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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Weekend Reading: Plutus Award Nominations End Monday, Roth IRA Vs. Debt, Meeting Advisors

by Luke Landes

The Plutus Awards celebrate the best in personal finance by rewarding the best products and services, with nominations and voting open to the public. The Plutus 2.0 Awards is a special set of awards designed to recognize the best personal finance writing on the internet, and each winner of a Plutus 2.0 Award will receive ... Continue reading this article…

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Start the Decade Off Right: Do Something You Love

by Luke Landes

Today, at the beginning of the “10s,” I am thirty-three years old. By the time this decade fades away in the last few hours of December 31, 2019, I’ll be forty-something. (I’d rather not do the math.) Lately, one particular phrase keeps repeating involuntarily in mind: “Life is short. Life is short. Life is short.” ... Continue reading this article…

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New Stimulus Plan: The Fiscal Menace or The Economy Strikes Back?

by Luke Landes

(Or perhaps Episode IV: Obama’s New Hope.) In a few weeks the Senate will be debating another stimulus plan. This one is billed as a jobs creation package with a $154 billion price tag. It’s an extension of the American Recovery and Reinvestment Act of 2009, and its purpose is to increase public funding for ... Continue reading this article…

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Start the Decade Off Right: Invest For the Future

by Luke Landes

With new technology becoming available to consumers every day, like 3-D high-definition televisions, it certainly feels like I’m living in the future. How did we all survive without such marvels as wireless internet, video games that react to movement, GPS, text messaging, and video on demand? In ten years, we could as easily be wondering ... Continue reading this article…

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Flexo’s Investment Portfolio, 4Q 2009

by Luke Landes
Investment Portfolio, December 2009

Yes, you can time the market. The S&P 500 benchmark provided an admittedly handsome 27.76 percent annual return in 2009. However, if you invested in a diversified index mutual fund when the market was at its low point in March more than when it recovered towards the end of the year, you probably beat the market. ... Continue reading this article…

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401(k) Contribution Limits For 2010

by Luke Landes

In 2010, the basic maximum for 401(k) contributions is $16,500. Employees 50 and older can add an additional $5,500. These limits take your pre-tax, after-tax, and Roth 401(k) contributions into consideration, so the sum of all your 401(k) contributions in 2010 cannot exceed the limit for your age group. This limit is the same as ... Continue reading this article…

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Alternatives to High-Yield Savings Accounts

by Luke Landes

I am not surprised that my recent suggestion to start the decade off right by opening a high-yield savings account received a lukewarm reception. With rates between 1 percent and 2 percent APY right now, these savings are looking somewhat pathetic. Savings accounts are not designed to be investments. They will not provide the growth potential that ... Continue reading this article…

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Start the Decade Off Right: Open a High-Yield Savings Account

by Luke Landes

It’s a new year and a new decade. I expect the next ten years will fly by and 2020 will be here before I know it. Thinking about how fast the future is barreling towards the present is inspiring me to start making real changes in my life, and if there is an opportunity to ... Continue reading this article…

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Year-End Personal Balance Sheet, December 2009

by Luke Landes

At the end of every month, I review my personal finances, including bank account balances, investment performance, income and expenses, and I share some of those details here. This was the original purpose of Consumerism Commentary: to track my own finances publicly and hold myself accountable for my financial decisions. I wasn’t aware at that ... Continue reading this article…

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Podcast 37: Financial Foul-Ups With Brian Scheur

by Luke Landes

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek speaks with blogger Brian Scheur who created the website My Next Buck. Every Friday, My Next Buck features a financial foul-up or mistake. Some of these personal stories are drawn from Brian’s own experiences while others feature other personal finance writers presenting their own stories. ... Continue reading this article…

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