Bloggers: If you’re planning on submitting an article to the Carnival of Personal Finance, make sure you submit two: one recent as you normally would and one of your favorites from the past year. It’s the first birthday of the Carnival, so I’m putting something special together. Thanks!
Published or updated June 15, 2006. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.







Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 




