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Administration

Wrapping up the first month of the year, I’m not quite convinced I’m on the right track yet. I spent most of this month without much time for myself. I suppose it’s a good thing I’m not responsible for any other person than myself. On the other hand, January was a great month for Consumerism Commentary.

For most of the month, I was focused on the two-week “tour” I took during the last two weeks of the month. I wrote articles for ten other websites, and I’m happy to say they were all well received. Here are the highlights from my tour. Please take a moment to read some of these articles and visit these websites.

Best of Consumerism Commentary, January 2010

Meanwhile, back on Consumerism Commentary, Smithee, Kelly, and I were staying busy. Here are some of the best articles posted here this past month.

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Starting January 18, 2010, I will be on tour, with guest articles appearing on ten of my favorite websites. I am still in the process of writing and editing many of the articles and I plan to have most of them delivered by the end of the weekend. I will continue to be writing articles for Consumerism Commentary during this tour.

If you’re visiting Consumerism Commentary for the first time from one of the tour venues, feel free to look around. I’ve been writing here since 2003. Start with the best of Consumerism Commentary or use the categories at the top of this page.

Here are the scheduled tour dates and venues, subject to change:

Flexo on tour, January 2010

Monday, January 18, 2010: Get Rich Slowly
Topic: Break out of your comfort zone to achieve success. “Humans are wired to seek comfort, and as a result much of daily life is focused around familiar patterns and habits. When something threatens to break those habits, we feel uncomfortable and nervous…” Here is what you need to know in order to break out of your comfort zone and why it is worthwhile. Read the article at Get Rich Slowly.

Tuesday, January 19, 2010: Debt Free Adventure
Topic: The need to rethink retirement. “Besides taking responsibility for our financial future by investing… it’s time to rethink what retirement is. The generation of workers following those in retirement now or retiring soon will be the first who needs to significantly adjust its expectations and challenge its assumptions.” Retirement will be an entirely different animal in thirty years. Here’s how to plan. Read the article at Debt Free Adventure.

Wednesday, January 20, 2010: Man Vs. Debt
Topic: Simplifying simplicity with five simple questions. “Simplicity boils down to one concept: eliminate anything that is unnecessary. If you take this mantra to heart, build your personal philosophy around it, and keep it in mind when you make every decision, there is no reason to follow a list of suggestions. The answers will be obvious…” Read the article at Man Vs. Debt.

Thursday, January 21, 2010: Financial Samurai
Topic: Chaos is an inspiration for change. “Three of my friends experienced difficulties in their lives around the same time, about ten years ago. I’ll call them Alex, Brian, and Chris. Before long, their lives erupted in chaos. That chaos helped them make positive changes, but the outcomes would have been predictable to anyone paying attention…” Here’s how chaos or the threat of chaos could be a strong motivator.

Friday, January 22, 2010: Free Money Finance
Topic: Benefits and dangers of changing careers and paths. “It would be wonderful to live in a perfect world. There would be no war and no poverty, and you could eat dessert before your meal or whenever you like. The weather would always be comfortable and pleasant, and you would never have to watch out for unpopped kernels when you eat popcorn…” Sometimes we need to change course on the way to financial Utopia. Here’s what you need to know.

Monday, January 25, 2010: Wise Bread
Topic: Emergency plan: Better than an emergency fund. “I suggest a tiered approach to let your Emergency Fund work a little harder for you while still ensuring you’re covered in an emergency. This is broader than just an Emergency Fund; it’s an Emergency Plan…” Here’s how the Emergency Plan works.

Tuesday, January 26, 2010: Budgets Are Sexy
Topic: How Conan O’Brien wants you to succeed. “Though I’m not generally a fan of “late night TV,” I tuned in the other night and found myself watching Conan O’Brien’s last stint on the Tonight Show… it’s worthwhile to listen to his advice.” Here’s Conan’s advice and my interpretation.

Wednesday, January 27, 2010: My Next Buck
Topic: Six reasons to work for a non-profit organization. “I started my career out of college working for a non-profit organization involved with the arts. Yes, after graduation, I took myself and my thousands of dollars of student loan debt and walked away, at least temporarily, from the career my education and certification would have otherwise directed me…” Here’s why working for non-profits are worthwhile.

