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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Housing Market Update

by Luke Landes

According to the National Association of Realtors, Florida had some nice gains in real estate values between the fourth quarter of 2003 and the fourth quarter of 2004, but Las Vegas, Nevada is on top. Here’s the full chart.

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Lose Your Job Over Blogging

by Luke Landes

There’s been a story in the news lately about an individual who worked for Google and was fired for having a blog. I think what a lot of people seem to misunderstand is that it’s not the fact that he had a blog that got him fired, it was the fact that conducted himself inappropriately ... Continue reading this article…

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It Helps to Call

by Luke Landes

I noticed today that the bank where I hold my checking and one savings account, Wachovia, charged me a service fee of $15. Regular readers may remember that the discount brokerage department of the same corporation charged me a yearly fee last November, but this time the situation was different. According to their rules, I ... Continue reading this article…

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Paper Currency Photographs

by Luke Landes

Have a lot of time on your hands? Spend it perusing through the image gallery of paper currency. Many different countries are represented by photographs or scans of various bank notes. I don’t suggest printing any of the images on glossy paper to take with you for use when traveling to the represented location.

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Made a 401(k) Contribution Change

by Luke Landes

I changed the contribution rate to my 401(k) today. Previously 12 percent of my pretax income was being diverted to the 401(k) despite only 4 percent of my income being matched by the employer. I reduced the rate from 12 percent to 4 percent so I could still get the complete company match while allowing me more cash. This ... Continue reading this article…

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Credit Card Rates Up

by Luke Landes

Selena Maranjian from The Motley Fool writes about credit card rates going up in an article aptly titled, How to Owe $40,000 by Doing Nothing. She includes tables showing just how damaging having a 40 percent APR on your credit can be. That’s a pretty high rate, and apparently it’s a more common penalty rate for ... Continue reading this article…

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Financial or Marital Bliss

by Luke Landes

An ever-growing body of research shows that most of us adapt quickly to improvements in our finances; we simply learn to covet a higher class of goods. But the happiness-inducing qualities of a solid marriage last and last. That’s a quotation from this special report from CNN Money. The summary is simple: If you want ... Continue reading this article…

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Individual Social Security Accounts

by Luke Landes

I still need to do more research before I decide whether I like the idea of privatizing social security. For future reference, here’s some information on the current proposal.

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A Very Expensive Quarter Dollar

by Luke Landes

Two different errors on the Wisconsin quarter dollar is causing coins containing one of the errors to be valued up to $1,100, with the possibility of prices going up. Coin World reports that only coins struck at the Denver Mint are affected. State quarters have a mint mark on the “head” side of either “P” ... Continue reading this article…

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Another Option for Your 401(k)

by Luke Landes

You’ve heard of the Roth IRA, but you may not have heard of the Roth 401(k). This is a new twist to the employer-sponsored retirement account that will be going into effect on January 1, 2006. Your total 401(k) contribution limits won’t change, but like the Roth IRA, the money you contribute to the Roth ... Continue reading this article…

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