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Consumer

No More Cable TV For Me

by Smithee

Well, we went and did it. As of today, the Verizon FiOS TV service we’d been mostly enjoying for almost three years is suspended. We’re not replacing it with cable or satellite television, either. The normal TV service is effectively turned off. I’m scared and nervous and excited all at once. It’s been nearly seven ... Continue reading this article…

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Persistence Pays Off

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. As consumers we often face situations that are both expensive and frustrating. These can be problems of our own doing, such as overdraft fees or closing of an inactive credit card, or problems that are caused by the company’s we are paying, like a ... Continue reading this article…

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High Tech Coupons: Yowza!!, Where, and Google’s Favorite Places

by Luke Landes

The recession has inspired a focus on saving more money among Americans, even if this focus is likely temporary, giving way to excess spending once employment returns to a sustainable level and credit becomes readily available. But for a short time, frugality has permeated the country’s consciousness. It has popped up everywhere, including technological innovation. ... Continue reading this article…

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Kelley Blue Book’s Best Resale Value Cars

by Luke Landes

A reached another milestone earlier this week. My 2004 Honda Civic, which I purchased new in June 2004, passed 111,111 miles, after passing 100,000 in March. The car runs wonderfully still, as I expected it would years ago when I purchased it, and I don’t intend on selling it for a while, if at all. ... Continue reading this article…

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Where is the Office Gift Exchange This Year?

by Luke Landes

One thing I’ve always half-lamented, though lamented more in the past when my funds were a bit tighter, is the office holiday gift exchange. I’ve participated in everything from the Secret Santa to the grab bag to the system in which you can ruthlessly steal the gifts selected by your coworkers (up to three times). ... Continue reading this article…

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Energy Efficient Appliance Upgrade, Anyone?

by Smithee

Much like the wildly popular and probably successful Cash for Clunkers program earlier this year, a portion of the 2009 American Recovery and Reinvestment Act is being allotted to a program for upgrading older, energy wasting appliances. None of the important details have been released yet, such as “what Energy Star rating will my new ... Continue reading this article…

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Alternate Ways of Rewarding Content Creators

by Smithee

I’ve been thinking a lot since the last time we talked about my ongoing internal troubles with stealing entertainment. In general, my habits are tending more toward avoiding theft, even accidentally. I want to make sure that the creators know that the thing they made was good, and I want to help them make more. ... Continue reading this article…

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6 Items That Exemplify Conspicuous Spending

by Luke Landes

This post is part of the one day blog event “The Spectrum of Personal Finance.” In this event, comic book nerd Brian of My Next Buck, will discuss 8 different emotions (taken from the Green Lantern comic series) and relate them to personal finance. Here at Consumerism Commentary we will be looking at Avarice. To ... Continue reading this article…

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GAO Report Seems to Back Up Convenience Stores

by Smithee

We told you back in July about the Credit Card Fair Fee Act of 2009. To summarize: Visa and Mastercard skims a percentage of the retail price every time you use a card to buy something. It’s called an “interchange fee”. Allegedly, U.S. merchants pay up to six times more for this service than merchants ... Continue reading this article…

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Avoiding Black Friday Online and Offline

by Luke Landes

Many retailers — those who have survived the rough economy — have struggled this past year. Companies are looking forward to the holiday season because they know consumers are in a tough position, too. Here is how it works: the economy is recovering, but unemployment is the last piece of the economy to improve in ... Continue reading this article…

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Living It Up… At the Library?

by FruGal

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This ... Continue reading this article…

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How To Do Your Holiday Shopping Through Rebate Sites

by V.C. McGuire

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This ... Continue reading this article…

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Federal Reserve Wants Your Opinion About Gift Card Fees

by Luke Landes

The Credit CARD Act of 2009 instructed the Federal Reserve to enact new regulations for gift cards. I have a love/hate relationship with gift cards; they’re convenient gifts to give when you know the recipient is a fan of a certain store. Unfortunately, the past few years have seen restrictions added to gift cards which ... Continue reading this article…

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How to Spend Smarter This Holiday Season

by Kelly Whalen

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This ... Continue reading this article…

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The True Cost of a Motorola Droid

by Luke Landes

I have been looking forward to replacing my Blackberry 8830 World Edition for several months now. The phone, even with ample extended memory, is sluggish and does not have the same capabilities other modern phones have. With the release of the Motorola Droid, I decided this was a good opportunity to upgrade. On my way ... Continue reading this article…

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Hulu and the Subscription Model

by Smithee

This is an editorial by Smithee and a plea for your help in shaping the future of entertainment. At our house, we enjoy some Hulu programming on occasion. Even though during the recent DVR years I’ve become accustomed to skipping commercials, I don’t mind them on Hulu, for these reasons: I’ve only seen one per ... Continue reading this article…

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Net Neutrality Simplified

by Smithee

Depending on how you get your news, the topic of network neutrality can seem boring, or confusing, or both. Possibly you haven’t yet heard about it, or you’ve already formed an opinion. The reports I see are too often complicated, lacking reasoned arguments and full of hyperbolic guesses as to what the future might hold. ... Continue reading this article…

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Google Editions: E-Books From Anywhere

by Smithee

In addition to Sony’s and Amazon’s electronic bookstores (about 100,000 and 330,000 titles available, respectively), booksellers now have another huge option for getting their books into our hands: Google Editions, which will launch next year with between 400,000 and 600,000 titles. Not necessarily a store or a device Google Editions is built on top of ... Continue reading this article…

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How to Create Your Own Extended Warranty

by Luke Landes

In my article the other day about the deal I got on a new computer despite my immediate need, I neglected to mention something important: I refused the extended warranty that the salesperson offered numerous times. Any extended warranty is almost always a bad deal. When I was a teenager, I had a short-lived job ... Continue reading this article…

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Always Try Bargaining: Here’s How it Worked for Me

by Luke Landes

Tom Dziubek, the producer of the Consumerism Commentary Podcast, and I have been having some difficulties with the Acer Aspire desktop I purchased earlier this year. I believe the problem can be fixed, but it will take some time. The problems have unfortunately affected our recording and interview schedule, so when an interview on Friday ... Continue reading this article…

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