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Carnival of Debt Reduction #141: Enemies of the Doctor

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Welcome to Consumerism Commentary for the 141st edition of the Carnival of Debt Reduction! This carnival is a traveling showcase of the best articles about the process of eliminating debt. Submissions are normally accepted from one week prior to the release of the edition and come from various blogs.

The theme for this week is “Enemies of Doctor Who.” The concept of debt would certainly be an enemy worth the Doctor’s attention, if he had any money. Let’s start with my favorite articles amongst all the submissions.

The MasterThe Master is the arch nemesis of the Doctor. Both Time Lords from Gallifrey, they are each other’s foil.

mbhunter presents Debt reduction, saving, and investing: Which when? posted at Mighty Bargain Hunter. This article addresses priorities and how they can change depending on your financial situation. Should you invest even a little of your income while you’re trying to get out of debt?

FFB presents Where Is Your Focus? posted at Free From Broke. Are you focused on the correct goal? If you’re focused on material objects, you might find yourself further in debt.

Madison presents Turn Your Wasted Money Into a Debt Reduction Plan posted at My Dollar Plan. If you control your impulse spending and direct the newly acquired savings to debt, you can speed along the debt reduction process.

Debbie presents Manage Your Money With a “Preparation” Account posted at Destroy Debt. Debbie’s article outlines the formation of a checking account that exists to handle nothing but unexpected expenses. It’s a step up from an emergency fund, because you know you will be dipping into it, but not at regular times for paying monthly bills like your regular checking account. Great idea!

The DaleksThe Daleks are mutants encased in metal from the planet Skaro. The Doctor led the Great Time War between the Time Lords and the Daleks, resulting in near genocide of both species.

SingleGuyMoney presents Paid Off A Past Financial Mistake – The Car Loan posted at Single Guy Money. For a while, SingleGuyMoney wanted to remain liquid, which meant keeping a car loan he could afford to pay off from savings. He’s decided that he has a sizable cash cushion, so he made the plunge and paid off $23,000 in one sitting!

Mike presents If necessity is the mother of invention… posted at Living the Cheap Life. “Many people forget that they’re actually going to have to find a way to make good on their debts. People who are on a debt joyride eventually have to pick up the pieces. They’re eventually forced to rearrange their lives entirely to pay off the debts they’ve incurred. All too often, this only happens when the problem expands and it becomes painfully obvious that the only way out is to think creatively and reform old habits.”

Alexander presents Do Bigger Payments Really Make For A Faster Payoff? posted at Wealth Junkies. This articles challenges assumptions about the benefits of paying off a mortgage early.

Please continue reading all the articles that were submitted.

CybermenCybermen were originally humanoid but began adding cybernetic augmentations to their bodies to survive. Now they want to “upgrade” all humans.

Jeremy Zongker presents What NOT to do when a bill collector calls (by a former bill collector) posted at Thoughts from a Former Bill Collector.

Bryce presents Debit Debt From Your Life posted at Save and Conquer.

Heather Allen presents Unfair Help With Unfair Agreements? posted at Heather Allen.

Keira presents A New Way to Consider Personal Finance posted at Rich Leverage.

FMF presents Another Example of Why Not to Co-Sign a Loan posted at Free Money Finance.

James presents How To Avoid Tricky Credit Card Fees posted at Dual Income No Kids.

mercurial scribe presents Money Mondays, ep 9 – Welcome me back! posted at Mercurial Scribe.

Black GuardianThe Black Guardian is the personification of entropy and chaos. He was a pest to the Doctor for a while, but that’s about it.

Big Cajun Man presents Debt Reduction is like Teenage Sex posted at Canadian Personal Finance Blog.

Christopher Johnson presents Four Steps To Surviving Debt posted at christopheraaronjohnson.net.

Robert S Woods presents Get out of debt, Fast – Part 1 posted at Robert S Woods.com.

Brice Hogan presents How to Save $100 a Month posted at Financialzip.com.

J. Savings presents George Bush offers to give you $2 million, BUT… posted at Budgets are Sexy..

The SontaransThe Sontarans are pure warriors and the race is dismayed that they were not allowed to participate in the greatest war ever known, the Great Time War.

chargrylls presents Free Cash for Snowflaking – Snowflake Report – $57.83 posted at Debt Non Sequitur.

Raymond presents Capital One Card Lab Review posted at Money Blue Book.

Dorian Wales presents Budgeting for Unexpected Expenses posted at The Personal Financier.

Anthoney Grigsby presents Alternatives To School, Home, And Business Loans posted at HelpMyCashGrow.com.

paidtwice presents Three Tactics To Get Everyone On Board With Debt Reduction posted at I’ve Paid For This Twice Already….

The Happy Rock presents Slashing The Budget – What Can Go? posted at The Happy Rock.

Michael presents Bankruptcy Untouchables: Debts That Remain After a Chapter 7 posted at Small Business Blog.

RaxacoricofallapatoriansRaxacoricofallapatorians, such as the Slitheen family, squeeze their huge bodies to fit into the skin of humans. One was Prime Minister of Great Britain for a while.

Ryan Healy presents Debt Reduction: A Burden Lifted posted at Debt Reduction Formula.

Kelly from My Small Cents presents Student Loan Hell posted at My Small Cents.

FIRE Finance presents Three Quick Steps To Get Out of Debt! posted at FIRE Finance.

Thanks to everyone who participated in this edition of the Carnival of Debt Reduction. Next week, the Carnival of Debt Reduction will be hosted by Girls Just Wanna Have Funds. For more information about the Carnival of Debt Reduction, visit the carnival’s home.

For more interesting stuff about Doctor Who, check out the a Doctor Who podcast, Not The Mind Probe, created by a friend (wink).

Updated June 20, 2014 and originally published May 27, 2008. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.

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About the author

Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View all articles by .

{ 10 comments… read them below or add one }

avatar SingleGuyMoney

Thanks for including my post!

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avatar Heather Allen

Thanks for including my post. I love the Dr Who theme! Still don’t think you can beat the daleks, I remember hiding behind the sofa from them as a child.

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avatar FFB

You know I was always interested in watching Dr Who but I just couldn’t get into it. I may have to give it another look.

Thanks for hosting and thank you so much for the editor’s pick!

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avatar Bryce @ SaveAndConquer

Nice theme. Thanks for hosting and for including our post.

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avatar Anthoney Grigsby

Great carnival here, Flexo! Thanks for including my post.

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avatar Mike

Hey Flexo, thanks for all your hard work on this!!

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avatar J. Savings

Hahaha…i love it – thx my man!

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avatar Rich Leverage

thanks for hosting and including my post… I was a big fan of the older dr who’s on the BBC… Been too busy to watch TV lately though.
Well done.

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avatar mbhunter

Thank you, thank you, thank you!

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avatar Madame X

Great theme, I considered doing Dr. Who’s female sidekicks as a theme once but couldn’t quite figure out how to make it work!

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