The latest Carnival of Personal Finance is online at Free Money Finance. My blog entry on Medical Billing Errors is included. Check out the Carnival if you have a chance, and discover some new bloggers — and some great posts by familiar bloggers such as the spirited discussion on the black market of CDs.
Updated February 6, 2012 and originally published September 26, 2005. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.







Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 




