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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Evaluate Your Net Worth

by Luke Landes

Calculating your personal balance sheet – Oct. 3, 2003 This article stresses the importance of looking at your net worth at least once a year. It also presents statistics to which you can compare yourself, based on your age range and income range. I’m doing pretty well for my age range, but a bit far ... Continue reading this article…

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Six Tips For Investing Beginners

by Luke Landes

Fool.com: 6 Investing Lessons Learned [Commentary] September 29, 2003 User ID: flexo[at]fiveandtwenty.com Password: flexoweb Matt Richey leaves us with some advice he has learned over the years. This is beneficial for anyone who wants to enter the stock market. Most people go in blindly, buying stocks they don’t really know much about. Matt emphasizes the ... Continue reading this article…

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Are You On Track?

by Luke Landes

MSN Money – Are you on track to retire rich? According to their charts, you could say I’m on track. The issue I have with this, however, is they use $1,000,000 at retirement as a goal. However, by the time I retire, due to inflation and to increasing life expectancies, $1,000,000 is not going to ... Continue reading this article…

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Rich… With Children

by Luke Landes

Building wealth, even with kids – Sep. 23, 2003 Some people say that it’s impossible to build wealth and have children. Others, like the author of this article, believe it is possible, but it requires some lifestyle adjustments. “The way you get rich is moderation, moderation, moderation.”

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Housing Bubble? Housing Investment?

by Luke Landes

Fool.com: Buying the Bubble? [Commentary] September 18, 2003 The author tackles with the question of whether there is a (national) housing bubble. He feels that there isn’t, but also notes that housing is not an investment. People should avoid thinking of it as one. It doesn’t provide income and any thoughts about future movement are ... Continue reading this article…

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Which Degrees Are Worth It

by Luke Landes

MSN Money – Is your degree worth $1 million — or worthless? – Saving for college Find out which degrees and fields pay off, based on average amount spent obtaining the degree and average increase of lifetime salary. You’ll probably be happiest, though, if you don’t dig yourself deeply in debt for a field that ... Continue reading this article…

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How to Feel a Little Richer

by Luke Landes

How rich are you compared to the richest people in the world? Find out here where you fall on the scale. Here’s a little diagram found deep within the website to give you an idea of how this is calculated.

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The Average Family

by Luke Landes

Fool.com: Is Your Cash Flow Normal? The average family (statistically speaking, that is) in the United States earned $38,106 in 2001 after taxes were paid. The same average family spent $39,518, so if this trend continues, people will just grow deeper into debt. The article breaks down that spending into several categories. See how you ... Continue reading this article…

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The Cost of the Good Life

by Luke Landes

Inflation of expectations – Sep. 12, 2003 This article looks at consumption trends in home electronics, real estate, travel, cars and events, using the early 1960s as a reference for the current day. The author mentions an anti-consumerism movement and refers to the book, Affluenza: The All-Consuming Epidemic by John De Graaf and the accompanying ... Continue reading this article…

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Financial Update

by Luke Landes

It’s been a while since my last update. I’m afraid I haven’t been able to save much with my move.   July 16 September 12 Cash Accounts: $ 9,825 $ 11,417 Taxable Investments: $ 2,722 $ 2,795 401k (Pre-Tax): $ 6,127 $ 6,846 Roth IRA: $ 150 $ 485 Credit Cards: ($ 447) ($ 2,816) ... Continue reading this article…

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