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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

When Money Is Scarce: Forced Frugality and Bad Decisions

by Luke Landes

I’ll be honest. When the idea for this article struck me late last night, I had a definitive idea of how I was going to address the topic of conservation mode. But the clarity of day may have changed what I think about the idea. Throughout my life, I’ve been working with scarce resources. Now, […]

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My Annual Personal Goal Review

by Luke Landes

For the first time in several years, at the beginning of 2014, I shared my personal and financial plans for the year. I had navigated away from sharing personal data on Consumerism Commentary, leaving an opening for Naked With Cash. Over the course of the past two years, eleven readers shared their financial goals and […]

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Naked With Cash: Brian, 2014 Wrapup

by Luke Landes

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. Throughout this past year, four […]

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Naked With Cash: Jake and Allie, 2014 Wrapup

by Luke Landes

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. Over the course of 2014, […]

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Black Friday Was a Bust

by Luke Landes

The National Retail Federation has admitted defeat. Sales over the past holiday weekend dropped 11 percent over Thanksgiving weekend in 2013 according to the organization in a press release yesterday. The organization reversed course after being highly positive about the prospects for shopping leading up to the announcement of the estimated figures. Shopping traffic for the […]

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Naked With Cash: Jake and Allie, October 2014

by Luke Landes

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. This year, we have four […]

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Why Socrates and Plato Are the Only Financial Gurus You Need

by Luke Landes

Forget today’s best-selling financial gurus and authors. Socrates and Plato covered all that you need to know about wealth and life.

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Is Acorns the Next Best App for Investing?

by Luke Landes

Acorns allows investors to divert small amounts of money to the stock market, $5 at a time. And all you need is your mobile phone. Have you seen the fees?

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Naked With Cash: Laura and Leon, September 2014

by Luke Landes

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. This year, we have four […]

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Naked With Cash: Brian, September 2014

by Luke Landes

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs). For more information, read this introduction. This year, we have four […]

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