The Carnival of Personal Finance has reached issue #20, and is hosted this week by WealthyWeb. All of the articles submitted and included are worth reading, but particularly these:

* 2million realized that 0% balance transfers (like the one I attempted) have a negative affect on a credit score.

* When it’s not rabbit season or duck season, it’s tax season. JLP is getting back into the swing of things with an article heeding us to start planning our taxes now.

* Jon from SmartMoney Daily made a great negotiating move.

Updated February 7, 2012 and originally published October 31, 2005. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.

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Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View all articles by Luke Landes.

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