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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Still Waiting For My Tax Refund

by Luke Landes

Last year, I began working with a tax accountant. We reviewed how I filed my income tax returns for 2007 and 2008 and determined that filing differently would have saved me about $15,000 overall. In November, I filed amended income tax returns (1040X) for 2007 and 2008. I received a refund for my 2007 return ... Continue reading this article…

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Ally Bank: Kiplinger’s Rated Best Savings Account

by Luke Landes

At the end of 2008, the editors of Kiplinger’s Personal Finance magazine selected FNBO Direct as their favorite savings account. Since that time, the banking landscape has changed. From the ashes of GMAC Bank rose Ally Bank offering competitive interest rates. Kiplinger’s chose Ally Bank as the best savings account of 2009. You can read ... Continue reading this article…

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Variety of Savings Accounts: Where I Keep My Cash

by Luke Landes

In a perfect word, I wouldn’t spread my money among more than one or two savings accounts. There is value in simplifying personal finances and I try to take that approach where possible. Forces are working against me, however, keeping my finances more complicated than they would be otherwise. Occasionally I review and evaluate banking ... Continue reading this article…

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Podcast 42: Toyota Recalls, Frugal Valentine’s Day

by Luke Landes

Today we talk with Jeff Bartlett, Autos Deputy Editor at Consumer Reports about the recent Toyota recalls. For updated information on Toyota recalls, see Consumer Reports’ unintended acceleration guide. Also in today’s episode, Flexo discusses money saving tips for Valentine’s Day. Production Number: S02E16 Segment Numbers: 60, 57 To listen, use the player above (Adobe ... Continue reading this article…

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Breaking an Art Sale Record With $104.3 Million for Running Man I

by Luke Landes

This past weekend, a sculpture by Alberto Giacometti broke the previous record for most expensive piece of art sold at auction. An anonymous bidder purchased “L’Homme Qui Marche I” for $104.3 million, up to five times more than the expected price. This may be a good sign for the art world in need of a ... Continue reading this article…

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Which Should You Pay First: Credit Cards or Mortgage?

by Luke Landes

Imagine your income were sliced in half while your debts remained the same. How would you prioritize your payments? For those who have only credit cards, I’ve always suggested using, or at least understanding, the Debt Avalanche, but that doesn’t take into account other debts you might have such as personal loans and the mortgage. ... Continue reading this article…

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Personal Balance Sheet, January 2010

by Luke Landes

Entering the second month of the year, the new decade is officially underway. It’s time to peek into my bank accounts and investments to see how I’m doing so far. But first, I should take a quick look at the goals and resolutions I set for myself this year. The first goal is to maintain ... Continue reading this article…

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Best of Consumerism Commentary, January 2010

by Luke Landes

Wrapping up the first month of the year, I’m not quite convinced I’m on the right track yet. I spent most of this month without much time for myself. I suppose it’s a good thing I’m not responsible for any other person than myself. On the other hand, January was a great month for Consumerism ... Continue reading this article…

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My Current Spending Vices and Devices: Photography and Coins

by Luke Landes

Although my income has increased over the past few years, my spending has increased as well. After living the better part of the decade watching just about every dollar leaving my bank account, saving as much as possible, and living within my means, I’ve recently begun allowing myself to spend more freely. I’m sure to ... Continue reading this article…

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Podcast 41: Credit CARD Act of 2009 Compliance

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Samir Kothari, co-founder and Vice President of Products at BillShrink. Tom Dziubek speaks with Samir about how the terms of the Credit CARD Act of 2009 have been addressed by credit card issuers so far and what credit card customers can expect in the upcoming months. Production ... Continue reading this article…

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