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avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Rising to the Top

by Luke Landes

Here’s a quick article about a woman who was determined to succeed. It’s unfortunate that they stressed sales. I don’t enjoy sales.

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The Coming Crash in the Housing Markets

by Luke Landes

“It’s 1929 all over again,” said Talbott, a former Goldman Sachs vice president. “This is big Depression-type stuff.” This article visits a worst-case scenario that some people think the market may realize. Once again, the point is made that while the housing market has never declined as a national average, prices have certainly declined locally. ... Continue reading this article…

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Longer Auto Loans

by Luke Landes

Lenders are giving huge incentives for customers to take on longer auto loans—six or seven years. At the same time, the average age of a car when traded in is less than 5.5 years. This means that people generally trade in their cars while still owing money. Another result of these longer loans is that ... Continue reading this article…

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Home Buyers

by Luke Landes

Buying a house isn’t right for everyone. If it seems like everyone else around you is jumping on the real estate bargain, but you aren’t, don’t sweat it. How can we buy a house? Once again, the possibility of real estate prices not continuing to go up as much as they have been is brought ... Continue reading this article…

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Investing as a Couple

by Luke Landes

If I had a dime for every article on personal financial issues for couples (married or otherwise), I would be rich. This article shows an example of a newlywed couple determining how to invest $20,000 previously not in a diversified portfolio. The article cites MSN’s previous articles on finance for couples. Romance can wait; first, ... Continue reading this article…

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The Millionnaires You Didn’t Know

by Luke Landes

Have you ever found yourself in the position of receiving money from a deceased person who you didn’t know had that much? Neither have I. However, it’s a fairly common occurance according to this article, Surprisingly Rich, from CNN/Money.

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Good Rate for Savings

by Luke Landes

Their ruthless tactics are starting to pay off for savings-minded customers. Capital One is the type of company that offers credit cards to people with poor credit history. People who are happy to qualify for a credit card are willing to pay high interest rates (upwards of 20 percent APY) and yearly fees (upwards of $50) ... Continue reading this article…

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Managing Your Money, Dilbert Style

by Luke Landes

Scott Adams, creator of the comic strip Dilbert and holder of an MBA from Berkeley, wrote a “book” on personal finance, and is summarized today on The Motley Fool. Adams boils personal finance down to nine points, which you will see if you read the article.

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Bartering in a Bad Economy

by Luke Landes

Joan Ferreria of the Bronx, 19 and unemployed, has traded his Web design skills for a computer keyboard, as well as piano, photography and driving lessons. For giving Spanish lessons, he has banked two 30-day unlimited ride MetroCards. [New York Times article, username: flexoweb, password: flexo] In a bad economy, some people turn to bartering ... Continue reading this article…

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People of Million Dollar Homes

by Luke Landes

Who can afford million dollar homes? Coldwell Banker polled their real estate salespeople to find out. It turns out that buyers of million dollar homes most often pay in cash, or if they take financing, many put down a payment of at least 50 percent of the sale price. The two most common professions are corporate ... Continue reading this article…

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