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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Credit, Debit, Check or Cash?

by Luke Landes

Editor’s Note:  This limited-time offer has expired. According to the Federal Reserve, credit and debit payments surpassed check payments last year. Between credit and debit transactions, debits have been gaining popularity. A Reuters article states that for those with financial discipline, credit cards are the best option for every day purchases. The Citibank Dividend Platinum ... Continue reading this article…

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Taking a Hit to My Net Worth

by Luke Landes

Since I resumed taking classes for my MBA, I now have a new student loan. The way this works is I take a loan at the beginning of the “semester” and after each six-week class ends, I wait two weeks for a 90 percent reimbursement from my company. On my next monthly update, you’ll see my ... Continue reading this article…

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Buffett Says

by Luke Landes

When Warren Buffett speaks, it would do investors well to heed his advice. In his annual letter to Berkshire Hathaway shareholders, he offers this advice: Be un-American. By this he means that the way to great returns is to go against the trends while investing in index funds. If Wall Street is fearful, be greedy. ... Continue reading this article…

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MM’s PFBlog Network

by Luke Landes

The writer behind PFBlog.com has an interesting idea which will get more people blogging about personal finance. He has created the “PFBlog Network,” the purpose of which is creating a central location for personal finance blogs, hosted on MM’s domain. I’m trying out the Network with the intent of discovering whether it can drive more ... Continue reading this article…

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Trying Out Emigrant Direct

by Luke Landes

It’s been about three months since Emigrant Direct started offering a 3.0 percent interest yield on their savings account, beating out ING Direct for the favored spot in the minds of many. I’ve held out with ING for these three months and witnessed my favorite raise their rates, though not quite to the top. ING Direct’s ... Continue reading this article…

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The New Bankruptcy Bill

by Luke Landes

There’s a new bankruptcy bill that’s up for vote in the Senate. if it passes, and it probably will, filing for bankruptcy will be harder. More specifically, fewer people will be able to file under Chapter 7, where creditors will get nothing and all debt is liquidated, and instead will be forced to file under ... Continue reading this article…

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Welcome Yahoo Finance Visitors

by Luke Landes

Tech Insider from Yahoo Finance has listed Consumerism Commentary among its list of “Ten Money Blogs Everyone Should Read.” If you’re visiting from that location, welcome! Feel free to browse through the archives (links down the right side of this page) and follow my thoughts and links on personal finance. Please don’t be shy; leave ... Continue reading this article…

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Suze Orman: Young, Fabulous and Decidedly Not Broke

by Luke Landes

Suze Orman is appearing on PBS right now on her fifth special, Young, Fabulous, and Broke. I’ll live-blog the first hour of the program. You can catch her on WNET 13 New York or possibly your local PBS station. Show them your support. Read on and reload throughout the hour! Keep in mind my server ... Continue reading this article…

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New Jersey is Last

by Luke Landes

It never felt so nice to be last on a list. New Jersey is ranked 50th when it comes to the average price of gasoline according to AAA. If you’re looking for more fun with gasoline price statistics, check out AAA’s Daily Fuel Gauge Report. The good news is the station I usually go to ... Continue reading this article…

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Due This Month

by Luke Landes

Although my auto insurance will cost about $3,600 for the year, I can pay the total amount in six installments. Unfortunately, the first installment is higher due to the inclusion of a “deposit.” I need to send in $1,147 for my auto insurance this month. The good news is that I should be able to ... Continue reading this article…

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