There haven’t been many significant credit card bonus offers lately, but Citi is putting on the table a solid offer worth mentioning, for the benefit of those who can take advantage of the timing. Late last week, Citi launched a new version of the Citi ThankYou℠ Preferred Card that now includes a $500 gift card ... Continue reading this article…

Sears introduced the Discover Card in 1985 and sold off the business to the independent company Discover Financial Services. Over the last few years, Discover has made some excellent strides in strengthening their somewhat ill-respected brand by expanding coverage. The company’s credit cards are now accepted almost everywhere Visa, MasterCard and American Express are. Discover ... Continue reading this article…

JP Morgan Chase is one of the few companies that continued to thrive, even during the recession. Chase is making a concerted effort to introduce new credit card offers, competitive with major issuers. The $500 cash back Chase Sapphire® Preferred Card is one of their strongest offers right now, but the Slate® from Chase offers ... Continue reading this article…

Credit card companies tend to have some of the most pervasive marketing messages. Through frequent commercials, credit cards get their branding goals across with immediately-identifiable taglines. Discover has “it pays to Discover.” Citibank has been using “Citi never sleeps” recently. One of the most effective marketing hooks comes from Capital One, with the indelible “what’s ... Continue reading this article…

You may have seen a lot of commercials for a new and improved credit card offered by Bank of America called the BankAmericard Cash Rewards™. Although this card offers a solid rewards program with a good interest rate and no annual fee, it’s nothing new and it’s certainly not improved. In fact, there are other ... Continue reading this article…

This has been an interesting summer for credit card deals. Issuers have been rolling out new bonus offer for the last few months. Even though consumers understand the dangers of owning a credit card, business has been good. Chase, American Express, Citi and Discover have been competing with each other in the fight for new ... Continue reading this article…

American Express is consistently one of the highest rated credit card issuers. This could be because the customers are demographically different than average Visa and MasterCard customers. American Express customers are generally individuals and businesses with higher credit ratings, and they are more likely to make better financial decisions. Additionally, many American Express cards are ... Continue reading this article…

One of the freedoms that credit card rewards programs can provide is the ability to redeem points for any reward. You might be able to use points to pay for a vacation if you believe the typical credit card commercials, upgrade your television from a tube set to high definition, or just pocket the cash. ... Continue reading this article…

Charge cards have always had a reputation of being not for the average middle-class credit card user, primarily because many come with high annual fees and offer perks that the typical American consumer can’t afford or doesn’t want to pay. While this may be true for most charge cardholders, as long as a consumer doesn’t ... Continue reading this article…