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Realistic Expectations For Making Money Through Blogging

by Luke Landes

When I started Consumerism Commentary in 2003, after about eight years of writing on the internet in a smaller, more personal capacity, I only had two goals: to track my finances while working to improve my money situation and to learn more about personal finance by finding articles, sharing links, and adding occasional thoughts of […]

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Treat Your Employer How It Treats You

by Luke Landes

The more profitable your employer, particularly if it is a large corporation, the more attention the employer pays to its biggest asset, its employees. Profitable companies offer perks to employees like vacation days, 401(k) matching contributions, health care subsidies, free lunches, on-site day-care, unlimited restroom breaks, and development opportunities. Don’t confuse these benefits designed to […]

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Wearing Many Hats: Specialism Vs. Generalism

by Luke Landes

Ron Howard, famous mostly for playing Richie Cunningham on the television program Happy Days, is one of the film industry’s most successful directors and producers, having been involved with a long list of films. He directed, among others, Apollo 13, A Beautiful Mind, Cinderella Man, The DaVinci Code, Frost/Nixon, and Angels and Demons. I happened […]

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Getting Out of Debt: Reductionism and Holism

by Luke Landes

We’ve updated our list of the best online savings accounts, so if you haven’t checked in recently, take a look at the latest reviews and interest rates. As a teenager I was fascinated by Douglas R. Hofstadter’s book, Gödel, Escher, Bach: and Eternal Golden Braid. The book explores set theory, computer programming, logic, philosophy, genetics, […]

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Seven Zen Principles to Guide Your Money and Your Life

by Luke Landes

A few years ago, I visited the Japanese Tea Garden in Golden Gate Park in San Francisco. Japanese gardens are designed precisely to appear natural, resulting in an interesting collision between nature and man. There is a set of principles or aesthetics that guide the creation of Japanese gardens, including the dry gardens commonly called […]

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How to Create Your Own Extended Warranty

by Luke Landes

In my article the other day about the deal I got on a new computer despite my immediate need, I neglected to mention something important: I refused the extended warranty that the salesperson offered numerous times. Any extended warranty is almost always a bad deal. When I was a teenager, I had a short-lived job […]

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Is It Possible to Save Too Much Money?

by Luke Landes

For most humans, life is much shorter than we would like, and for many of us saving even ten percent of our income will never result in a state of wealth within our lifetime. There are too many forces working against this endeavor: a lack of sufficient opportunity, inflation, and unplanned events to name a […]

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Ten Things I Will Teach My Children About Money

by Luke Landes

I do not currently have children, but I have not ruled out starting a family some day. If and when I do have children, I hope I will be able to help them become smart and capable adults over time. I believe this is what my parents have done for me, and I’d like to […]

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10 Things Your Parents Didn’t Teach You About Money

by Luke Landes

When you were growing up, you probably became accustomed to hearing some typical thoughts about money from your parents. These parents are the ones who told you that money doesn’t grow on trees. If it weren’t for your parents, you wouldn’t know that children are starving in Africa and therefore you should eat your entire […]

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Why Be Wealthy? Focus on Real Goals, Not Net Worth

by Luke Landes

Even though I share my financial reports every month, I don’t see increasing my financial wealth as a goal. The accumulation of money is not a destination. I am not aiming for any particular measure of financial worth, such as ten million dollars of net worth or one million dollars of passive income each year. […]

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