dcsimg
As featured in The Wall Street Journal, Money Magazine, and more!

Consumer

AT&T Acquiring T-Mobile USA: Today’s Mobile Phone Options

by Luke Landes
Telephone

This weekend, AT&T announced its plans to buy T-Mobile USA for $39 billion, pending regulatory approval. The new company would be the leading mobile telephone (and data) service provider in terms of customers. With the new AT&T soaking up 39 percent of the mobile market, and with Verizon Wireless at a close second at 31 percent, this ... Continue reading this article…

21 comments Read the full article →

CoinStar is a Rip-Off

by Luke Landes

The whole premise is almost absurd. It reminds me of children on a playground — one invariably tries to trick another by offering three quarters in exchange for a dollar bill. Even kids are smart enough not to fall for this trick. For some reason, however, people are content using CoinStar machines. For a whopping ... Continue reading this article…

96 comments Read the full article →

Soften the Effect of High Gas Prices

by Luke Landes
4055602858_9115315e71_b[1]

I got lucky: I decided to leave my job, and the associated daily commute, around the time gas prices started rising faster. Now, with more unrest in northern Africa, a gallon of gasoline at the pump costs more than $3.50 on average, with some location sporting a price north of $4.00. High gas prices, though ... Continue reading this article…

25 comments Read the full article →

Replacing Dollar Bills With Dollar Coins

by Luke Landes
3217216843_ee67654e26_b[1]

While politicians, political commentators, and opinion-yellers are knocking heads and locking horns in Washington, D.C. in an attempt to determine how to spur the economy while cutting the budget deficit, there is an old debate about currency that refuses to die. For the most part, the public isn’t excited about the idea of eliminating paper ... Continue reading this article…

45 comments Read the full article →

Giving Your ZIP Code to Cashiers

by Luke Landes

One of my first jobs as a teenager, twenty-some years ago, was a salesperson at Radio Shack. Our point-of-sale system functioned on phone numbers for some reason, so whenever a customer wanted to purchase something, we asked the customer for his or her phone number. Even if the customer was buying a pack of AA ... Continue reading this article…

36 comments Read the full article →

Comparing Airfare is Frustrating: What Would Make You Loyal?

by Luke Landes

Retails airlines are battling their customers. People shopping for flights generally want one thing: the lowest price on airfare. The airline industry doesn’t want that to be the case. They’re making this shopping process more difficult for their customers. For example, some airlines do not make their prices available through websites that aggregate fares, like ... Continue reading this article…

29 comments Read the full article →

Are Groupon’s Super Bowl Ads Offensive?

by Luke Landes

Update: Groupon has pulled the controversial ad campaign described here. I’m a big fan of Christopher Guest. He has wrote and directed several great films, popularizing the “mockumentary” genre. This is Spinal Tap is one of his highly-acclaimed films. He has also directed many commercials, some of which feature his regular troupe of actors, those ... Continue reading this article…

30 comments Read the full article →

Best Buy’s Buy Back Program

by Luke Landes
2687905423_44f7071048_b[1]

The consumer retailer Best Buy has found a way to lock customers into tighter relationships. The company’s rewards program may no longer the attraction it once was, so the company is introducing a benefit that will encourage shoppers to come back to the store. It also encourages the product upgrade philosophy, something that cell phone ... Continue reading this article…

19 comments Read the full article →

Mobile Payments Could Be the End of Credit Cards

by Luke Landes
4731067532_c1e6dc1443_b[1]

In my wallet, plastic is king. I use my credit card for almost every transaction, though in rare cases I still go for cash. Like many others in this country and around the developed world, I also carry my cell phone around with me everywhere I go. Cell phone technology is progressing quickly, and this ... Continue reading this article…

17 comments Read the full article →

Verizon Wireless Kills “New Every Two” Discount

by Luke Landes
2581948931_7e1999502e_b[1]

The year 2000 was not an easy one for me. I had hardly any money thanks to a low-paying non-profit job and student loan debt. Even when not spending much beyond the necessities, I wasn’t improving my financial condition. I was moving around from apartment to apartment; by 2004 I would had lived in seven ... Continue reading this article…

