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avatar You are viewing an archive of articles by Luke Landes. Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View 's Google Profile.

Luke Landes

Citi Credit Card Reviews

by Luke Landes

Citigroup is the third largest bank holding company in the United States, and Citibank is the consumer banking entity owned by this behemoth company. Sometimes, size is an advantage. Citibank’s size allows it to have a massive credit card division, branded as “Citi Cards.” The size helps the bank offer some of the best deals ... Continue reading this article…

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Win a Free Kindle: May 20 Only!

by Luke Landes

It wouldn’t be a weekday in May without another giveaway. This month is Giveaway May at Consumerism Commentary. Each day, I’ll have some to reward readers valued $50 or more. Today’s a good day for the winner; thanks to a partnership with personal finance blog Beating Broke, I am able to offer Amazon.com’s reading device, ... Continue reading this article…

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$50 Amazon.com Gift Card Giveaway for May 19

by Luke Landes

Hot on the heels on what has likely been the most successful giveaway we’ve done at Consumerism Commentary, today brings another giveaway. Throughout this month, I’m celebrating Giveaway May; every weekday brings something new to reward readers and visitors. Yesterday, we surpassed 1,000 fans of Consumerism Commentary on Facebook. This is a great milestone! Today’s ... Continue reading this article…

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Are Online Banks Safe?

by Luke Landes

Anyone who is accustomed to being able to walk into the local bank branch, access accounts through a teller, and discuss banking options with an account manager on-site might still have reservations about moving money to an online-only bank. The benefits are big. Usually, online-only banks offer higher interest rates on savings and certificate of ... Continue reading this article…

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Chase Sapphire Preferred Card Review

by Luke Landes

The

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Win a Free iPad Today

by Luke Landes

I am excited to have PT Money as a partner for today’s giveaway, because together, Phil Taylor and I are offering an Apple iPad 2 Wi-Fi to the winner. This giveaway is the latest in the Giveaway May series, wherein Consumerism Commentary is offering giveaways every weekday this month. PT Money is a blog whose ... Continue reading this article…

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Car Dealers Pass Loan Acquisition Fees to Buyers Without Disclosure

by Luke Landes
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If you have less-than-stellar credit, you’re at a significant disadvantage when you go to a dealer to purchase a car and seek financing through the dealer. Banks or intermediary loan brokers charge dealers a fee to extend credit to a risky customer. Rather than denying someone credit, the company that finances the loan charges risky ... Continue reading this article…

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Today’s Giveaway: $50 and The Gift of Stock

by Luke Landes

While the forecast is calling for rain all week where I live, the free gifts are raining down at Consumerism Commentary. Giveaway May continues right now with the twelfth freebie of the month. Today, with the help of Glen from Free From Broke, I will be giving away ING Direct and ShareBuilder’s “Gift of Stock.” ... Continue reading this article…

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How to Buy Precious Metals Including Gold and Silver

by Luke Landes
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There are two main reasons to head towards precious metals as a major investment. One reason one might significantly invest in metals is the belief that the value of gold and silver will increase more than other types of investments like stocks and bonds, or that the investment in metals will provide a certain type ... Continue reading this article…

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Are You On the Credit Bureau VIP List?

by Luke Landes

If you’re a celebrity, politician, or otherwise in the public eye, you may be on VIP lists maintained by the credit reporting bureaus, granting you a different level of customer service. According to lawyers who have sworn testimony from employees, this two-tiered system favors the well-connected by granting them access to immediate corrections on erroneous ... Continue reading this article…

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