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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Annual Benefits Enrollment: My Cost Increasing 10%

by Luke Landes

The open enrollment period for my company’s 2010 benefits came to a close yesterday. My procrastination came to an end when I logged into our benefits management website, reviewed the options one last time, and decided to stick with the same plan I’ve had since I joined the company, an HMO plan offered by Aetna ... Continue reading this article…

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6 Items That Exemplify Conspicuous Spending

by Luke Landes

This post is part of the one day blog event “The Spectrum of Personal Finance.” In this event, comic book nerd Brian of My Next Buck, will discuss 8 different emotions (taken from the Green Lantern comic series) and relate them to personal finance. Here at Consumerism Commentary we will be looking at Avarice. To ... Continue reading this article…

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Avoiding Black Friday Online and Offline

by Luke Landes

Many retailers — those who have survived the rough economy — have struggled this past year. Companies are looking forward to the holiday season because they know consumers are in a tough position, too. Here is how it works: the economy is recovering, but unemployment is the last piece of the economy to improve in ... Continue reading this article…

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Podcast 31: Peer-to-Peer Lending and Target Date Funds

by Luke Landes

On today’s Consumerism Commentary Podcast, Tom Dziubek speaks with Renaud LaPlanche, co-founder and CEO of LendingClub and Rob Garcia, senior director of product strategy for the same company. The LendingClub teams discusses the benefits and drawbacks of peer-to-peer lending as an alternative to the traditional banking system. Also in today’s episode, Flexo and Tom Dziubek ... Continue reading this article…

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Put Your Finances on Cruise Control, But Stay Alert

by Luke Landes

My Honda Civic has an option for cruise control. Unfortunately, most of my driving currently takes place on the New Jersey Turnpike and local highways during rush hour and construction, so I rarely have an opportunity to activate this feature. In the slim occasion I find myself driving on a deserted country road, I activate ... Continue reading this article…

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Federal Reserve Wants Your Opinion About Gift Card Fees

by Luke Landes

The Credit CARD Act of 2009 instructed the Federal Reserve to enact new regulations for gift cards. I have a love/hate relationship with gift cards; they’re convenient gifts to give when you know the recipient is a fan of a certain store. Unfortunately, the past few years have seen restrictions added to gift cards which ... Continue reading this article…

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The Madoff Name Premium

by Luke Landes

On Saturday, an auction in New York featured items once owned by Bernard Madoff. The auction raised over $900,000, beating expectations. Once combined with proceeds from another auction later this week, it’s likely that this money will go to investors who were burned by Madoff’s Ponzi scheme. Here are some of the items that received ... Continue reading this article…

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Podcast 30: Nick Corcodilos, Ask the Headhunter

by Luke Landes

The guest on today’s Consumerism Commentary Podcast is Nick Corcodilos, author of Ask the Headhunter: Reinventing the Interview to Win the Job and How to Work With Heahunters. Nick is the founder of the website Ask the Headhunter where he offers advice about job hunting. Today, Tom Dziubek and Nick Corcodilos discuss the job of ... Continue reading this article…

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Federal Reserve Issues New Rules for Overdraft Fees

by Luke Landes

With Congress threatening to create new consumer protection agencies to protect the public from customer-unfriendly banking practices, the Federal Reserve stepped in today to prove it is still relevant and involved with banking regulation. The Fed announced that as of July 1, 2010 for new bank accounts or August 15, 2010 for existing accounts, banks ... Continue reading this article…

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Reader Question: Can You Write “See ID” Rather Than Signing Your Credit Card?

by Luke Landes

I can’t remember the last time I’ve signed the back of a credit card, and I use my credit cards (one for personal travel and big expenses, one for all other personal expenses, and one for business expenses) almost every day. It has never caused me any problems with cashiers; at the most, I might ... Continue reading this article…

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