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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

8 Benefits to a Recession or Down Market

by Luke Landes

Will politicians say the word recession? Not if they’re serious about helping their party get elected. Yet, it feels like we are in a recession — or at least, that’s what the media wants us to believe. The stock market, measured by the indexes, is certainly in a downward trend, but I suppose I agree ... Continue reading this article…

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Bonus Points and Miles Offers on CitiBank Credit Cards

by Luke Landes

Editor’s Note: Thank you for your interest, this offer has expired and is no longer available. If you’re looking for bonus points or miles with your credit cards (and I would only suggest doing so if you pay your credit card balances in full every month and if you travel frequently), CitiBank is launching several ... Continue reading this article…

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Get Ready to Pay More to Fly

by Luke Landes

As gas prices approach $4.00 nationally this summer, airlines are looking for ways to keep their profit margins without increasing ticket prices. Even though the average today is still “only” $3.20, some airlines have begun to make some changes. Carriers have been scrambling for ways to “up-sell” fliers, including selling first-class upgrades, fancy alcoholic drinks ... Continue reading this article…

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Deadly Sins, Getting a Raise, and Reducing Grocery Bills

by Luke Landes

Here are some recent articles from around the web. Five Cent Nickel has the seven deadly sins that lead to debt. I would say it’s possible to fall into deep debt even without “sinning.” Even the best and most reasonable emergency fund can be insufficient to take care of a major medical expense. A guest ... Continue reading this article…

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It’s Official: New Job With a Raise and Promotion

by Luke Landes

Earlier this year, a new position opened up in my department when a co-worker left for a better job within the company. The open position is similar to my current one, with some added responsibilities, a higher “salary grade,” and the same reporting lines. I decided to put my hat in the ring for the ... Continue reading this article…

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Balance Transfer Fees on American Express Credit Cards

by Luke Landes

Credit cards are tightening their standards and no longer being generous with low promotional interest rates on balance transfers. In fact, many cards have balance transfer fees even with their promotional offers. This information is not always immediately apparent. I’m assembling a list of current balance transfer fees by credit card. The other day, I ... Continue reading this article…

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Three Tips for More Financial Aid

by Luke Landes

When I was applying for colleges for my undergraduate degree, a scholarship agent came to our house. I think he was referred to us by a friend of mine, and even then I wondered whether this was the time of arrangement where someone gets a referral bonus. The scholarship agent entered our house with a ... Continue reading this article…

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Comcast Bills for Two Months of Service on First Bill

by Luke Landes

The author of the Debt Sucks blog explains his recent predicament with Comcast. When I received my first bill from Comcast many years ago, I faced the same situation. My first bill was much higher — almost twice as much — as the monthly rate I originally agreed to. Here’s what Debt Sucks has to ... Continue reading this article…

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Anyone Fly Virgin America?

by Luke Landes

This weekend, I purchased tickets for the trip my girlfriend I will be taking to California in April. My general method of operation for purchasing airline tickets is to decide which dates will be best for traveling taking into account my schedule and my girlfriend’s schedule. She’s a teacher who doesn’t take vacations or sick ... Continue reading this article…

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Teaching Financial Skills to Teens With Learning Disabilities

by Luke Landes

Almost 3 million children in the United States have learning disability (LDs). Different types of LDs have different effects on a child’s ability to perceive, comprehend, and interpret information, and these effects can last into adulthood. For example, dyslexia and dysnumeria can make financial calculations difficult, and temporal problems can lead to a tendency to ... Continue reading this article…

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