Thursday, January 28, 2010: Erica.Biz
Topic: Fear of failure? Here’s how to get through it… “I enjoy performing in stage plays, and a play was the scene of one of my failures… My lack of preparedness finally caught up to me while in mid-performance my recurring dream came true: I forgot my lines.” Here are my suggestions for handling failure before and after it occurs so you are ready to bounce back.

Friday, January 29, 2010: MSN Smart Spending
Topic: 6 tips for a frugal Valentine’s Day. “And the massive marketing push as the calendar heads towards Valentine’s Day has begun. From greeting cards to diamonds, and from Lexus to 1-800-Flowers, companies and brands want to be associated or indelibly linked to the popular holiday for lovers.” Here are some of my tamer suggestions for experiencing a frugal Valentine’s Day this year.

I will update this post with direct links to the articles and short summaries as each article is published.

Best of Consumerism Commentary, December 2009

Vote for your favorite financial products and blogs

In a few days, the finalists for the Plutus Awards will be announced. The public will then have a chance to vote for financial products, like Best Savings Account and Best Bank, and financial blogs and websites, like Best New Blog of 2009 and Best Multi-Part Series of Articles. Winners will receive a prizes from a number of sponsors including Lending Club, Money Crashers, and Wise Bread.

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Starting today, the 2009 Plutus Awards are accepting nominations. The Plutus Awards are designed to celebrate the best in personal finance. In this event, like the Oscars of personal finance, feature categories like Best Savings Account, Best Credit Card, and Best Mobile Personal Finance Application. Additionally, a large portion of the awards put focus on the blogging community, with categories that feature bloggers, like Best Frugality Blog, Best Taxes Blog, and Best Personal Finance Blog for Teens and College Students.

After the nominations are collected, a panel of bloggers will choose the finalists from among the nominations, and votes will re-open to the public in order to pick winners for each category. Each winner of the blogging set of awards will receive either $20.09 (in honor of the year 2009) from Consumerism Commentary or a larger award from a sponsor.

Please take a few minutes and nominate your favorites today.

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Thanks to all the Consumerism Commentary readers who commented or emailed me about the auditions for staff writer. I’d like to welcome Kelly Whalen, a writer whose primary website is The Centsible Life, to the Consumerism Commentary team! Kelly will be providing one article a week starting this Thursday. Tom Dziubek and I will speak with Kelly on a future Consumerism Commentary Podcast so subscribe now to learn more about our new contributor.

Facebook giveaway

This week, Consumerism Commentary will be giving away a copy of Excuse Me, Your Job is Waiting: Attract the Work You Want by Laura George. I reviewed the book here. The book is a few years old but it is a great resource for today’s economic conditions. In order to be entered in the giveaway, you must be a fan of Consumerism Commentary on Facebook.

Simply being a fan gives you one chance to win, but if you write on Consumerism Commentary’s wall to leave a tip for us, you will quadruple your chance to win. You must be a fan and leave your message by Friday, December 11 to qualify.

Best of Consumerism Commentary, November 2009

The Consumerism Commentary Podcast featured a number of great guests in November. This past month we discussed gift cards with Jim Sharvin, CPA, social and peer-to-peer lending with the CEO of LendingClub, finding a job with headhunter Nick Corcodilos, frugality with author Sharon Harvey Rosenberg, and investing for retirement with author Dan Solin.

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Announcement: We have decided to extend the period for matching your charitable contributions through the end of this week. Contribute to your favorite charity this week and forward your contribution receipt to us. We will donate a matching amount to the World Food Programme. Here are the complete details.

Over the past few weeks, Consumerism Commentary has been auditioning six prospective staff writers. I am looking for an additional writer to add to the team in order to complement the articles I write and those written by Smithee. Although the intent of Consumerism Commentary has always been to share my thoughts about money and related topics in addition to keeping myself accountable for my own financial decisions, I think the website can benefit from occasional voices for others.

Although I will responsible for making the final decision, I would love to hear readers’ civil opinions about the twelve guest articles featured recently. When I originally indicated I was interested in adding a writer to the team, I received about thirty responses. I narrowed these down to the six summarized here:

V.C. McGuire is a regular contributor to the New York Times and other publications. Recently, she has written about real estate, insurance, home improvement, and personal finance. She lives in Philadelphia. V.C. offered these two articles to Consumerism Commentary in audition: How to Do Your Holiday Shopping Through Rebate Sites and Lifestyle Creep and the Self-Employed.

