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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Congratulations to Sarah, Winner of Excuse Me, Your Job is Waiting

by Luke Landes

Over a week ago, I held a simple contest in order to give away one copy of Excuse Me, Your Job is Waiting, by Laura George [my review]. To enter the contest, all I required other than a valid email address was a description of your “dream job.” Here are some of the responses. Congratulations ... Continue reading this article…

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Ben Folds and the Boston Pops Incite Two-Person Riot

by Luke Landes

One of my favorite musicians, Ben Folds was about to perform with the Boston Pops for their opening night festivities on Wednesday night, when a fight broke out in the balcony between one individual and the individual the first thought was making too much noise during the concert. You have to watch out for Ben ... Continue reading this article…

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Automobile Insurance Premium Increasing, But Not By Much

by Luke Landes

Earlier this week, I received my updated policy information from Liberty Mutual, the company that provides the insurance for my Honda Civic. I was expecting a significant increase thanks to a minor car accident last October. Here are some details about my coverage, which I haven’t changed since purchasing this car. * Liability, bodily injury: ... Continue reading this article…

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This Week in the Archives: Melatonin, Mortgages, and MBAs

by Luke Landes

Here are some of the more interesting items from the past on Consumerism Commentary. Check these out if you have some time to read. From May 8-15, 2006: * May 8: Americans Are NOT In Bad Shape With Credit, Sort Of * May 8: PlayStation 3 Plus Or Minus $596: My Generation Just Sighed * ... Continue reading this article…

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ING Direct Closed Customer’s Account Due to Bad Credit

by Luke Landes

Is it discrimination to cancel a customer’s checking account for their bad credit? ING Direct has done so to Nick, who emailed me (and Consumerist) a complaint forwarded to the ING Direct ombudsman. ING Direct has closed his Electric Orange account, a checking account that earns 0.20 percent – 1.10 percent APY currently. Evidently, ING Direct performs ... Continue reading this article…

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Sold My ESPP Shares, Nice Profit, More Tax Owed

by Luke Landes

At the beginning of the year, I started participating in my company’s newly-offered employee stock purchase plan, which gives us the opportunity to automatically deduct up to 10 percent of our paychecks and defer that money for use at the end of the quarter. At that time, we are able to purchase stock at a 15 percent ... Continue reading this article…

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Fraternity Alumni Associations: Something Valuable?

by Luke Landes

When I was an undergraduate, I was in a fraternity. When I say that to people, I always provide a quick qualification: it was more like a music service or honor society than a fraternity. We didn’t have a “house,” and most of us didn’t do the crazy things you see in movies. While I ... Continue reading this article…

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Ten Questions to Ask Before Getting Hitched

by Luke Landes

Perhaps she calls you “her sweeitie” and you call her “lover.” Maybe you don’t have cutesy names for each other, but if you’re planning to get married, hopefully you know each other very well. This encompasses a little more than favorite restaurants, medical allergies, and middle names. There should be some serious discussions about life ... Continue reading this article…

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Admin Note: Downtime

by Luke Landes

I apologize if you’ve been trying to visit but have experienced long load times or… nothing. We had a hardware failure today and it looks like DreamHost has us back up and running for the time being. I’m in the process of evaluating dedicated hosting options, so expect some stability soon. By the way, you ... Continue reading this article…

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Bank of America Will Offer No-Fee Mortgages

by Luke Landes

According to USA Today, Bank of America will soon begin offering no-fee mortgages. That means they won’t charge for applications, appraisals, loan originations, title insurance, flood certifications, and even private mortgage insurance. I was thinking about this last night, and it occurred to me that this is simply the next step in a pyramid scheme. ... Continue reading this article…

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