Beat a Certificate of Deposit (CD) Ladder

by Luke Landes

Building a certificate of deposit (CD) ladder is a great process that ensures you’re eventually earning the strongest interest rates available while leaving the possibility open to withdraw money every three months without penalty. In fact, even if you need to withdraw some money between the quarterly window, you would only be faced with a ... Continue reading this article…

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