dcsimg
As featured in The Wall Street Journal, Money Magazine, and more!

avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Summer Internship: Career Opportunity or Cheap Labor?

by Luke Landes
World's Best Band Director mug

When I decided to add a minor as an undergraduate, music management (a cross between non-profit management and music business), the program required me to take an internship at a non-profit arts organization. I took advantage of my university’s career services to find an organization that would be appropriate for me, and I quickly found ... Continue reading this article…

9 comments Read the full article →

Podcast 165: Credit Scoring and Management

by Luke Landes

Today on the Consumerism Commentary Podcast, Jay talks with John Ulzheimer about credit scores and managing your credit history. They also discuss the deceptive marketing of pre-paid debit cards, how a FICO score is built and the unfortunate history of credit repair firms. Consumerism Commentary Podcast Credit Scoring and Management: S07E09 / 165 Download – ... Continue reading this article…

1 comment Read the full article →

How Many Savings Accounts Do You Need?

by Luke Landes
Money

Over the past year, I’ve been simplifying my finances. I’ve collected a number of savings accounts and checking accounts, mostly as a way of auditioning and reviewing various banks for the benefit of Consumerism Commentary readers. There’s little sense in me holding onto so many accounts across dozens of banks, so I’ve been taking some ... Continue reading this article…

11 comments Read the full article →

Facebook to Introduce Payments Linked to Credit Cards

by Luke Landes
Facebook

Now that Facebook is a public company, it’s under pressure by its shareholders and investors to show that it has a plan to generate revenue. The company’s latest plan is to expand its system for virtual payments — the use of credits to buy add-ons to games — to include direct, real payments. Facebook seems ... Continue reading this article…

10 comments Read the full article →

Best Feature of a 401(k) Plan: Employer Contribution

by Luke Landes

A Reddit user recently posed this question to her fellow community members: Right now my fiancé and I have 2 student loans, 2 vehicle loans, small credit card debt, and a mortgage. We want to start the snowball debt payment method and want to apply a little more income to accelerate the process. My company ... Continue reading this article…

8 comments Read the full article →

Should Rich Families Leave Their Wealth to Their Children?

by Luke Landes
Cash

One of the great promises of the United States of America is economic mobility. In the Land of Opportunity, in theory, you can design your life’s economic fate. Immigrants from Europe looked forward to leaving economic and religious oppression in their past, as they came to the land that is or would become the United ... Continue reading this article…

26 comments Read the full article →

Podcast 164: Vanguard’s My Classroom Economy

by Luke Landes

Today on the Consumerism Commentary Podcast, Jay talks with Shannon Nutter-Wiersbitzky about My Classroom Economy, a model classroom curriculum designed by Vanguard. Shannon is the Director of Market Research at The Vanguard Group. They discuss many aspects of bringing a real world economy model into the classroom, where students earn salaries and have to pay ... Continue reading this article…

0 comments Read the full article →

It’s More Expensive to Raise Kids Today

by Luke Landes
Teddy Bear

Despite low or stagnant measures of inflation, at least as those numbers are reported by the government, families are faced with expenses that continue to rise. It’s been a while since I last wrote about the Department of Agriculture’s calculation of the cost of raising a child. The last time I wrote about this was ... Continue reading this article…

14 comments Read the full article →

Seven Great Gifts for College Graduates

by Luke Landes
Graduation

If there is a college graduate in your life, he or she will likely receive a number of gifts. The first gift will be the realization that it can be difficult to find a job in this economy right now — if the goal is to get a job in the same field of study ... Continue reading this article…

28 comments Read the full article →

Public School Funding: Taxes or Parent Donations?

by Luke Landes
Classroom

When communities vote on public school budget proposals throughout the country, voting citizens evaluate the quality of the curricula, the perceived effectiveness of the administration, the students’ performance, the prioritization of students’ needs, and their own wallets. Rising costs and an unstable economy tend to push parents to be wary of budget increases that result ... Continue reading this article…

30 comments Read the full article →
Page 49 of 490« First···4748495051···100150200···Last »