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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Personal Income Statement, November 2008 (Net Income: $22,787)

by Luke Landes

Along with the monthly personal balance sheet, which I use to track my net worth from month to month, I publish a report that outlines my income and expenses. The two reports together help me focus on the total picture. My “extracurricular” income — money I’m earning outside of my day job through writing for ... Continue reading this article…

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News and Blogs: Tuesday, December 2, 2008

by Luke Landes

JPMorgan Chase to Cut 9,200 Washington Mutual Jobs Nationwide. Chase notified thousands of WaMu employees yesterday that their jobs will be eliminated by the end of next year, many much sooner. 3,400 of the jobs will be cut from the Seattle headquarters and 1,600 more from California. Self-Employes are Frozen Out of Mortgages. If I ... Continue reading this article…

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Personal Balance Sheet, November 2008 ($180,926, +6.5%)

by Luke Landes

It doesn’t look like I’m going to meet the goal I set for myself last year. A net worth of $210,000 is out of the question unless the stock market experiences a miraculous recovery. All things considered, my finances are still in good shape. Every month, I review my account balances and income vs. expenses ... Continue reading this article…

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WTDirect Offering Account Opening Bonuses Up to $250

by Luke Landes

EDITORS NOTE: THIS OFFER IS EXPIRED WTDirect, the online banking arm of Wilmington Trust, is looking to attract customers with a good interest rate (currently 3.06 percent APY for accounts with a balance of $10,000 or more) and a bonus for new account holders. If you open a new account at WTDirect and maintain an average ... Continue reading this article…

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News and Blogs: Monday, December 1, 2008

by Luke Landes

More ING Direct $25 bonus links are now available. I’ve posted more referral codes received from Consumerism Commentary readers on the waiting list. In a few weeks, I plan on opening the waiting list again, so subscribe to the RSS feed so you can respond quickly to add your name before the list is closed ... Continue reading this article…

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November Cash Experiment: Successful, Perhaps

by Luke Landes

Early last month, I decided to leave my credit card in my wallet throughout November. Over the last few years, I’ve been using a rewards credit card to pay almost all of my day-to-day expenses. I never pay interest charges because I always pay my credit card in full before the due date. I buy ... Continue reading this article…

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Thanks to This Week’s Guest Authors

by Luke Landes

While I visited with family on the opposite side of the country this past week for Thanksgiving, I offered the opportunity to feature a few guest authors at Consumerism Commentary. The guests provided a number of excellent articles to keep this website going strong while I was away, and I thank them for doing so. ... Continue reading this article…

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One Life: The Cost of Extreme Consumerism

by Luke Landes

When the doors opened early for Black Friday sales at a Wal-Mart store on Long Island, the frenzied shoppers stormed in, determined to be the first to grab the bargains before they were depleted. The maniacs trampled the unfortunate Wal-Mart worker whose job was to open the door. The shoppers continued to run in, ignoring ... Continue reading this article…

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Does Penny-Pinching Encourage Economic Decline?

by Luke Landes

About the author: This is a guest post by Carson Brackney, writer for Personal Finance Analyst. Personal Finance Analyst is an online community of bloggers dedicated to taking the mystery out of money and helping you to live a happier, more successful life with the money you have. In the wake of 9/11, President Bush ... Continue reading this article…

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The Mythical Demise of Social Security

by Luke Landes

About the author: This guest post comes to you from Mr. ToughMoneyLove, a baby boomer who dishes the hard truth about money and personal finance at his Tough Money Love blog. I cannot count the number of times I have seen or heard statements proclaiming with great certainty that Social Security will “disappear” or that ... Continue reading this article…

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