As featured in The Wall Street Journal, Money Magazine, and more!

Credit

$50 Cash Back Bonus With Discover More Card

by Luke Landes

The offer you are interested in has expired. For current offers read our review of Discover Cards.

0 comments Read the full article →

November Cash Experiment

by Luke Landes

After reviewing October’s expenses last week, I decided that November would be a good month to experiment with a cash-only philosophy. Some studies have shown that in general, people spend less money when their only option is cash or that the use of credit cards inspires additional spending. Most of the time, these studies simply ... Continue reading this article…

40 comments Read the full article →

Should the Bailout Money Be Used to Forgive Credit Card Debt?

by Luke Landes

The Financial Services Roundtable and the Consumer Federation of America asked the Department of the Treasury today for a piece of the Emergency Economic Stabilization Act money, the bailout money, to help banks and card issuers reduce the credit card balances for borrowers who don’t qualify for other government assistance like repayment plans. So far, ... Continue reading this article…

34 comments Read the full article →

Get a $50 or $100 Gift Card From American Express

by Luke Landes

Editor’s Note: Thank you for your interest, these offers expired and are no longer available. If you’re responsible with credit cards and looking for a bonus, look into the Preferred Rewards Green Card or the Preferred Rewards Gold Card from American Express. Both of these cards are charge cards, so if you use one of ... Continue reading this article…

6 comments Read the full article →

Credit Cardholders’ Bill of Rights Passes the House

by Smithee

I didn’t think this was even already in motion, but I’m happy to report that the proposed “Bill of Rights” for credit card-holders (which is almost every adult) passed through the House of Representatives by a huge margin: 312 to 112. It’s amazing that 112 Representatives would even vote against such a thing, which has ... Continue reading this article…

36 comments Read the full article →

Citi Raised My Credit Limit

by Luke Landes

Last week, I received an official-looking notice in the mail. You know the type: the envelope requires you to tear the perforated edges in a specific order and contains security ink so the contents cannot be seen until opened. There is a return address on the envelope but no business name. In my experience, the ... Continue reading this article…

13 comments Read the full article →

Calming Facts About Identity Theft

by Smithee

If someone successfully applies for a loan or a credit card using your identity, there will be a big mess to clear up. I don’t want to downplay the hassle, there. I would be extremely annoyed if that happened to me. However, what we hear on the news and especially in commercials for services like ... Continue reading this article…

12 comments Read the full article →

Support Entrepreneurs in Developing Countries With Kiva

by Luke Landes

Kiva is an international non-profit organization that facilitates “microlending” for the purpose of its mission, alleviating poverty across the world. The organization allows those who wish to contribute to lend money in small amounts to entrepreneurs in the developing world. Kiva’s website lets you browse entrepreneurs’ profiles to select the recipient of your micro-loan and ... Continue reading this article…

4 comments Read the full article →

Credit Card Policies Unfair? Tell the Fed.

by Smithee

The Federal Reserve Bank issued a proposal this past May to: prohibit unfair practices regarding credit cards and overdraft services that would, among other provisions, protect consumers from unexpected increases in the rate charged on pre-existing credit card balances For a limited time, you can add your opinion to this proposal (scroll down and click ... Continue reading this article…

5 comments Read the full article →

Get Cash Rebates for Buying Gas With Credit Cards

by Luke Landes

Editor’s Note: Thank you for your interest, these offers expired and are no longer available. Every week, cash back credit card deals are decreasing. American Express recently emailed me to let me know that they have lowered the cash back rate on their SimplyCash Business Card from 5 percent to 3 percent on gas station purchases. If ... Continue reading this article…

8 comments Read the full article →

25,000 Bonus Miles on Citi Platinum Select AAdvantage® World MasterCard

by Luke Landes

The offer you are interested in has expired. Read our review of other Citi cards.

6 comments Read the full article →

Credit Card Rewards are a Rip Off (for Some)

by Luke Landes

CNN Money is taking a hard stance against credit card reward programs. Citing a study released yesterday by Consumer Reports, which I have not yet seen online, rewards cards entice customers to spend more than with regular credit cards. Additionally, the restrictions common with many cards make the rewards less valuable than they appear. The ... Continue reading this article…

16 comments Read the full article →

Credit Card Suspended for Merchant Database Breach

by Luke Landes

I mentioned last week that my Citibank credit card was suspended and the issuer supplied me with a new credit card number. At the time, I assumed that this was due to my recent traveling, which might have raised red flags in Citibank’s fraud detection algorithms. A number of visitors suggested calling your credit card ... Continue reading this article…

14 comments Read the full article →

Citibank Suspects High-Risk Activity in My Credit Card Account

by Luke Landes

As I logged into CitiBank’s website today to check my recent activity and compare transactions against what I’ve entered in Quicken, I was greeted by a harrowing message, informing me that my account may be at risk for unauthorized use. They have restricted my online access, and I cannot view my recent activity or past ... Continue reading this article…

16 comments Read the full article →

What Size Bonus Would Convince You to Sign Up for a Credit Card?

by Luke Landes

As a number of Consumerism Commentary visitors have mentioned over the past few months, it’s getting harder to find good credit card deals, including 0 percent APR no-fee balance transfer offers and worthwhile sign-up bonuses. Other commenters who have been successful milking credit card companies with balance arbitrage strategies have slowed down their pursuit with fewer ... Continue reading this article…

4 comments Read the full article →

Unconfirmed: Emigrant Direct Drops Cash Back MasterCard

by Luke Landes

Jim submitted this news today, but I’ve been unable to find a confirmation online. Perhaps holders of the Emigrant Direct MasterCard have received this announcement. The party is over on the Emigrant Direct Savings account and Mastercard program. As the Fed has cut interest rates, so too has Emigrant Direct (2.75 percent as of 4/19.2008). What ... Continue reading this article…

11 comments Read the full article →

10 Steps to Break the Credit Card Habit

by Luke Landes

If you’re a Type A credit card user, chances are you know it whether or not you are willing to admit it. If you can answer yes to these questions, then a lifestyle change is in order. Do you pay interest fees when you send in your credit card payment? Have you ever paid your ... Continue reading this article…

12 comments Read the full article →

You Can’t Have Too Much Available Credit

by Smithee

You’ve probably been concerned at one time or another with your credit worthiness: the somewhat squishy way that lenders determine whether you’re going to repay, for example, a home loan. I say “squishy” because ultimately, these decisions are made by human beings in a temporal landscape. We bought our house in June 2007, and if ... Continue reading this article…

12 comments Read the full article →

Balance Transfer Fees on Chase Credit Cards

by Luke Landes

Credit cards simply are no longer offering the enticing deals in order to lure customers. Even though credit card companies have been willing to offer strong cash back rebates and introductory 0 percent APR deals, they’ve done so knowing that they can make up the loss through interest rates from defaulted customers and interchange fees. It ... Continue reading this article…

2 comments Read the full article →

New Bonus Points and Miles Offers on CitiBank Credit Cards

by Luke Landes

If you’re looking for bonus points or miles with your credit cards (and I would only suggest doing so if you pay your credit card balances in full every month and if you travel frequently), CitiBank is launching several new offers. Citi PremierPass® Elite Level 20,000 bonus points after $600 in purchases made within 3 ... Continue reading this article…

4 comments Read the full article →
Page 14 of 19« First···1213141516···Last »