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Can Tipping Change a Waiter’s Behavior?

by Luke Landes
Can tipping change a waitress's behavior?

A friend of mine once lamented publicly: “When did the standard restaurant tip change from 15 percent to 20?” Sure, I remember paying typically 15 percent for a tip when I first started dining out with my friends. That was when I gained my first sense of independence from my parents twenty years ago, as […]

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Working From Home: A Benefit or a Distraction?

by Luke Landes
Yahoo

Marissa Mayer, the CEO of Yahoo, is looking to improve her company’s performance. In a memo from the company’s human resources department to all employees, Mayer made her intentions clear. In order to build a more cohesive company of employees, all work from home arrangements are canceled. The confidential memo was made public by Kara […]

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The Wrong Reason To Become An Entrepreneur

by Luke Landes
Cubicle

I don’t have the statistics pertaining to this, but I have a strong impression that many people dream about starting their own business, and many who do have this particular daydream are inspired to consider what this life would be like because they don’t like their boss. Or maybe they don’t like working for someone […]

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Credit Card Checkout Fees Are Here

by Luke Landes
Credit Card Surchage

I’m currently in California, visiting my mother, who as I mentioned in a previous article is in the hospital. While articles this week will likely be slow on Consumerism Commentary, one thing I won’t have to deal with while visiting family is the relaxed regulation on merchants who accept credit cards. Starting this week, retailers […]

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A New #Cut4Bieber: Justin Bieber’s Prepaid Debit Card

by Luke Landes
Justin Bieber

There’s apparently a celebrity of some sort called Justin Bieber. I don’t know much about him, but I might have heard a song of his one time. He might have been a baby only a few years ago, but today he’s following in the footsteps of some of my favorite gurus, in a love-to-hate sense, […]

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Plan for the Payroll Tax Cut Expiring in 2013

by Luke Landes
Tax rates

Missing from discussions about the so-called fiscal cliff is the option to continue the payroll tax cut. To boost the economy, President Obama and Congress introduced a stimulus bill in 2010 that reduced the payroll tax, money collected at the time of each paycheck from employers and employees (workers with W2 forms). The employee’s share […]

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Your Credit Score Affects Your Love Life

by Luke Landes
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A few years ago, credit scores were taboo. The idea that a credit score could be used for more than just determining qualification for a loan was at best unfair and at worst discriminatory. Employers in some circumstances can use credit scores or credit reports to determine whether to offer jobs to applicants. If you […]

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Aftermath of Sandy: Check Your Insurance Coverage Before the Storm

by Luke Landes
Hurricane Sandy

I hope all Consumerism Commentary readers affected by Hurricane slash Extra-Tropical Storm slash Low-Pressure System Sandy are alive and safe and have avoided damage. I lost power for sixteen to eighteen hours, and although I live near a canal, flood waters didn’t reach me. Many of my local friends are still without power, and my […]

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Go to College for Free

by Luke Landes
West Point Academy cadet

Welcome new readers. Be sure to subscribe to Consumerism Commentary via RSS. New readers should start here. I enjoyed my experience as an undergraduate at a “state-assisted, privately governed” university. As I did not live in that university’s state prior to attending, my tuition fees were higher than many of my classmates’ fees. To attend […]

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Why I Don’t Make Your Financial Decisions For You

by Luke Landes
Sheep

Some feedback over the nine years of writing about money on Consumerism Commentary indicates that there are some readers — not necessarily daily readers and fans of a website, but those who are searching online about some finance-related topic and are at best passing by any particular website — are looking for quick answers. People […]

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