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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Student Checking Accounts Comparison, May 2012

by Luke Landes

As we head into summer, thousands of young adults will be heading to college for the first time. It’s important to get started on the right financial foot, and a free student checking account is an essential tool, particularly when combined with a savings account. Obtaining a student checking account that’s convenient for both students ... Continue reading this article…

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Avoid Late-Night Infomercial Scams

by Luke Landes

I’m usually awake late at night, and I’ve occasionally helped myself shut out distracting noise late at night by keeping the television audio on at a low volume. Invariably, the late night programming is centered around show-length commercials for a variety of products. Kitchen devices seem to be some of the most popular products sold ... Continue reading this article…

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Beat the Market By Lying

by Luke Landes

Selling newsletters offering stock-picking advice is a big business. This is how sites like The Motley Fool survive, and it’s also a big draw for products carrying Jim Cramer’s name. You may remember Jim Cramer from such CNBC entertainment broadcasts as “Mad Money.” This is a fun show where Jim runs around, punches in sound ... Continue reading this article…

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Podcast 111: The Money Coach, Lynnette Khalfani-Cox

by Luke Landes

Today on the Consumerism Commentary Podcast, Tom Dziubek talks to Lynnette Khalfani-Cox, also known as The Money Coach. Lynnette discusses many topics including how to set financial boundaries with friends and family, written and unwritten rules about credit and also tips on how to teach children the value of money. Consumerism Commentary Podcast #111 The ... Continue reading this article…

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Start Looking for and Collecting These Coins Now

by Luke Landes

Throughout recent American history, the metals used by the U.S. Mint to create coins for circulation have increased in value relative to the currency. As a result, at certain points, the Mint changed the metal composition of coins to ensure the government would still make money on production. In 1982, when the amount of copper ... Continue reading this article…

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Discover Open Road Card

by Luke Landes

The Discover Open Road Card Up To $50 Cash Back Bonus offer you are interested in has expired. Read our review of the Discover it Card.

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Are You Shunning the Stock Market?

by Luke Landes

Have you given up on the stock market like a large portion of Americans? I’m getting ready to dive in. According to a survey by a large financial company, 58 percent of Americans have lost faith in the stock market and 44 percent believe they will never invest in the stock market again. While the first question ... Continue reading this article…

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BillGuard Monitors Your Credit Card Statements for Unwanted Charges

by Luke Landes

Hundreds of Consumerism Commentary readers have written in to this website to complain about FreeCreditReport.com. Many customers believed they were signing up for a free service, but the fine print indicated that accessing one’s credit report for free led to automatic credit card charges that were difficult to reverse. A new service promises to monitor ... Continue reading this article…

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Personal Balance Sheet, May 2011 ($844,136, +9.6%)

by Luke Landes
Net Worth Balance Sheet, May 2011

Over the past few days, I considered making some drastic changes to the way I report my finances at the end of each month. I’ve been trying to decide whether it makes more sense to separate my business accounts from this report and report the numbers separately as I did a few years ago, remove ... Continue reading this article…

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Chase Sapphire Card Review

by Luke Landes

With the summer months quickly approaching, credit card issuers are scrambling to create incentives on their travel reward credit cards. It’s no secret that a good bonus attract thousands of new cardholders, and Chase has decided to go after customers with this offer of 10,000 point bonus for new holders of the Chase Sapphire® Card, ... Continue reading this article…

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