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Credit

Chase Sapphire Card $100 Cash Back

by Luke Landes

Chase’s latest move is to consider limiting debit card transactions to $50 or $100. This plan may never be implemented, but regardless of whether it does, credit cards are often better choices than debit cards. If the plan is implemented, debit card users may need to consider using credit cards more often. Merchants will be ... Continue reading this article…

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Capital One Venture Card Matching Airline Miles

by Luke Landes

If you have an airline miles credit card, Capital One is offering the chance for you to double your mileage balance on that card, up to 100,000 miles. The cash value of those 100,000 miles is $1,000, so this is currently one of the best credit card bonus deals available, if miles are important to ... Continue reading this article…

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Ink℠ Bold with Ultimate Rewards

by Luke Landes

Many small businesses are successful in part due to smart use of credit early on. Although personal debt is bad, it can often make sense for a business to use credit, whether in the form of loans or credit cards. Some businesses do well when the owner has money to invest himself, but that isn’t ... Continue reading this article…

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Citi Dividend Platinum Select Visa Card $100 Cash Back

by Luke Landes

Citi has re-launched its second $100 bonus cash back credit card with the Citi Dividend Platinum Select Visa Card – $100 Cash Back. This card is included in the list of the best cash back credit cards, and with the latest offer of $100 bonus cash back after making $500 in purchases during the first ... Continue reading this article…

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San Antonio: City With the Most Credit Card Debt

by Luke Landes

Experian is a credit reporting bureau, but it may be more accurate to characterize the company’s business as one focused on consumer information. The data they collect on people, even those with no relationship with the company, are substantial. This information was used to determine that the average consumer owed more than $4,200 in credit ... Continue reading this article…

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Citi® Hilton HHonors™ Visa Signature® Card Review

by Luke Landes

Credit cards can be dangerous tools for those not prepared for their power, emptying wallets and bank accounts quickly. Companies have interesting methods of marketing some of the most dangerous or expensive cards, either with a cool design, interesting construction like carbon fiber rather than plastic, or a unique sign-up bonus that belies the real ... Continue reading this article…

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First National Bank of Omaha Maximum Rewards® Visa Review

by Luke Landes

While the most familiar credit cards come from big-name issuers like Capital One, Chase, American Express, Citi or Bank of America, some of the better offers come from less familiar banks. First National Bank of Omaha (FNBO) is one of the oldest and highly respected banks in the United States, known to Consumerism Commentary readers ... Continue reading this article…

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Citi Forward® Card Review

by Luke Landes

While it may sound counter-intuitive for a credit card issuer to promote responsible spending and credit usage, Citi has decided to provide a credit card with this approach. The Citi Forward® Card is unique in that it rewards cardholders for making their credit card payments on time as well as staying within their credit limit. ... Continue reading this article…

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The Most Expensive Credit Cards

by Luke Landes
American Express Centurion

It rarely makes sense to own a credit card that charges an annual fee. I own one credit card that charges an annual fee after the first year — Continental Airlines OnePlus Card which was replaced by the United MileagePlus Explorer Card– and I might cancel before they charge my first annual fee. Even if ... Continue reading this article…

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PenFed Premium Travel Rewards American Express® Card offers Bonus Points

by Luke Landes

The most important thing to evaluate when shopping around for a travel rewards credit card is the quality of the rewards program, particularly when compared to other similar cards. The best travel rewards cards offer much more than the typical one cent per point conversion rate. It’s also important to look at the pricing in ... Continue reading this article…

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Discover More Card 18 Month Balance Transfer Offer

by Luke Landes

When companies compete for the business of consumers, consumers are often the winners. One company presents a new offer to win customers, and other companies have no choice but to follow suit if they want to compete. Companies within the credit card industry has been quick to respond to competing offers. I’ve been following the ... Continue reading this article…

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Your Credit Card Doesn’t Love You

by Luke Landes
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Happy Valentine’s Day! That’s the message from Consumerism Commentary today. By my home office in central New Jersey the mid-50-degree weather is a welcome surprise, and I like sharing my resulting positive attitude. This isn’t today’s message from your credit card company, however. Several people have written to Consumerism Commentary today to let us know ... Continue reading this article…

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SimplyCash® Business Card from American Express OPEN Review

by Luke Landes

Business owners know that when the work of building a new enterprise is just beginning, it’s not easy. If your great idea takes significant financing and you need help gathering funds, few people are willing to come forward and help you finance your dream. Many great ideas don’t cost a lot of money to get ... Continue reading this article…

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Citi® Dividend Platinum Select® MasterCard® Review

by Luke Landes

The offer you are interested in has expired. Read our Citi Card reviews.

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The Best Airline Miles Credit Cards, May 2013

by Luke Landes

As airlines continue to add a variety of fees to compensate for keeping fare prices low to complete with each other, the overall cost to fly is increasing. Adding to the base cost of a flight are fees like fuel surcharges, checked baggage fees, and in-flight fees for food, drinks, headphones and pillows. Some airlines ... Continue reading this article…

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Citi® Platinum Select® MasterCard Review

by Luke Landes

The offer you are interested in has expired. Read our review of other Citi cards.

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Citi ThankYou® Preferred Rewards Card

by Luke Landes

Well-known for having some of the best balance transfer credit cards available, Citibank line of credit card products, aimed at attracting the consumers interested in rewards credit cards. The Citi ThankYou® Preferred Rewards Card is one of their new cards and it offers a 15,000 ThankYou® point bonus after members make $1,000 in purchases during ... Continue reading this article…

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Ink Cash℠ Business Review

by Luke Landes

If you’re a small business owner needing credit, you may want to consider a small business credit card for your everyday purchases. Not only will you be able to itemize your expenses in just a few minutes, but the money and rewards that can be earned by utilizing your small business credit card could keep ... Continue reading this article…

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Mobile Payments Could Be the End of Credit Cards

by Luke Landes
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In my wallet, plastic is king. I use my credit card for almost every transaction, though in rare cases I still go for cash. Like many others in this country and around the developed world, I also carry my cell phone around with me everywhere I go. Cell phone technology is progressing quickly, and this ... Continue reading this article…

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The Best Prepaid Debit Cards, May 2013

by Luke Landes

Prepaid debit cards have always been a controversial topic, particularly the cards that carry insanely high fees just for making everyday purchases. Suze Orman’s entry into the prepaid card business, the Approved Card, prompted heated debate about whether it represented a conflict of interest, given Orman’s following. In 2010, after the Kardashians announced their branded ... Continue reading this article…

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