dcsimg
As featured in The Wall Street Journal, Money Magazine, and more!

Banking

Emigrant Direct’s New Website is Up!

by Luke Landes

I arrived home a little earlier, and while writing my first paper for my last class before obtaining my master’s degree, I decided to check out Emigrant Direct’s new website. There has been a lot of talk over on an earlier entry about how many have not been able to access the website and have ... Continue reading this article…

16 comments Read the full article →

Mail Check: Some “Goodies” Arrived for Me

by Luke Landes

I’ve been away from my apartment for almost a week, so I had a few goodies waiting for me upon my arrival home yesterday. I received a letter from Emigrant Direct with my activation code for their new website to be launched next Monday. Also, they included a notice that they will be raising their ... Continue reading this article…

4 comments Read the full article →

Online Savings Accounts in the New York Times

by Luke Landes

The New York Times catches on to what bloggers have been talking about for years: online savings accounts earn more interest and are overall much better than the paltry traditional savings account. ING Direct led the newest initiatives in the United States in 2000, when it introduced the Orange account, and until recently it had ... Continue reading this article…

0 comments Read the full article →

Raising Interest Rates

by Luke Landes

Everyone is affected by raising interest rates, but different people are affected in different ways. CNN Money describes how a typical American (homeowner, spender, etc.) is affected by interest rates. Interest rates are simply the cost of borrowing money; the prices paid by institutions trickle down to the consumer. So if you’re in the market ... Continue reading this article…

2 comments Read the full article →

Capital One Interest Rate Now 4.25%

by Luke Landes

The banks keep raising the interest rates for their online savings accounts. Joey wrote in to inform me that “Capital One is up to 4.25 percent (annual percentage yield) in their high-yield savings account.” This bank has Joey’s favorite web interface. I’ve updated the list of online savings account interest rates.

5 comments Read the full article →

What To Do When Your Bank Is Merging

by Luke Landes

Marketwatch has published an interesting article with advice for customers whose banks are going through a merger. I’m no stranger to this phenomenon. When I was 16, I had my first bank account with New Jersey National Bank. It was sooner or later bought by or merged with CoreStates (Dec. 6, 1996), then First Union ... Continue reading this article…

2 comments Read the full article →

New Emigrant Direct Credit Card

by Luke Landes

There have been rumors if this for a long time, but Emigrant Direct has finally announced their new credit card. This is a “platinum” MasterCard that offers up to 1.25 percent cash back on all purchases with no yearly limit. The rewards are deposited directly into your Emigrant Direct account twice a year. If you ... Continue reading this article…

12 comments Read the full article →

Bank of America’s Keep The Change

by Luke Landes

Some time ago, Bank of America introduced a new program for its checking account, savings account, and debit card holders called Keep The Change. A friend of mine asked me to write about this program quite some time ago, and I said I would do so. I try to keep my word. The premise is ... Continue reading this article…

5 comments Read the full article →

Savings Account Interest Rates Updated

by Luke Landes

The table of savings and checking account interest rates has been updated to include some moves by Presidential, UFB Direct, and Virtual Bank.

Read the full article →

ING Direct Offers New Feature

by Luke Landes

ING Direct is now requiring a new method to entering your secure PIN when logging in to view your account, involving a series of keystrokes that will be different each time you log in. This seems to be a method to thwart keylogging software. Here’s the notice: ING DIRECT is always working to provide you ... Continue reading this article…

Read the full article →

Competitive Online Bank Accounts

by Luke Landes

For those who read this blog — or, for that matter, any blog dealing with personal finance — there are no suprises in this article from CNN Money, Online savings accounts duke it out. The article discusses ING Direct and its newer rivals in the higher-interest online-only savings bank scene, Emigrant Direct and HSBC. An ... Continue reading this article…

Read the full article →

Current Checking and Savings Rates

by Luke Landes

The table containing the latest checking and savings account rates has moved. Please update your links.

12 comments Read the full article →
Page 11 of 11« First···7891011