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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Help a Reader Who Inherited $10,000

by Luke Landes

Does anyone have advice for Sibyl? She commented on an article reviewing Jane Bryant Quinn’s latest book with a question pertaining to her own finances. Sibyl was kind enough to include many details about her family’s finances. I have some suggestions, but this is always a good opportunity to have readers provide theirs as well. ... Continue reading this article…

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The 5 Worst Forms of Debt

by Luke Landes

I suppose you could live your entire life without going into debt, though modern middle class society in the United States seems to be designed to require at least some debt. Even if young adults can complete their education without taking on student loan debt, just about all new homeowners need a mortgage in order ... Continue reading this article…

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Donations For Haiti Relief Will Be Deductible For 2009 Taxes

by Luke Landes

Earlier today the House of Representatives passed a bill to encourage more charitable contributions for recovery in Haiti. Once this bill passes the Senate and is signed into law by the President, and I expect it won’t be long until this law is official, those of us who have donated or will donate cash before ... Continue reading this article…

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$10 Discount Off Quicken Essentials for Mac 2010, 50% Off Other Quicken Products

by Luke Landes

In February, Intuit will release a long-awaited update to the Mac desktop version of Quicken. The new software has been renamed again. When it appears on shelves with the retail price of $69.99, it will be labeled “Quicken Essentials for Mac.” You can pre-order Quicken Essentials for Mac now and receive $10 off the full ... Continue reading this article…

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19.99% APR On My Citi Credit Card, True Cost of Credit

by Luke Landes

Editors Note: The rates in this article reflect the authors credit card rates at the time this article was originally written, these rates do not reflect current credit card rates. Because I check my credit card activity online almost every day to ensure nothing unexpected has been charged to me, it’s rare that I examine ... Continue reading this article…

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U.S. Mint: Making Money By Making Money

by Luke Landes

I hardly use cash anymore. Almost every financial transaction I make as I go about my business is accomplished electronically or with plastic. Since putting to rest my cash-only experiment a year ago, I’ve only used cash in a couple of circumstances: food delivery when I’m too exhausted to cook, getting my clothing laundered or ... Continue reading this article…

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Podcast 39: Get Financially Naked, Manisha Thakor

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Manisha Thakor, author of Get Financially Naked: How to Talk Money with Your Honey, a book that is designed to help couples improve their communication about financial matters. Manisha Thakor is a passionate advocate for women and financial independence, and has experience in the financial industry as ... Continue reading this article…

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Flexo On Tour and Best of December 2009

by Luke Landes

Starting January 18, 2010, I will be on tour, with guest articles appearing on ten of my favorite websites. I am still in the process of writing and editing many of the articles and I plan to have most of them delivered by the end of the weekend. I will continue to be writing articles ... Continue reading this article…

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Safe Donations to Victims of the Earthquake in Haiti

by Luke Landes

Yesterday, a magnitude 7.0 earthquake struck Haiti, with the center only less than ten miles from Port-au-Prince, the capital of the country. Of course, the news of the devastation has been everywhere in the media. Major landmarks have been destroyed by the disaster, including the Presidential Palace and the Port-au-Prince Cathedral. Haiti is a poor ... Continue reading this article…

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Treat Your Employer How It Treats You

by Luke Landes

The more profitable your employer, particularly if it is a large corporation, the more attention the employer pays to its biggest asset, its employees. Profitable companies offer perks to employees like vacation days, 401(k) matching contributions, health care subsidies, free lunches, on-site day-care, unlimited restroom breaks, and development opportunities. Don’t confuse these benefits designed to ... Continue reading this article…

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