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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

E*TRADE Bank Moving Customers to Discover Bank

by Luke Landes

A number of E*TRADE Bank customers have written to Consumerism Commentary to inform me of this recent news. E*TRADE is planning to move its banking customers to Discover Bank. I have a savings account at E*TRADE but I have not yet received any communication from the bank. Thanks to E*TRADE’s fast external ACH transfers, the ... Continue reading this article…

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You’re Not That Great: 4 Ways to Combat Overconfidence

by Luke Landes

Overconfidence leads investors to believe they can make buying and selling decisions that would result in their performance beating the indexes. Most professional fund managers don’t beat the indexes on a consistent basis, so there is little reason to believe that amateur stock-pickers will be able to succeed where professionals have failed. Are you overconfident? ... Continue reading this article…

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Realistic Expectations For Making Money Through Blogging

by Luke Landes

When I started Consumerism Commentary in 2003, after about eight years of writing on the internet in a smaller, more personal capacity, I only had two goals: to track my finances while working to improve my money situation and to learn more about personal finance by finding articles, sharing links, and adding occasional thoughts of ... Continue reading this article…

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Podcast 43: Financial Samurai

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Sam, the founder of the Financial Samurai website. Sam, Flexo, and Tom Dziubek discuss the Samurai Fund, early retirement, and the Samurai Codes of Honor. Production Number: S02E17 Segment Number: 58 To listen, use the player above (Adobe Flash required), download the podcast here, subscribe to the ... Continue reading this article…

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70 Percent Discount Off H&R Block At Home (Formerly TaxCut)

by Luke Landes

February 15, 2010 update: The sale mentioned below is now over. Stay tuned for new sale announcements. Starting today and ending Sunday, February 14, 2010, H&R Block is offering a discount of up to 70 percent off the regular prices for the company’s online do-it-yourself tax filing software, At Home (formerly TaxCut). I consider H&R Block ... Continue reading this article…

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Still Waiting For My Tax Refund

by Luke Landes

Last year, I began working with a tax accountant. We reviewed how I filed my income tax returns for 2007 and 2008 and determined that filing differently would have saved me about $15,000 overall. In November, I filed amended income tax returns (1040X) for 2007 and 2008. I received a refund for my 2007 return ... Continue reading this article…

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Ally Bank: Kiplinger’s Rated Best Savings Account

by Luke Landes

At the end of 2008, the editors of Kiplinger’s Personal Finance magazine selected FNBO Direct as their favorite savings account. Since that time, the banking landscape has changed. From the ashes of GMAC Bank rose Ally Bank offering competitive interest rates. Kiplinger’s chose Ally Bank as the best savings account of 2009. You can read ... Continue reading this article…

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Variety of Savings Accounts: Where I Keep My Cash

by Luke Landes

In a perfect word, I wouldn’t spread my money among more than one or two savings accounts. There is value in simplifying personal finances and I try to take that approach where possible. Forces are working against me, however, keeping my finances more complicated than they would be otherwise. Occasionally I review and evaluate banking ... Continue reading this article…

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Podcast 42: Toyota Recalls, Frugal Valentine’s Day

by Luke Landes

Today we talk with Jeff Bartlett, Autos Deputy Editor at Consumer Reports about the recent Toyota recalls. For updated information on Toyota recalls, see Consumer Reports’ unintended acceleration guide. Also in today’s episode, Flexo discusses money saving tips for Valentine’s Day. Production Number: S02E16 Segment Numbers: 60, 57 To listen, use the player above (Adobe ... Continue reading this article…

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Breaking an Art Sale Record With $104.3 Million for Running Man I

by Luke Landes

This past weekend, a sculpture by Alberto Giacometti broke the previous record for most expensive piece of art sold at auction. An anonymous bidder purchased “L’Homme Qui Marche I” for $104.3 million, up to five times more than the expected price. This may be a good sign for the art world in need of a ... Continue reading this article…

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