As featured in The Wall Street Journal, Money Magazine, and more!

avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Personal Income Statement, December 2008

by Luke Landes

On Saturday I posted my final balance sheet for 2008 and wrote about my progress this past year. Each month, I take a look at my income and expenses as well to get a fuller picture of my finances. This post contains my income and expense report. December continues to be one of the most ... Continue reading this article…

5 comments Read the full article →

Personal Balance Sheet, December 2008

by Luke Landes

The stock market found a way to trash my net worth goal last year. Had the S&P index and my company stock increased in 2008 like they did in 2007, I would have surpassed my net worth goal for the year. Investments have a way of being volatile over short periods of time, and that ... Continue reading this article…

8 comments Read the full article →

401(k) Contribution Limits for 2009

by Luke Landes

If you contribute to a 401(k) plan, you may be happy to hear that this year’s contribution maximum is increasing. In 2008, the tax code allowed employees to contribute up to $15,500. Anyone who turned 50 years old in 2008 could also add a catch-up contribution of $5,000 above this limit, bringing the maximum to ... Continue reading this article…

9 comments Read the full article →

Filing Your 2008 Taxes With the Economic Stimulus (Recovery Rebate Credit)

by Luke Landes

If you didn’t received a payment from the economic stimulus that was devised by the United States government last year and your situation now qualifies you for the credit, you should claim this amount when filing your 2008 taxes. On the 2008 tax filing forms, there is a line designated to enter this amount, listed ... Continue reading this article…

171 comments Read the full article →

When to Begin Investing for a Child’s Education

by Luke Landes

I do not have any children. I am, however, planning to have children at some point in the future. It is part of my long-term vision for my life, despite endless stories from co-workers who seem to have such a difficult time with their own. (These stories are always followed by a confession that they ... Continue reading this article…

14 comments Read the full article →

Banks Celebrate New Year By Lowering Savings Interest Rates

by Luke Landes

One thing to keep your eye on in 2009 is your savings account. Over the past few days, several banks have lowered the interest rates on high-yield savings accounts. This is not a good sign for those who want to have liquid assets without losing purchasing power. You may want to start the new year ... Continue reading this article…

2 comments Read the full article →

Barack Obama is Increasing Your Paycheck

by Luke Landes

The company has spent the past few months managing expectations. With the economy tanking and our company’s performance following the trend of all other companies in the industry, there won’t be much in the way of annual raises and bonuses this year. (We receive these incentives a few months after the end of the year ... Continue reading this article…

10 comments Read the full article →

Last Chance to Earn $250 Bonus From WTDirect

by Luke Landes

Throughout December, WTDirect has been offering an opportunity for new customers to earn up to $250 by opening a new account. The bank is offering a good interest rate right now (3.06 percent APY) for customers with balances of $10,000 or higher. The opportunity to earn this bonus is ending tomorrow, December 31, 2008. Here is ... Continue reading this article…

0 comments Read the full article →

A “Computer Glitch” Caused Macy’s Customers to be Charged Twice

by Luke Landes

On December 22, a representative for Visa wrote about that company’s protection for customers who use debit cards: If your account is compromised, Visa is committed to setting things right without further aggravation or inconvenience to you. Visa’s cardholder protection policy requires all financial institutions issuing Visa products to extend provisional credit for losses from ... Continue reading this article…

6 comments Read the full article →

New ING Direct $25 Bonus Referral Links

by Luke Landes

If you do not already have an account at ING Direct and you’re interested in opening up a new savings account or checking account at this online bank, you can earn a $25 bonus just by using one of these referral links. If you transfer more than $250 as your initial deposit into your new ... Continue reading this article…

0 comments Read the full article →
Page 201 of 453« First···50100150···199200201202203···250300350···Last »