As featured in The Wall Street Journal, Money Magazine, and more!

avatar You are viewing an archive of articles by Stephanie Colestock. Stephanie is the managing editor at Consumerism Commentary, as well as a contributing writer. She graduated from Baylor University with a Biology degree, but has since found a passion for personal finance. She also writes for a number of other sites -- including Dough Roller, Five Cent Nickel, and allCards -- in addition to running her small business, Pink Orchid Press. Stephanie lives in Washington, DC with her two sons and a German Shepherd.

Stephanie Colestock

Fidelity Study Finds Millennials are Moving Back Home in Droves

by Stephanie Colestock
milennials-1

Ah, millennials. They are the first generation to grow up with iPhones, FaceTime, and GPS apps. Most of their banking is done online and, thanks to Amazon, the majority of web purchases arrive at their doorstep within 2 business days. They hit the generational jackpot when it comes to convenience and ease, it would seem. […]

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Ally Celebrates National Online Bank Day with CD Bonus Rate

by Stephanie Colestock

In case you didn’t know, today is National Online Bank Day! Exciting, huh? (Don’t worry, I didn’t have it marked on my calendar, either). Some online banks are offering promotional discounts and interest rates to celebrate, with Ally being one of them. Ally Bank is one of the more popular online banking institutions, offering a […]

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2016 Federal Income Tax Brackets and Marginal Rates

by Stephanie Colestock

Can you believe we’re already in September? The year has flown by, and IRS Tax Year 2016 will soon be coming to a close. While your filing deadline isn’t until April 17, 2017 (the 15th will fall on a Saturday), now is the perfect time to begin thinking about your taxes, maxing out your retirement […]

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Former ITT Tech Students Find Hope in Available Options

by Stephanie Colestock

After 50 years of providing higher education services, ITT Technical Institute closed its doors abruptly in September, without offering its students a fall semester. With more than 8,000 ITT Tech employees now jobless and all students left without a clear plan, this news comes as a shock to many. Exactly What Happened? In a news […]

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Wells Fargo Fined for Creating 2 Million Fake Accounts to Collect Fraudulent Fees

by Stephanie Colestock
Wells Fargo

Everyone hates bank maintenance fees. (If you don’t, email me – I have a few you’re welcome to take.) So, what would you think if you discovered that your bank had been charging you fees for an account you never opened? In fact, THEY secretly submitted an application and opened that account on your behalf. […]

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Why 60,000 Morgan Stanley Employees are Suing Over Their 401(k) Accounts’ Management

by Stephanie Colestock

If you’re unhappy with your 401(k), rest easy… you’re not alone. In fact, on August 19, over 60,000 employees joined up and filed a class action lawsuit against their employer, Morgan Stanley. Their reason: questionably managed and poorly performing 401(k) plans. It’s one thing to ask workers to stay late or forget to restock the […]

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Another Insurance Giant Withdraws from Obamacare — What Does This Mean for You?

by Stephanie Colestock

This year has been a rough one for health insurance companies of all sizes. With the recent news of Aetna withdrawing from most of its Obamacare exchanges, many Americans are beginning to worry about their shrinking options, skyrocketing premiums, and where they’ll even find services. Scarily enough, Aetna is not alone in its decision, and […]

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Cheap Flight Day: Now’s the Time to Plan Those Last-Minute Getaways

by Stephanie Colestock

A few weeks ago, Rick Seany of FareCompare published an article about the upcoming Cheap Flight Day. This certainly piqued my interest. While I have heard of National PB&J Day (April 2) and Men Make Dinner Day (the 1st Thursday in November — mark your calendars, ladies), I hadn’t ever heard of an airfare discount […]

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