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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Wednesday Reading

by Luke Landes

Forbes takes a look at what the good life costs, with the “good life” being a nice house, good education for the kids, and a summer home. In the Northeast, my region of the country, it will cost at least $215,000 a year (after taxes and savings). That’s enough to make most families give up ... Continue reading this article…

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0% Balance Transfers

by Luke Landes

The 0 percent interest credit card balance transfer game is a popular one to play. I had first encountered the trend on the Motley Fool message boards a few years ago. The credit card companies are making these quick-money ideas a little more difficult to navigate, with rules that differ among the many different offers. According ... Continue reading this article…

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Time to Consolidate

by Luke Landes

I spent the last 45 minutes or so consolidating my student loans. I’m a graduate student, working on my Master of Business Administration degree from the University of Phoenix Online. Even though I have these loans, they get paid off as soon as I receive my reimbursement check from my company. However, when I first ... Continue reading this article…

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Handy Expiration Reference

by Luke Landes

For future reference: Real Simple magazine has published a guide to product expiration times. Also, here is the Table of Condiments That Periodically Go Bad, based on the periodic table of the elements. I have a version of this chart magnetized to my refrigerator.

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Carnival of Personal Finance #1

by Luke Landes

Welcome to Consumerism Commentary and the Carnival of Personal Finance! For an introduction to the Carnival, read this entry. For a schedule of upcoming Carnivals and their hosts, see this article. Below you will find the articles that have been submitted so far. The deadline was originally set for Sunday night at 10:00pm, but any ... Continue reading this article…

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PayPal Alternative – Not GreenZap

by Luke Landes

There may be a new PayPal alternative on the horizon, I’m not talking about the pyramid marketing scheme, GreenZap. Google is rumored to have a program in the works, tentatively called Google Wallet. The program could be a convenient feature for AdSense advertisers and content providers, and if Google begins offering a fee-based Gmail, the ... Continue reading this article…

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Carnival of Personal Finance Host Schedule

by Luke Landes

The Carnival of Personal Finance Host Schedule has moved. Please update your links.

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Weekend Reading

by Luke Landes

I caught several interesting articles from Kiplinger’s Personal Finance. They’re good reads for the under-thirty set, like myself. Smartest Money Moves at Any Age offers advice about making the most out of your first job, what to do with finances when you get married, some tips for buying a first home, thoughts about having children, ... Continue reading this article…

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New Jersey is a Red State

by Luke Landes

Do you live in a red state? I’m not talking politically. Experian has compiled data from credit reports to determine which U.S. states represent the highest average debt (not including mortgages) per person. There’s a nifty color-coded chart, as well. The red states have the highest average debt. The New England states rank high… but ... Continue reading this article…

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Benefits

by Luke Landes

Carnival Update: We now have three submissions for the inaugural Carnival of Personal Finance. If you’re a blogger and you’ve written about personal finance recently, feel free to submit a link to an article you’re proud of! At work, we had a division meeting with our vice chairman today. Basically, the company is in good ... Continue reading this article…

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