As featured in The Wall Street Journal, Money Magazine, and more!

avatar You are viewing an archive of articles by Luke Landes. Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View 's Google Profile.

Luke Landes

Bank of America Warning: Credit Card With 30% APR

by Luke Landes

Don’t let anyone convince you that credit card companies are having a hard time dealing with new regulation. I received a warning in the mail yesterday from Bank of America. In fact, I received two warnings, in separate packages, related to the two Bank of America credit cards I own but do not currently use. ... Continue reading this article…

21 comments Read the full article →

The Group Couponing Craze: Good for Merchants, Bad for Consumers

by Luke Landes

Whether it’s extreme couponing or group-couponing, the idea of saving money has the country frantically searching for deals and spreading the word through social networking. I’ve had to hide a number of friends whose total social discourse has been reduced to posts about their favorite deals — and WRITING IN ALL CAPITAL LETTERS when they’re ... Continue reading this article…

23 comments Read the full article →

Life After Salary: 401(k) Rollover

by Luke Landes

A few months ago, I initiated the process to roll over my pension to an IRA at Vanguard. Leaving my job early, but after having worked at the company long enough to be vested in my pension, I chose to receive a lump sum of my accrued pension, about $18,000, rather a lifetime annuity of ... Continue reading this article…

13 comments Read the full article →

Why I’ve Hired a Maid Service

by Luke Landes

For almost two months, I’ve been paying a maid service. After the initial cleaning, I waited a few weeks, and then set up a recurring appointment for a cleaning once every two weeks. For years leading up to this arrangement, I’ve balked at hiring a cleaning service. Cleaning is not a particularly difficult task, and ... Continue reading this article…

26 comments Read the full article →

Silent Inflation Is Destroying Your Net Worth

by Luke Landes

According to the government’s figures, inflation was a modest 2.7 percent over the twelve months ending in March. The Consumer Price Index (CPI) is the Bureau of Labor Statistics’ popular measure of economic changes affecting typical consumers in the United States. It’s a figure we often compare to after-tax savings interest rates, reminding us that our ... Continue reading this article…

16 comments Read the full article →

Podcast 105: Investiphobia

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Paul Puckett, author of Investiphobia. Consumerism Commentary Podcast #105 Financial Literacy Month: S05E01 / 129 Download – RSS – iTunes Table of contents [00:00] Introduction from Bryan J Busch [00:34] Interview with Paul Puckett – [00:51] Should I keep up with the Jones’ investment decisions? – [04:02] ... Continue reading this article…

2 comments Read the full article →

Gold Delta SkyMiles® Credit Card from American Express Review

by Luke Landes

There once was a time that pulling out your “gold card” showed you were an important person in the world. If you can remember that far back, you know that credit card issuers reserved gold status for people with high incomes. These days however, gold status means absolutely nothing in the credit card world. Even ... Continue reading this article…

5 comments Read the full article →

Escape by Discover Card Review

by Luke Landes

I’ve covered many of Discover’s cash back opportunities, but I haven’t written about some of the other credit cards they offer to consumers. Discover also produces a wide variety of student credit cards and points rewards credit cards. Their most prominent travel rewards credit card is the Escape by Discover® Card. This card has a ... Continue reading this article…

0 comments Read the full article →

The Budget Deficit and Debt: Is the Government Like a Household?

by Luke Landes

Financial experts tell families to “spend less than they earn” and “don’t pay interest to borrow money.” The government does the opposite, running a budget deficit and paying billions of taxpayer dollars every year in interest payments. There is no question that deficit spending by the federal government is a problem. Or is there? There’s ... Continue reading this article…

14 comments Read the full article →

Podcast 104: Financial Literacy Month

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is Kim McGrigg, Manager of Community and Media Relations for Money Management International (MMI), which is sponsoring Financial Literacy Month. MMI is the largest nonprofit, full-service credit counseling agency in the United States. Consumerism Commentary Podcast #104 Financial Literacy Month: S04E26 / 128 Download – RSS – iTunes ... Continue reading this article…

0 comments Read the full article →
Page 99 of 484« First···50···979899100101···150200250···Last »