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Consumer

Your Plans for the New iPhone 4

by Smithee

We recently asked you to take a poll about your iPhone upgrading intentions, including your contract situation and which hardware features you found the most tempting. The results were sometimes surprising. 162 people answered the poll, and 48 percent of you are planning on upgrading within two months from today. That’s much higher than I would ... Continue reading this article…

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The iPhone 4: Is It In Your Near Future?

by Smithee

By now, I’m past the point of not caring what’s in the new iPhone. I “watched” Apple’s keynote presentation as it happened, and I’ve read several articles and talked to my friends and ogled the videos. I haven’t changed my mind, I still want one, and I will most likely be upgrading within 60 days ... Continue reading this article…

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Power-Saving Televisions on the Way

by Smithee

I’ve always been a big fan of saving energy, both mine and my household’s, but more for efficiency reasons that a desire to “save the Earth”. If there’s nobody in a room, it just doesn’t make any sense to leave the light on. If turning off unused devices helps reduce global power consumption, then so ... Continue reading this article…

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I Want the New iPhone & I Don’t Care What’s In It

by Smithee

Apple’s new iPhone hardware will be formally unveiled next Monday, and I’m already itching to be able to buy it. I bought the original iPhone within a few weeks of it being available, and I upgraded to the iPhone 3G just a couple months before the iPhone 3GS came out. My wife has had that ... Continue reading this article…

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Television of the Future

by Bryan J Busch

Hi, I’m new here. Flexo invited me to create some original videos for Consumerism Commentary, and I’m happy to present the first one, which explains how I managed to retain my (possibly saturated) television habit but simultaneously remove the monthly cable bill. At the core of the problem was the fact that we were paying ... Continue reading this article…

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How Does Fraud Detection Work on Your Cards?

by Smithee

You probably know that your debit and credit cards have someone watching over them for indications of fraud and/or theft, and we’ve written here before about making sure you tell the bank in advance of a trip so that they don’t mistakenly block your card. I’ve personally seen this system work well, and also not ... Continue reading this article…

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Government to Regulate Credit Card Swipe Fees

by Smithee

It will be at least a month until we know what the final financial overhaul bill looks like and exactly what proposals are being made, but one smaller provision that exists in similar formats in both pieces of legislation is a change to the way debit and credit cards are handled in stores. Currently, the ... Continue reading this article…

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Premium Gasoline Possibly Switched With Ethanol E-85

by Luke Landes

When I drive up to a gas station, I have a number of expectations. First, if I see a price advertised for regular-grade gasoline, that’s the price I expect to pay for regular-grade gasoline. That wasn’t the case a few years ago when my local gas station decided to implement price discrimination for customers who ... Continue reading this article…

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FCC Considering Regulation to Stop Surprise Phone Bills

by Luke Landes

As the story goes, I was about fifteen when I started getting involved with online communities. At that time, however, being online meant using a slow modem to dial various bulletin boards over a regular telephone line. My problem was that I didn’t realize that I was dialing long distance phone numbers. My parents weren’t ... Continue reading this article…

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How to Intelligently and Responsibly Buy a Car

by Luke Landes

Car companies want you to buy their products on impulse. They would, generally, prefer that the step of thinking is removed from the consumer’s process. This is evident in the commercials you see around the holidays in which a spouse is surprised when he or she notices a gift wrapped in a large red bow ... Continue reading this article…

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Customer Service: Politeness vs. Demands

by Smithee

The prevailing wisdom when dealing with customer service representatives is to just keep repeating, “Let me speak to your supervisor,” until you eventually get what you want. Every time I read this, though, I get defensive and annoyed. I can’t forget that year I spent answering the phones for Bank of America, and the myriad ... Continue reading this article…

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How to Teach Kids About Advertising

by Luke Landes

As I sat down to write this article, a commercial for an upcoming movie appeared on the television. Here was my thought process throughout the minute-long trailer. One: I recognize that voice. That’s Ben Stiller, who is adequate in comedies but better in movies that are slightly off mainstream. Two: The music in the background ... Continue reading this article…

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Kelley Blue Book Announces the Top 10 Green Cars

by Luke Landes

As gas prices increase, you can save some money by buying a more environmentally friendly vehicles. That may only be true when evaluating the cost of gas over time, however. Hybrid and other cars that rely on energy sources other than gasoline may cost more to own over the long-term when you consider the initial ... Continue reading this article…

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Will You Pay for Hulu?

by Smithee

This is a follow-up to my earlier post last October when serious speculation started about how Hulu would charge for content. To summarize my first post: Sure, I’ll pay for Hulu, provided they get rid of the ads. One business model is plenty. This week, the news broke about Hulu Plus, a $10 / month ... Continue reading this article…

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New $100 Bill Design With Extra Security Features

by Luke Landes

Today’s news is all about the Benjamins. The United States Treasury has redesigned the $100 bill, and it is sporting a number of technically and visually impressive features. Just like the movies, currency is going 3-D. The new bill has a blue 3-D security ribbon woven into the paper. The ribbon displays alternating and moving ... Continue reading this article…

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General Motors Paid Back Bailout Loans in Full

by Luke Landes

Earlier today, General Motors announced that the company paid $4.7 billion to the U.S. government and $1.1 billion to the Canadian government, fulfilling its obligation agreed to when it received its initial bailout funds. In total, GM received $52 billion from the U.S. government, but only $6.7 billion of this amount was considered a loan. ... Continue reading this article…

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Is Netflix Streaming a Good Deal?

by Smithee

My wife and I use Netflix‘s streaming service as one of the pillars that holds up our cable-free entertainment setup. It was also the main reason I started subscribing to a XBox Live Gold membership, though that comes with some other benefits which I always forget about until the moment I notice them. The XBox ... Continue reading this article…

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FreeCreditReport.com No Longer Offers “Free” Credit Reports

by Luke Landes

The Credit CARD Act of 2009 required the Federal Trade Commission to regulate marketing surrounding products offered by the credit reporting agencies (Experian, Equifax, and Transunion). Starting this month, offers like FreeCreditReport.com must be transparent about their offers when they are tied to “free trials.” It’s easy for us to single out Experian’s FreeCreditReport.com because ... Continue reading this article…

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HDMI Cables Are Cheap

by Smithee

On Tuesday, I asked our readers to answer a few questions about their household TV situation, and I found that 49 percent of respondents don’t use a DVR. I was surprised to learn that, but it says more about me than you guys: I’ve let myself get sucked inside an on-demand, time-shifting echo chamber of bleeding-edge ... Continue reading this article…

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He’s teasing you; nobody has two television sets.

by Smithee

That’s a line from one of my favorites movies, Back to the Future, during the scene where Marty McFly almost has dinner with his mother and grandparents. If there ever was a commentary on consumerism, this is near the top of my list: Lorraine Baines: Our first television. Dad just picked it up today. Do ... Continue reading this article…

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