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Economy

Romney Versus Obama: Who Will Be Better for the Economy?

by Luke Landes

Here’s a topic that’s sure to get the public crotchety: politics. Just like I don’t talk about the most intimate details of my personal finances with my friends, I generally don’t discuss politics on Consumerism Commentary. I have friends who consider themselves Democrats, other friends who consider themselves Republicans, and others who prefer not to […]

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Take Advantage of Economic Cycles

by William Cowie

This is a guest article by William Cowie. William is committed to helping people let the economy work for them, and writes at Drop Dead Money. A few days ago, Flexo asked a great question: Are you better off now than before the recession? To better understand the implications of the question, take a look […]

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Recovery From the Recession: Are You Better Off Now?

by Luke Landes

It’s easy for me to turn the pages of my life back to December 2007, at the very beginning of the recession that featured the failure of Wall Street, tightening of the credit market, and damage to worldwide wealth in real property and in the stock market. All I need to do to determine my […]

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Is Going Public Ever a Good Idea for a Company?

by Luke Landes
Peet's Coffee

Facebook recently went public. Mark Zuckerberg and the other owners might not have wanted to open the company up to a wide pool of investors, but the company had grown so large in terms of the number of private shareholders that it would have needed to release its financial statements publicly anyway. Through this process, […]

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Were the Recession Era Bail-Outs Worthwhile?

by Luke Landes
AIG

The Treasury Department of the United States has released its latest analysis of the various bail-outs enacted during this and the previous Presidential Administration, and not surprisingly, the outlook is good. The government frames the analysis of its own policies in terms of investment return. The Troubled Asset Relief Program (TARP) housing programs and the […]

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Tavis Smiley: Poverty Is a Threat to Democracy

by Luke Landes
Tavis Smiley

Tavis Smiley and Dr. Cornel West have been working hard to bring the issue of poverty into the consciousness of the citizens and political discourse of the United States. As a team, Smiley and West have been touring city to city, speaking to audiences concerned about the increasing wealth gap in this country. Their book, […]

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The Next Credit Crunch

by Luke Landes
Captain Credit Crunch

There are signs that the economy might be in more trouble in the near future. One of the symptoms of the recession was the credit crunch. Banks and other lending institutions tightened up their previously loose standards for extending credit, and in order to prop up their own organizations financially, banks held on to the […]

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Government-Reported Inflation

by Luke Landes
Helium balloon inflation

Over the twelve months ending with March 2012, the increase in the consumer price index (CPI-U) as reported by the Bureau of Labor Statistics, often referred to as the inflation rate, is 2.7 percent (2.3 percent if you exclude food and energy). While these numbers are below the historically-cited norm for inflation, 3 percent, the […]

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The End of the Cent (in Canada)

by Luke Landes
Cents

In 2011, the United States government lost over $60 million through the minting of pennies. One-cent pieces now cost the government 2.41 cents, each, to produce. When the American cent was introduced in 1793, a typical annual salary for a teacher may have been about $60, so a cent would represent 0.016 percent of this […]

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Taxpayers Earned $25 Billion on Treasury’s Mortgage-Backed Securities Bail-Out

by Luke Landes

At the height of the recession, President George W. Bush and the congress authorized a bail-out of banks and investment companies headed for failure. In a similar plan to bail out Fannie Mae and Freddie Mac, the government authorized the Treasury moved forward with the plan to stabilize the financial industry, and to an extent […]

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