J.J. is a consultant for employer retirement plans and works with credit unions as a financial adviser. He works with individuals and businesses every day as they make important decisions about their money. J.J. offered these two articles to Consumerism Commentary in audition: 2010 Roth Conversion: Good Idea? and The Trouble With Target Date Funds.

Kelly Whalen is a mostly stay-at-home mom to four kids. She writes about personal finance at The Centsible Life. Kelly offered these two articles to Consumerism Commentary in audition: Triage Your Finances and How to Spend Smarter This Holiday Season.

FruGal currently serves as a Professional Development Consultant for a prominent online educational program and as a Social Media Specialist for a Luxury Real Estate company in Atlanta. FruGal offered these two articles to Consumerism Commentary in audition: Living It Up… At the Library? and Couponing Makes Cents.

Debbie Dragon is a full time freelance writer and co-owner of ReliableWriters.com. Debbie offered these two articles to Consumerism Commentary in audition: Is a College Degree Worth the Investment? and The Economy Triggers a Rebirth of the Entrepreneurial Spirit.

Ray is the owner and primary author of Financial Highway, where he discusses investing, saving and practical money management concepts. Ray offered these two articles to Consumerism Commentary in audition: Thanksgiving on a Budget and 4 Reasons Why You Should Read Your Bill Every Month.

I’m inviting readers to leave their thoughts on the above contributions. Again, the responsibility for the final decision rests with me, but I would like to receive feedback from those who read Consumerism Commentary every day or every week. Feel free to leave your comments here, contact me privately, or if you would rather be anonymous, you can use this form to contact me directly without leaving your name or email address.

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Several weeks ago, I mentioned I would be seeking a staff writer to add to the Consumerism Commentary team, to add one additional article each week. After a good number of applications, I narrowed the field to six finalists. Over the next two weeks, each of these finalists will be presenting two guest articles for Consumerism Commentary readers.

At the end of the process, I will welcome feedback from readers about the writers. The decision will not be based on your votes, but I will take any feedback to heart. The goal is to find a writer to add a fresh voice to Consumerism Commentary in addition, and as a complement, to the articles by myself and by Smithee.

Winners of Quicken Deluxe 2010

Last month, I reviewed Quicken Home & Business 2010 and offered a copy of Quicken Deluxe 2010 to two lucky readers. The two commenters chosen randomly to win, Javier and Jeremiah, were contacted earlier. I should have more giveaways to offer fairly soon.

Best of Consumerism Commentary, October 2009

We also had a number of great guests on the Consumerism Commentary Podcast. In October, we discussed unconventional paths to becoming a millionaire with the Millionaire Mommy Next Door, financial advisers with Neal Frankle, doing-it-yourself, beekeeping, and the Credit.com Credit Report Card with Mark Frauenfelder, and frugal travel and the war against debt with Adam Baker.

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Seeking Staff Writer for Consumerism Commentary

by Flexo on October 13, 2009. Filed under Administration.

Last Thursday, Jeff offered his final article for Consumerism Commentary, Learning and Saving. Jeff was a solid contributor, and I’m sorry to report that Jeff won’t be contributing regularly due to his other obligations. I am now looking to add an additional author to the Consumerism Commentary team which currently includes myself, Smithee, and Tom.

One thing I like about having a small group of regular contributors to Consumerism Commentary is that they bring different perspectives, opinions, and interpretations of personal finance to the readers. I have already solicited a number of writers interested in contributing a weekly article to Consumerism Commentary, but I am opening the invitation to everyone.

This is an opportunity for a writer to reach 10,000 or so subscribers and several hundred thousand visitors each month and earn some cash at the same time. I am currently in the process of collecting names of those people who are interested, and within a few days I will send emails to all explaining in detail my vision.

If you are interested, contact me and introduce yourself!

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Thank you for reading Consumerism Commentary. This website continues to be a success, thanks to visitors who participate in discussions, ask questions, and share stories.

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Best of Consumerism Commentary, September 2009

We also had a number of excellent guests on the Consumerism Commentary Podcast in September. We discussed budgeting with the creators of You Need a Budget and PocketSmith, learned how to survive on a teacher’s salary, discovered the details about Mint.com’s acquisition by Intuit including one surprise that was not mentioned in the media earlier, and discussed negotiating and bargaining with presidential adviser Herb Cohen.

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