As featured in The Wall Street Journal, Money Magazine, and more!

avatar You are viewing an archive of articles by Stephanie Colestock. Stephanie is the managing editor at Consumerism Commentary, as well as a contributing writer. She graduated from Baylor University with a Biology degree, but has since found a passion for personal finance. She also writes for a number of other sites -- including Dough Roller, Five Cent Nickel, and allCards -- in addition to running her small business, Pink Orchid Press. Stephanie lives in Washington, DC with her two sons and a German Shepherd.

Stephanie Colestock

US Conforming Loan Limits (Finally) Rise for the First Time Since 2006

by Stephanie Colestock

If you are a homeowner or have looked at buying a home in the near future, you probably know all about conforming loans. While the limits for these types of loans have remained stagnant for the past decade, steady increases in the housing marking have prompted this ceiling to rise for the first time since […]

0 comments Read the full article →

Why Do I Have More Than One Credit Score?

by Stephanie Colestock

At some point in your life, you’ve talked about your credit score. In fact, you’ve probably talked about it many, many times. What it is, how to improve it, how much you paid to get it… But what if I told you that “it” is really just one of dozens of potential scores out there, […]

1 comment Read the full article →

Today is the Day to Finish Your Gift-Buying… It’s Free Shipping Day!

by Stephanie Colestock

Well, we’re less than two weeks from Christmas, which means the shopping pinch is upon us. If you’re like me, you’re probably nowhere near done with your Christmas shopping – still have three people to shop for, and we are coming down to the wire. This year, though, I’m avoiding that last-minute, mad dash at […]

0 comments Read the full article →

A Penny Saved is $1,000 Earned

by Stephanie Colestock

Are you the type of person who picks up coins on the street? Even pennies? Well, I’d encourage you to step up the habit — and the rest of you may want to take up this hobby, at least for the next few weeks. Ally Bank has a fun scavenger hunt promotion going on right […]

0 comments Read the full article →

Trump’s Childcare Plan: How the DCSA Will Affect You

by Stephanie Colestock

Whether you’re taking care of multiple children, a disabled spouse, or elderly parents, you’ve likely experienced the high cost of dependent care firsthand. With expenses from babysitters to after school programs, it can be difficult to stay ahead of all your other financial obligations while spending on dependent care. To help make dependent care more […]

2 comments Read the full article →

Today’s Best Bank Deals, Promotions, and Bonuses

by Stephanie Colestock

When opening a bank account, there are a few things you should be looking for: low (or no) fees, the highest interest rates possible, and promotional bonus offers. With the latter, you can often score free money without doing anything extra, which is a win in my book. After all, promotional bonus cash is better […]

0 comments Read the full article →

2017 Federal Income Tax Brackets and Marginal Rates

by Stephanie Colestock

As tax year 2016 comes to a close, your focus is probably on filing that tax return after the new year (remember that your deadline is April 17, 2017). The IRS may end up confusing some people, though, as they just released the tax brackets, deduction limits, and marginal rates for tax year 2017. Keep […]

5 comments Read the full article →

Fidelity Study Finds Millennials are Moving Back Home in Droves

by Stephanie Colestock

Ah, millennials. They are the first generation to grow up with iPhones, FaceTime, and GPS apps. Most of their banking is done online and, thanks to Amazon, the majority of web purchases arrive at their doorstep within 2 business days. They hit the generational jackpot when it comes to convenience and ease, it would seem. […]

0 comments Read the full article →

Ally Celebrates National Online Bank Day with CD Bonus Rate

by Stephanie Colestock

In case you didn’t know, today is National Online Bank Day! Exciting, huh? (Don’t worry, I didn’t have it marked on my calendar, either). Some online banks are offering promotional discounts and interest rates to celebrate, with Ally being one of them. Ally Bank is one of the more popular online banking institutions, offering a […]

0 comments Read the full article →

2016 Federal Income Tax Brackets and Marginal Rates

by Stephanie Colestock

Can you believe we’re already in September? The year has flown by, and IRS Tax Year 2016 will soon be coming to a close. While your filing deadline isn’t until April 17, 2017 (the 15th will fall on a Saturday), now is the perfect time to begin thinking about your taxes, maxing out your retirement […]

4 comments Read the full article →
Page 2 of 3123