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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

10 Ways to Boost Your Human Capital

by Luke Landes

There’s something satisfying when looking at a bank statement. I know firsthand that this is more true when your balance is positive. The bottom line is a hard number; if it says $100, you know exactly how much money you have. The net worth, at least the way I count mine, is just as hard ... Continue reading this article…

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How to Check the Status of Your Tax Refund: Federal and State

by Luke Landes

I am still waiting for the second tax refund the IRS owes me after I filed an amended tax return for 2008. Additionally, the State of New Jersey decided to count my business income twice after I filed an amended tax return, so that refund has been delayed as well. The first tax refunds after ... Continue reading this article…

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Podcast 48: The Other 8 Hours, Robert Pagliarini

by Luke Landes

This week’s Consumerism Commentary Podcast features Robert Pagliarini, author of the book The Other 8 Hours: Maximize Your Free Time to Create New Wealth and Purpose. Robert talks with Tom Dziubek and discusses meaningless activities that eat away at the spare time in our lives and how to use that time more efficiently. Consumerism Commentary ... Continue reading this article…

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New Bank of America Credit Card Statement

by Luke Landes

Earlier this month, Smithee shared his glee after receiving his new Chase credit card statement, reflecting changes brought on through the new rules affecting credit cards. I received a new statement this month, as well. I used my Bank of America Signature Visa card recently to purchase airfare for a short vacation, and the charges ... Continue reading this article…

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SmartyPig Savings Account Opening Review

by Luke Landes

For two years, SmartyPig has been making so-called high-yield savings accounts look bad. The 1.00 percent APY currently offered is not a sky-high interest rate, but it beats just about every other major bank. Two years after introducing SmartyPig with a $100 giveaway, and after SmartyPig made some important changes to their fee structure, I decided ... Continue reading this article…

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Use Less Soap and Detergent in the Washing Machine

by Luke Landes

Doing laundry is one of those chores that’s rather easy, but I find myself avoiding it as much as possible. As a result, I end up doing large loads every seven to ten days. Even for these full loads of clothing, I usually only fill the detergent cup about half way. Even at that point, ... Continue reading this article…

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Win a Free iPod Touch From H&R Block

by Luke Landes

This giveaway is now closed to new entries. Thanks to everyone who has participated. We will be selecting the winners shortly. It’s time for another giveaway. H&R Block wants to give an iPod Touch to two Consumerism Commentary readers. The iPods will be delivered with an app pre-installed to help taxpayers as we approach the ... Continue reading this article…

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Car Insurance Coverage

by Luke Landes

The first time I shopped for car insurance I didn’t know much about what I would be buying. I should have taken the time to learn more about the various types of coverage before shopping. As a result of my lack of preparation, I did a poor job comparing rates. I was slightly better armed ... Continue reading this article…

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Podcast 47: The Financial Physician, Lou Scatigna

by Luke Landes

The Consumerism Commentary Podcast is featuring Lou Scatigna, author of the book The Financial Physician: How to Cure Your Money Problems and Boost Your Financial Health. Lou also hosts the Financial Physician Radio Show on WOBM and XM Radio. Among the topics discussed, Lou talks about his approach to giving financial advice, his take on ... Continue reading this article…

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Giveaway Reminder: 5 Winners of Extreme Finance Package

by Luke Landes

The giveaway has ended. Thanks to everyone who has participated. The winners will be notified shortly. This week I will be giving away five “extreme finance packages” containing Quicken, TurboTax, and QuickBooks. Each winner will be able to choose their flavor of each piece of software. Today is the last day to enter to win ... Continue reading this article…

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