39 comments Read the full article →

The Myth of Ownership

by Luke Landes
3197326145_71232b1422_b[1]

Who really owns all of your stuff? It’s comforting to think that everything that we have in our possession, acquired by legal means, belongs to us. That’s not always the way it works, however. The myth of ownership is expected to apply to people who buy their possessions with credit and can’t afford to keep ... Continue reading this article…

24 comments Read the full article →

Gas Prices: Are You Ready for $5.00 per Gallon at the Pump?

by Luke Landes
3729616513_6442c44b55_b[1]

One of the benefits of no longer having a daily commute is I’ll be spending much less for fuel in my car. When I traveled to an office five days a week, and even when my travel schedule was changed to four days a week to allow one day for remote access, I filled up ... Continue reading this article…

24 comments Read the full article →

Cyber Monday and Black Friday

by Luke Landes

As I mentioned a few days ago, Consumerism Commentary is matching your charitable contributions. Please take this opportunity to give to your favorite charity. Here’s how to make your charity count twice. The four-day weekend has seen consumers spend $45 billion, up from $41.2 billion last year. I contributed to this figure slightly, buying three ... Continue reading this article…

3 comments Read the full article →

Black Friday Onslaught: Truly Frugal Holidays

by Luke Landes

With the first cold weekend after the summer, I can tell just by looking around that people everywhere have begun thinking about the holiday season. I’m not talking about Veterans’ Day or Thanksgiving; Christmas is the day on people’s minds as they erect their gaudy displays. The advertisements are not yet full-force on television, but ... Continue reading this article…

16 comments Read the full article →

Amway Class Action Lawsuit Settlement

by Luke Landes

I have a business opportunity for you. For the most part, you’ll be a salesman. You’ll sell overpriced, mediocre products to your friends and co-workers, people already in your trust network, with whom you can use their guilt and their desire to maintain happy relationships. The truth is the products don’t matter. It can be ... Continue reading this article…

72 comments Read the full article →

When Settling Costs You More

by Stella Louise

This is a guest article by Stella Louise, editor of Blog & Save from Savings.com. I was my neighborhood T.J. Maxx recently debating between two pairs of boots: Both were low heel, knee-high black boots, but one was a more trendy version with black stretch panel inserts by a reputable brand name, while the other ... Continue reading this article…

10 comments Read the full article →

Today’s Top Three Consumer Mistakes

by Kimberly Palmer

This is a guest article by Kimberly Palmer. Kimberly Palmer is the author of Generation Earn: The Young Professional’s Guide to Spending, Investing, and Giving Back, which was published by Ten Speed Press this week. The following post has been adapted from the book. I’ll admit it: I was recently suckered into spending more than ... Continue reading this article…

11 comments Read the full article →

Consumer Question: 10 Items for $10

by Luke Landes

Here’s one of the reasons I don’t enjoy shopping for groceries. Items are priced in such a way it can be difficult to compare. Without keeping a price diary, it can be difficult to tell when a sale price is good. It’s a lot of work to shop right. Personally, I no longer sweat the ... Continue reading this article…

15 comments Read the full article →

An Oil Change Every 3,000 Miles is a Waste of Money

by Luke Landes

When I graduated college, my father surprised me with a car: a very used 1987 Toyota Celica. I didn’t know much about owning a car at the time, and the Celica required quite a bit of car. For example, it required not only replacing engine oil occasionally, it required filling engine oil from time to ... Continue reading this article…

18 comments Read the full article →

Amazon Kindle, Chapter Three

by Smithee

Amazon’s 3rd-generation Kindle e-reader, set to be released on August 27th, had me worried for a little while. My gadget-y friends and I often wonder aloud about upcoming features and technology advances, and many of them assumed Amazon would try to make it more like an iPad. As a happy owner of a 2nd-generation Kindle, ... Continue reading this article…

0 comments Read the full article →
Page 6 of 15« First···45678···Last »