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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Take a New Inventory of Your Credit Cards or Pay New Fees

by Luke Landes

I’m growing more concerned about my relationship with credit card issuers. We’ve been getting along mostly well for several years. I charge many of my expenses, pay my bills on time, collect some rewards, and they don’t levy any additional fees. These companies are certainly making money off of me through the interchange fees they ... Continue reading this article…

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Vote for Your Favorite Financial Products and Blogs

by Luke Landes

Earlier this year, the personal finance blogging community nominated their favorite products, services, and blogs to be considered for a new annual awards ceremony, The Plutus Awards. (The name comes from the relatively unknown ancient Greek god of wealth, Plutus.) These awards are designed to celebrate the best in personal finance. I’ve been working on ... Continue reading this article…

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How To Handle Requests For Financial Advice

by Luke Landes

I don’t have to remind myself that I’m not an expert when it comes to money. While my choices have improved over the past few years, I still make mistakes at about the same rate I always have. Even recently, I thought I could outsmart the public and take advantage of Toyota’s recent bad news. ... Continue reading this article…

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Reader Poll: Proposal to Lower Retirement Age

by Luke Landes

Dennis Kucinich is floating a proposal around the Senate which would create a six-month period in which anyone age 60 can retire voluntarily and receive partial Social Security benefits. This is a $15 billion bill funded by the bailout and stimulus. Kucinich estimates that by offering retirement two years early, a million workers will leave ... Continue reading this article…

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New Credit Card Rules Take Effect Today

by Luke Landes

May 22, 2009 seems like ages ago. That is the date that the Credit Card Accountability, Responsibility and Disclosure (CARD) Act became a law, changing the way credit card issuers interact with their customers. As of today, this law is now fully in effect. The new regulations are designed to help protect consumers from practices ... Continue reading this article…

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Podcast 44: Tax Tips for Big Life Changes

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Bob Meighan, CPA and Vice President of Consumer Advocacy at TurboTax. Bob and Tom Dziubek discuss income tax tips related to big life changes such as getting married, buying a home, having or adopting a child and changing jobs. Production Number: S02E18 Segment Number: 61 To listen, ... Continue reading this article…

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E*TRADE Bank Moving Customers to Discover Bank

by Luke Landes

A number of E*TRADE Bank customers have written to Consumerism Commentary to inform me of this recent news. E*TRADE is planning to move its banking customers to Discover Bank. I have a savings account at E*TRADE but I have not yet received any communication from the bank. Thanks to E*TRADE’s fast external ACH transfers, the ... Continue reading this article…

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You’re Not That Great: 4 Ways to Combat Overconfidence

by Luke Landes

Overconfidence leads investors to believe they can make buying and selling decisions that would result in their performance beating the indexes. Most professional fund managers don’t beat the indexes on a consistent basis, so there is little reason to believe that amateur stock-pickers will be able to succeed where professionals have failed. Are you overconfident? ... Continue reading this article…

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Realistic Expectations For Making Money Through Blogging

by Luke Landes

When I started Consumerism Commentary in 2003, after about eight years of writing on the internet in a smaller, more personal capacity, I only had two goals: to track my finances while working to improve my money situation and to learn more about personal finance by finding articles, sharing links, and adding occasional thoughts of ... Continue reading this article…

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Podcast 43: Financial Samurai

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Sam, the founder of the Financial Samurai website. Sam, Flexo, and Tom Dziubek discuss the Samurai Fund, early retirement, and the Samurai Codes of Honor. Production Number: S02E17 Segment Number: 58 To listen, use the player above (Adobe Flash required), download the podcast here, subscribe to the ... Continue reading this article…

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