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Family and Life

Question for Discussion: How Much Can You Spend Without Telling?

by Luke Landes

This is a question mainly for readers in a relationship in which finances are mostly combined or you rely on one another for income and make spending decisions together. I am wondering how much you can spend — whether as a percentage of a total budget or a hard dollar amount — without discussing the ... Continue reading this article…

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Smart Women Marry for Money, and Here’s Why

by Ginger
Gold Digger

Ginger is a fashionista in her late 20s — a wife and graduate student striving to have it all. She wrote this article for Consumerism Commentary, but Ginger also publishes the blog Girls Just Wanna Have Funds, and you can subscribe to the blog’s RSS feed here. Let me preface this by stating that I ... Continue reading this article…

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Teaching Children Practical Money Lessons: Entrepreneurship

by Luke Landes

It’s important to impart a financial education to younger generations, just like the Rogersons who are teaching their children about investing. When you invest, you are relying on other companies before you can make any money. The companies in which you invest must perform well and brokerages must stand between those companies, their profits, and ... Continue reading this article…

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Overspending for the Kids

by Luke Landes

I have to applaud Kerri and Mike Miller for one reason. They were willing to share their financial problems with the readers of Money Magazine and CNN Money, despite the level of embarassment that kind of publicity might create. While the article spotlighting the couple did not say explicitly whether the Millers are spending more ... Continue reading this article…

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Where’s the Line Between Taking and Taking Advantage?

by Sasha

Archetypical contributed a great comment to my last entry, Surviving (and Thriving) on $12,000 a Year, with a very different take on Donna Freedman’s story: I think frugality is great, and there are certainly things we could all do without, but I refuse to glorify this woman who gets praised for leaching off of everyone. ... Continue reading this article…

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Surviving (and Thriving) on $12,000 a Year

by Sasha

I really enjoyed Donna Freedman’s recent article, Surviving (and thriving) on $12,000 a year. While it contains some great tips on conscious spending, it’s also tremendously inspirational, making me feel that anything can be possible if you’re willing to have some tradeoffs. As I read more and more about others’ net worth online, I start ... Continue reading this article…

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10 Money Tips for Baby Preparation

by Luke Landes

Looking forward to that new baby smell? It’ll cost you… for years. USA Today has ten tips for “baby-proofing” your finances — the way you might baby-proof a kitchen — so you’ll be in a better position to part with $1 million over the next 18 years. 1. Review health coverage. Some new parents I’ve ... Continue reading this article…

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10 Inexpensive Things You Could Do This Summer

by Luke Landes

If you happen to live in the United States, enjoy your Independence Day! I’ll be searching for a concert and fireworks display to my liking this evening to attend with my girlfriend. For the remainder of the summer, here are some suggestions for having a good time without spending too much money outside of travel. ... Continue reading this article…

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I Is Needin New Ownrz: My Cat Looking For a New Home

by Luke Landes

A few years ago, I adopted my friend’s cat. This friend and his wife had just had a baby, and that baby had quickly become allergic to the cat, among many other things. The couple couldn’t find a willing home among other friends, so I decided to give in and adopt him. Rupert and I ... Continue reading this article…

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More Than $50 Wasted

by Luke Landes

No matter how hard one tries to save money, unexpected things happen. The other day, I was driving to work and I was lucky enough to receive a traffic ticket. I was at an intersection making a left turn, and the left arrow had just disappeared. There was still a green light, but according to ... Continue reading this article…

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The Cost of Raising a Teenager

by Luke Landes

USA Today’s reporter, Kathy Chu, talked to some typical parents to get a feel for how much they spend indulging their children. Here’s a statistic from the U.S. Department of Agriculture of all places, quoted in the article: Last year, a middle-income family spent an average of $190,980 to feed, house, clothe and entertain a ... Continue reading this article…

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Enjoy Now

by Luke Landes

You’ll never be happy with what you acquire if you can’t enjoy what you already have. So along with working to climb higher, take plenty of time to appreciate and truly enjoy where you are. There was a time when you aspired to nothing more than where you are and what you have right now. ... Continue reading this article…

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