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Credit

Discover Student Card $25 Bonus Review

by Flexo

Of all the credit cards available to Americans today, student credit cards are rare among issuers. Credit card providers generally carry a variety of travel rewards, cash rewards, and point-based credit cards, but only have one card with features designed for college students. With less variety among those that are available on the market, it’s ... Continue reading this article…

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Are Credit Card Annual Fees Worthwhile?

by Flexo

The best credit card deals are often spoiled by an annual fee. Annual fees can range from about $50 to $2,500, with the high end reserved for the super-select American Express Centurion Card (the “black card”). In return for this fee, credit card issuers provide a range of benefits beyond what typical no-fee cards offer, ... Continue reading this article…

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Starwood Preferred Guest Business Credit Card from American Express OPEN Review

by Flexo

American Express continues to top J.D. Power & Associates’ list for best credit card issuers for customer satisfaction, thanks mainly to its strong rewards programs like the one that accompanies the Starwood Preferred Guest Credit Card. The rewards program and top-ranked customer service from American Express continues to foster appreciation among personal card owners, and ... Continue reading this article…

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Capital One Buys HSBC Credit Card Business

by Flexo
Capital One

Recently, Capital One announced they would purchase ING Direct, and from the feedback I’ve seen, most ING Direct customers are not to happy about this arrangement, primarily due to their experiences with Capital One credit cards. While I’m reserving my judgment until later because credit card operations are usually run by different management than banking ... Continue reading this article…

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Miles by Discover Card Review

by Flexo

Although it may not be apparent immediately, an airline miles credit card has a number of differences in the structure of its rewards than a travel rewards credit card. Airline credit cards reward loyalty to one particular airline while travel rewards are generally much more flexible. For example, since the Continental OnePass Plus Card is ... Continue reading this article…

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Premier Rewards Gold Card from American Express Review

by Flexo

The lack of a pre-set spending limit can be both an advantage and a disadvantage when it comes to spending with plastic. Charge cards often have this feature, and it can be dangerous for spenders who are tempted to spend more than they can afford. Others customers, who need the flexibility to make large purchases ... Continue reading this article…

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The Business Platinum Card from American Express OPEN Review

by Flexo

For people in certain businesses, perception is more important than reality. A real estate agent who sells high-value properties generally tries to impress his or her clients by looking the part of a high-value property real estate agent. Fancy cars, fancy meals, and fancy clothing are all part of this facade. While the American Centurion ... Continue reading this article…

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Citi mtvU Platinum Select Visa Card for College Students Review

by Flexo

In an effort to market towards a younger generation of customers, Citi has teamed up with the MTV brand to create the Citi® mtvU™ Platinum Select® Visa® Card for College Students. That would not be enough of a reason for students to become customers of this card, though there may be a certain percentage of ... Continue reading this article…

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Continental Airlines OnePass Plus Card Review

by Flexo

As I live not too far from Newark, New Jersey, many of my flights around the country are serviced by Continental Airlines, an airline with a significant hub at Newark Liberty International Airport. Like all airlines, Continental has been cutting services and adding fees to keep fares low, but I’ve never had a bad experience ... Continue reading this article…

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United MileagePlus Explorer Card Review

by Flexo

Air travel used to be seen as a luxury, but those days are long gone. If flying was ever fun and convenient, it’s not anymore. My last flight from California, a trip to visit family, was plagued with delays and inconveniences. It was a good thing the flight was delayed; otherwise, I might have missed ... Continue reading this article…

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Discover More Card Operation Homefront $20 Donation Review

by Flexo

Operation Homefront is a non-profit organization that was created to assist soldiers and their families with financial assistance. Headquartered in San Antonio, Texas, Operation Homefront first opened its doors in 2002 after finding a need to help those deployed in response to the September 11 terrorist attacks. Today, this organization is one of the largest ... Continue reading this article…

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Rewards Cards Cost Mom and Pop Stores More

by Flexo

I’ve been using rewards credit cards for many years now. I initially used cash back credit cards to turn what was mostly necessary spending or purchases I would have made with cash or a debit card anyway into hundreds of dollars back in my hands — or by bank account — each year. Now I ... Continue reading this article…

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Citi Dividend Platinum Select Card for College Students Review

by Flexo

The credit cards that were available to me while I was in college were a far cry from the student credit cards available today. While many issuers offered free gifts for signing up, like tee-shirts and Frisbees, the cards came with extra fees and unfavorable terms. Students who handled credit cards improperly while back in ... Continue reading this article…

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Southwest Airlines Rapid Rewards Premier Credit Card $850 Bonus

by Flexo

Earlier this year, I wrote about Southwest Airlines and the credit card they have been offering to their frequent fliers. Although I’ve never been on a Southwest flight, this airline is always highly recommended by my friends and family. They just never seem to fly direct from where I am to where I need to ... Continue reading this article…

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Citi Forward Card for College Students Review

by Flexo

There once was a time where credit card issuers would line up at the campus breezeways, enticing thousands of students to apply for cards by offering gifts to attract their view of the stereotypical college student. Typical incentives included a free duffel bag, tee-shirt, or Frisbee, and with shiny objects in view and no experience ... Continue reading this article…

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Ink Cash Business Credit Card Review

by Flexo
Chase Ink

If you’re a small business owner in need of a credit line, you may want to consider a credit card focused on small businesses. Not only can the money you earn off of credit card rewards help keep your business in the black, but using your small business credit card makes itemizing your purchases a ... Continue reading this article…

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The Best Credit Cards for Bad Credit, February 2012

by Flexo

For consumers with a poor credit history, the options for new lines of credit are limited. Far too often, lenders take advantage of people with poor credit by charging high interest rates and fees. Rather than improve their credit, the added debt only makes things worse. The world can be a much uglier place when ... Continue reading this article…

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Citi Simplicity Card Review

by Flexo

The most popular feedback I receive when reviewing cards pertains to fees. Most users seem to be allergic to annual fees, balance transfer fees, and others, regardless of the quality of the rewards program or bonus offer. Even when the rewards overshadow the fees, consumers shy away. I do believe you shouldn’t pay any fee ... Continue reading this article…

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Put Your Credit Card on Ice

by Flexo
Ice cubes

One of the most popular suggestions for people trying to cure themselves from overspending with credit cards is to freeze credit cards in a block of ice. It’s a cute approach to removing the temptation to overspend. It’s a fun concept to consider. You can make an event out of the freezing process. Invite your ... Continue reading this article…

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Chase Freedom Visa $200 Bonus Cash Back

by Flexo

For the last six months, potential credit card customers have been courted by companies offering bigger bonuses and better offers. Different customers look for different things when choosing to sign up for a new credit card, whether it’s a 0 percent introductory interest rate, a lucrative rewards program, or thousands of miles to use on a ... Continue reading this article…

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