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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

The Average Family

by Luke Landes

Fool.com: Is Your Cash Flow Normal? The average family (statistically speaking, that is) in the United States earned $38,106 in 2001 after taxes were paid. The same average family spent $39,518, so if this trend continues, people will just grow deeper into debt. The article breaks down that spending into several categories. See how you ... Continue reading this article…

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The Cost of the Good Life

by Luke Landes

Inflation of expectations – Sep. 12, 2003 This article looks at consumption trends in home electronics, real estate, travel, cars and events, using the early 1960s as a reference for the current day. The author mentions an anti-consumerism movement and refers to the book, Affluenza: The All-Consuming Epidemic by John De Graaf and the accompanying ... Continue reading this article…

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Financial Update

by Luke Landes

It’s been a while since my last update. I’m afraid I haven’t been able to save much with my move.   July 16 September 12 Cash Accounts: $ 9,825 $ 11,417 Taxable Investments: $ 2,722 $ 2,795 401k (Pre-Tax): $ 6,127 $ 6,846 Roth IRA: $ 150 $ 485 Credit Cards: ($ 447) ($ 2,816) ... Continue reading this article…

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Think Our Generation Has It Better Than Our Parents?

by Luke Landes

Are you worse off than Mom and Dad? This article upsets me. Salaries do not increase enough to keep up with costs of housing and education, which increase leaps and bounds over inflation. Even if you compare today’s two-income houseold with a one-income household from thirty years ago, today’s family can afford less. It upsets ... Continue reading this article…

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Six Figures Is Better Than Five

by Luke Landes

Who gets paid six figures? – Sep. 9, 2003 The answers will shock and awe you, or maybe just mildly interest you. Included in CNN’s list are general merchandise manager, FedEx cargo pilot, and hotel manager. The article references 6figurejobs.com which appears to be a job board, but at the moment, it is not online.

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Psychedelic Money

by Luke Landes

New $20 to launch – Sep. 9, 2003 The new $20 bill is set to be distributed in October, and I, for one, welcome our new multicolored overlords. More info on the new money is here.

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Free $50 For Signing Up

by Luke Landes

Thank you for all the comments and questions you have been sending in. A reader from Portland wrote to ask: Can you recommend any high-yield savings accounts? I can. I’ve been very happy with ING Direct. They constantly offer some of the highest interest rates for savings accounts and have no minimum balance or other ... Continue reading this article…

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Don’t Haggle If You Don’t Want

by Luke Landes

Hate haggling with auto salesmen? Don’t – Save on a Car If haggling with a car dealer makes you nervous or uncomfortable, you can still get a good price on cars if you do your research. The above article contains some tips that might come in handy.

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The Lesser of All Evils: Mutual Funds

by Luke Landes

The Bottom Line: Why I’m sticking with funds – Sep. 8, 2003 There have been stories in the news lately of mutual fund managers taking part in some unfair practices. In one case, some traders were allowed to purchase or sell shares of a fund after closing time at the day’s price instead of at ... Continue reading this article…

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Getting the Best Buys

by Luke Landes

Money Magazine posted an in-depth smart spending guide. The detailed article gives many, many tips for getting deals on cars, electronics, the internet, travel, and lots more, without suggesting you compromise your desires. I plan on coming back to this every once in a while to make sure I’m not forgetting anything before making big ... Continue reading this article…

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