From the category archives:
If you open a new Discover More credit card account now, you can earn $50 cash by spending $500 within the first three months of owning the card. The card also offers 1 percent cash back on all purchases in addition to 5 percent to 20 percent for purchases at select online stores. This credit card ... Continue reading this article…
{ 0 comments }
After reviewing October’s expenses last week, I decided that November would be a good month to experiment with a cash-only philosophy. Some studies have shown that in general, people spend less money when their only option is cash or that the use of credit cards inspires additional spending. Most of the time, these studies ... Continue reading this article…
{ 13 comments }
The Financial Services Roundtable and the Consumer Federation of America asked the Department of the Treasury today for a piece of the Emergency Economic Stabilization Act money, the bailout money, to help banks and card issuers reduce the credit card balances for borrowers who don’t qualify for other government assistance like repayment plans. So far, the ... Continue reading this article…
{ 33 comments }
If you’re responsible with credit cards and looking for a bonus, look into the Preferred Rewards Green Card or the Preferred Rewards Gold Card from American Express. Both of these cards are charge cards, so if you use one of these cards, you must pay the balance in full every month. With the American ... Continue reading this article…
{ 2 comments }
I didn’t think this was even already in motion, but I’m happy to report that the proposed “Bill of Rights” for credit card-holders (which is almost every adult) passed through the House of Representatives by a huge margin: 312 to 112. It’s amazing that 112 Representatives would even vote against such a thing, which has no ... Continue reading this article…
{ 18 comments }
If someone successfully applies for a loan or a credit card using your identity, there will be a big mess to clear up. I don’t want to downplay the hassle, there. I would be extremely annoyed if that happened to me. However, what we hear on the news and especially in commercials for services like LifeLock ... Continue reading this article…
{ 6 comments }
Kiva is an international non-profit organization that facilitates “microlending” for the purpose of its mission, alleviating poverty across the world. The organization allows those who wish to contribute to lend money in small amounts to entrepreneurs in the developing world. Kiva’s website lets you browse entrepreneurs’ profiles to select the recipient of your ... Continue reading this article…
{ 4 comments }
The Federal Reserve Bank issued a proposal this past May to: prohibit unfair practices regarding credit cards and overdraft services that would, among other provisions, protect consumers from unexpected increases in the rate charged on pre-existing credit card balances For a limited time, you can add your opinion to this proposal (scroll down and click “Submit Comment” ... Continue reading this article…
{ 5 comments }
Every week, cash back credit card deals are decreasing. American Express recently emailed me to let me know that they have lowered the cash back rate on their SimplyCash Business Card from 5 percent to 3 percent on gas station purchases. If this is your card, it might be time to seek out another deal. Here ... Continue reading this article…
{ 8 comments }
If you plan on spending at least $750 to pay your everyday expenses in the near future, you may want to consider this offer. The Citi Platinum Select AAdvantage® World MasterCard is offering 25,000 bonus miles to new cardholders who spend $750 within the first four months of membership. 25,000 bonus miles can presently be redeemed ... Continue reading this article…
{ 1 comment }
CNN Money is taking a hard stance against credit card reward programs. Citing a study released yesterday by Consumer Reports, which I have not yet seen online, rewards cards entice customers to spend more than with regular credit cards. Additionally, the restrictions common with many cards make the rewards less valuable than they ... Continue reading this article…
{ 15 comments }
I mentioned last week that my Citibank credit card was suspended and the issuer supplied me with a new credit card number. At the time, I assumed that this was due to my recent traveling, which might have raised red flags in Citibank’s fraud detection algorithms. A number of visitors suggested calling your ... Continue reading this article…
{ 7 comments }
As I logged into CitiBank’s website today to check my recent activity and compare transactions against what I’ve entered in Quicken, I was greeted by a harrowing message, informing me that my account may be at risk for unauthorized use. They have restricted my online access, and I cannot view my recent activity or ... Continue reading this article…
{ 15 comments }
As a number of Consumerism Commentary visitors have mentioned over the past few months, it’s getting harder to find good credit card deals, including 0 percent APR no-fee balance transfer offers and worthwhile sign-up bonuses. Other commenters who have been successful milking credit card companies with balance arbitrage strategies have slowed down their pursuit with ... Continue reading this article…
{ 4 comments }
Last updated: November 30, 2008. Capital One® offers a number of credit cards with no balance transfer fees. For this reason, if you are looking to consolidate your credit card debt onto one cars which you don’t plan on using for purchases, you may want to take a look at these offers. Please be ... Continue reading this article…
{ 4 comments }
Jim submitted this news today, but I’ve been unable to find a confirmation online. Perhaps holders of the Emigrant Direct MasterCard have received this announcement. The party is over on the Emigrant Direct Savings account and Mastercard program. As the Fed has cut interest rates, so too has Emigrant Direct (2.75 percent as of 4/19.2008). ... Continue reading this article…
{ 10 comments }
If you’re a Type A credit card user, chances are you know it whether or not you are willing to admit it. If you can answer yes to these questions, then a lifestyle change is in order.
Do you pay interest fees when you send in your credit card payment? Have you ever paid your credit ... Continue reading this article…
{ 12 comments }
You’ve probably been concerned at one time or another with your credit worthiness: the somewhat squishy way that lenders determine whether you’re going to repay, for example, a home loan. I say “squishy” because ultimately, these decisions are made by human beings in a temporal landscape. We bought our house in June 2007, and if ... Continue reading this article…
{ 6 comments }
Credit cards simply are no longer offering the enticing deals in order to lure customers. Even though credit card companies have been willing to offer strong cash back rebates and introductory 0 percent APR deals, they’ve done so knowing that they can make up the loss through interest rates from defaulted customers and interchange fees. ... Continue reading this article…
{ 1 comment }
If you’re looking for bonus points or miles with your credit cards (and I would only suggest doing so if you pay your credit card balances in full every month and if you travel frequently), CitiBank is launching several new offers. Citi PremierPass® Elite Level
20,000 bonus points after $600 in purchases made within 3 months of ... Continue reading this article…
{ 2 comments }
Popular Articles From pfblogs.org
Latest From the Money Tips Network
