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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

The Battle Royale: You Versus Yourself

by Luke Landes

About the author: Matt Wallaert is a behavioral psychologist and the Lead Scientist at Thrive, a free financial advisory website that helps people organize their finances and plan for the future with personalized feedback from its behavioral advisory engine. Twenty six and addicted to buying suits at Goodwill and geeking out on psychology, he lives ... Continue reading this article…

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News and Blogs, Monday, November 24, 2008

by Luke Landes

Reminder: While I am on vacation this week, Consumerism Commentary is featuring articles by other writers. Please read Criminal Charges: Volume XVII, the first of this week’s guest articles. Rescue Deal for CitiGroup. Citi is too big to fail, so the government is preparing an injection of $20 billion in addition to the $25 billion ... Continue reading this article…

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Criminal Charges: Volume XVII

by Luke Landes

About the author: This guest article is presented by Jeremy M. Simon, who writes for Taking Charge. Jeremy’s articles focus on payment card and debt trends impacting consumers. Thanksgiving is nearly here, and credit card misdeeds show no sign of letting up, meaning yet another well-stuffed edition of Criminal Charges, my weekly roundup of news ... Continue reading this article…

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Guest Posts Coming, Monthly Prize for Best Comments

by Luke Landes

Guest article schedule Here’s a quick administrative note. While I am visiting family in California this week, Consumerism Commentary will be featuring a number of guest authors. The “Take Control of Your Finances” series will be on hold until I return, but I will be around for occasional posts. The guest authors will be on ... Continue reading this article…

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Take Control of Your Finances Part 6: Get Out of Debt

by Luke Landes

Debt is like indentured servitude. You work and earn income, but you hand over that income to someone else. With debt, your finances are controlled by someone else, not you. For example, credit card companies have the right to change your interest rate at almost any time with advance notice. In fact, CitiGroup recently raised ... Continue reading this article…

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News and Blogs: Thursday, November 20, 2008

by Luke Landes

Happy New Year? Not For Some. At the beginning of 2009, employees who take part in a 403(b) plan, which is like a 401(k) plan for non-profit organizations, will have fewer investment options. This change will bring 403(b) plans in line with the expectations for 401(k) plans. The change will probably mean higher expenses and ... Continue reading this article…

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Take Control of Your Finances Part 5: Build a Better Budget

by Luke Landes

This is the next installment in a series at Consumerism Commentary about taking control of your finances. Please consider subscribing to the Consumerism Commentary RSS feed for updates. It’s no secret that budgeting is a chore. Although this piece of personal finance carries an ugly reputation, even a simple form of budgeting will help you ... Continue reading this article…

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News and Blogs: Wednesday, November 19, 2008

by Luke Landes

5 Money Mistakes in a Bad Economy. Here are the mistakes: continuing to use credit cards, withdrawing or taking a loan from your retirement funds, paying for college without loans, grants, or scholarships, neglecting to invest, and taking home-equity loans. Bid to Ban Sale of Obama Tickets. Tickets to presidential inaugurations have always been free, ... Continue reading this article…

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Take Control of Your Finances Part 4: Use High-Yield Savings Accounts

by Luke Landes

This is the next installment in a series at Consumerism Commentary about taking control of your finances. Please consider subscribing to the Consumerism Commentary RSS feed for updates. If you’re on your way to spending less than you earn, then you’re going to need a good place to put your excess income. Even before setting ... Continue reading this article…

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News and Blogs: Tuesday, November 18, 2008

by Luke Landes

I’ve added more $25 bonus codes for new ING Direct customers last night. If you have at least $250 to deposit into a high-yield savings account, use one of these codes to receive a small boost. You’d Better Watch Out: Gift Cards Can Be Lumps of Coal. If you are considering getting someone a gift ... Continue reading this article…

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