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Credit

Travel reward credit cards — more vacation for your money

by Aaron Pinkston

If travel is in your plans, you may want to know about this offer from American Express. It’s the Starwood Preferred Guest® Credit Card from American Express, and it offers 35,000 bonus points when you make $3,000 in purchases in the first three months after opening your account AND an additional $2,000 in purchases during […]

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The Best Cash Back Credit Cards of 2017

by Luke Landes

Cash back credit cards can help consumers practice responsible spending while earning a little extra for their efforts when used properly. The days of earning 5 percent cash back on all credit card purchases may be just a memory, but the smart use of credit cards can still be profitable for diligent consumers. You may […]

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Balance Transfer Cards for Fair, Average or Excellent Credit

by Richard Barrington

[Editorial note: This offer was last updated on July 13, 2016.] Are you still wrestling down holiday debt? Zero-interest balance transfer credit card offers can help you meet this challenge, but only if you know what to look for. Otherwise, you will end up paying interest anyway, which is exactly what the credit card companies […]

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Hurry While Discover’s® Double Miles Deal Lasts

by Curtis Arnold

Whether you’re planning a very special trip next year or just travel a lot, there’s currently a limited-time offer you really ought to think seriously about. The Discover it® Miles-Double Miles your first year card is effectively offering double miles for the first year after new cardholders (but not existing ones) open their accounts. Here’s […]

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5 Reasons Why New Chip Credit Cards Won’t Reduce Fraud

by Luke Landes
Chip-Embedded Credit Cards

Banks in the United States are undergoing a major transformation in credit card technology, a process similar to the one Europe successfully completed several years ago. Despite the technological advances in mobile payment that have already rendered plastic cards obsolete, the financial industry wants to replace every magnetic stripe credit card in every wallet. When […]

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Three Overlooked Tools for Repairing Credit

by Luke Landes
Sue the creditor

This is a guest article by Neal Frankle. Neal is a Certified Financial Planner® in Los Angeles. He is also the senior editor for WealthPilgrim.com, MCMHA.org and CreditPilgrim.com. Your credit report is like a financial passport. If it’s clean you’ll find the doors to the financial world wide open. Your credit journey will be carefree […]

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5 Questions Before Applying for a New Credit Card

by Luke Landes

Since the credit crunch in the midst of the latest recession, credit card solicitations have seen a significant increase. Unless you’ve opted out, and good luck with that, you’re probably getting junk mail from credit card issuers with invitations to apply for the latest credit card offers. Don’t get too excited, especially if you have […]

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Why Most Millennials Don’t Have Credit Cards

by Luke Landes
Credit Card Statement

According to a new survey, 63 percent of Millennials own no credit cards. For this poll, the Millennial generation is defined as those in the United States aged 18 to 29. The survey, put together by BankRate, attempts to get to the root cause for the lack of penetration of credit cards among this younger demographic, […]

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FICO Score 9: Fair Isaac Changing Credit Score Algorithm Again

by Luke Landes
Loans

FICO Score 9 is an improvement over FICO 08, and may be more consumer friendly and fair. But will it have any overall effect for consumers?

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How United’s Frequent Flier Program Change Affects Travelers

by Luke Landes
United Airlines

United Airlines is making significant changes to its MileagePlus frequent flier program. Here’s how your points will change.

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