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Mother’s Day Fiasco With FTD: A Review

by Luke Landes
Mother's Day Flowers

In my attempt to be a good son to my mother who lives about as far away from me as possible in the contiguous United States, I decided to send a bouquet of flowers for Mother’s Day. Sending flowers may be cliché, but I know she appreciates it, so I’m happy to send them. I’ve ... Continue reading this article…

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Moving Back With The ‘Rents to Take Care of My Finances

by Glen Craig
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This is a guest article by Glen Craig, the publisher of Free From Broke and Parenting Family Money. See how he currently deals with his family and finances and find out how you can too. In the article, Glen shares his story of how moving back with this parents provided a second chance for his ... Continue reading this article…

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Working With Financial Planners and Advisers

by Luke Landes
Financial Blueprint

Over the past few weeks, I’ve been working on a series of articles about working with financial planners and advisers. The information about this aspect of the financial industry can be confusing, considering the variety of certifications, similar-sounding services, and hidden agendas. The first thing to consider is whether to work with a financial planner ... Continue reading this article…

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Last Minute Tax Filing Tips

by Luke Landes
Tax

With one week before the deadline, many people are just starting to think about filing their tax return. The problem I’ve often encountered with waiting to the last minute is it’s easy to miss important items. Many years ago, I filed in the manual style: my only tools were a calculator and pencil. Although my ... Continue reading this article…

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Increase Your Credit Score

by Luke Landes
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Somewhere along the line, American consumer society has progressed to the point where access to debt is almost essential to living a middle class life. If owning a house is the modern American dream, most Americans wouldn’t be able to achieve this without the help of the finance industry. As a result, our finances rely ... Continue reading this article…

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Should We Eliminate the U.S. Postal Service?

by Luke Landes
Mailboxes

I don’t bother checking my mailbox every day. Most of the paper mail I receive is junk, and I’m sure the same is true for most households. Unlike Gmail, I can’t create an automated filter to organize my paper mail, and there is no built-in junk-mail screen. As a result, 95 percent of what I receive ... Continue reading this article…

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Are Stocks Too Risky?

by Luke Landes
Cliff climbing

When it comes to investing for the future, there appears to be an interesting dichotomy. The typical financial advice marketed to the middle class — upper and lower — calls for long-term growth through investing in the stock market. The typical sales pitch — and I use “sales pitch” as a general term, not necessarily ... Continue reading this article…

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AT&T Acquiring T-Mobile USA: Today’s Mobile Phone Options

by Luke Landes
Telephone

This weekend, AT&T announced its plans to buy T-Mobile USA for $39 billion, pending regulatory approval. The new company would be the leading mobile telephone (and data) service provider in terms of customers. With the new AT&T soaking up 39 percent of the mobile market, and with Verizon Wireless at a close second at 31 percent, this ... Continue reading this article…

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Getting What You Want: Using Sex as Money

by Luke Landes
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College students, professionals, and married couples are familiar with one of the oldest systems of bartering known to humans: bartering using sex. According to a survey of University of Michigan undergraduate students, 27 percent of unattached men and 14 percent of unattached women offered a service or gift, like laundry or football tickets, in return ... Continue reading this article…

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Soften the Effect of High Gas Prices

by Luke Landes
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I got lucky: I decided to leave my job, and the associated daily commute, around the time gas prices started rising faster. Now, with more unrest in northern Africa, a gallon of gasoline at the pump costs more than $3.50 on average, with some location sporting a price north of $4.00. High gas prices, though ... Continue reading this article…

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Five Reasons I’m Happy I Rent

by AmberBalanced
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This is a guest article by Amber, the writer behind Blonde and Balanced, a blog about striking a balance in life, health, and money. Blonde and Balanced was included in my list of personal finance blogs you can trust. Old-school financial gurus sometimes claim that renting is wasted money or that renting doesn’t provide a ... Continue reading this article…

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Advantages of Buying a House With Cash

by Luke Landes
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The decision of whether to buy a house with cash or take out a mortgage may be one that most people never have to face. For the most part, American society is comfortable with the idea of going in debt to buy a house for two reasons. First, the value of a house is expected ... Continue reading this article…

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Best Buy’s Buy Back Program

by Luke Landes
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The consumer retailer Best Buy has found a way to lock customers into tighter relationships. The company’s rewards program may no longer the attraction it once was, so the company is introducing a benefit that will encourage shoppers to come back to the store. It also encourages the product upgrade philosophy, something that cell phone ... Continue reading this article…

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The Causes of the Financial Collapse

by Luke Landes
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In May 2009, the Financial Crisis Inquiry Commission was created to determine the primary factors that drove the economy to collapse, sparking the Great Recession. Their reports will be released in just a few hours to the public. The committee consists of members from both sides of the political aisle, and opinions within the report ... Continue reading this article…

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Life After Salary: One Month Without a Paycheck

by Luke Landes
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About a month ago, I celebrated my imminent departure from my former employer with a lunch with my co-workers. They’ve been spending the past few weeks trying to get through the year-end reporting period, and from what I hear, I should be glad I left when I did. I know, however, that I should have ... Continue reading this article…

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Study: College Students Aren’t Learning Basic Skills

by Luke Landes
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A new study following thousands of college students from 2005 through 2009 concludes that students are not learning the basic cognitive skills required for functioning properly in life, namely critical thinking, complex reasoning, and communication skills. The primary assumption that the goal of earning a college degree is obtaining these particular skills is where this ... Continue reading this article…

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Verizon Wireless Kills “New Every Two” Discount

by Luke Landes
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The year 2000 was not an easy one for me. I had hardly any money thanks to a low-paying non-profit job and student loan debt. Even when not spending much beyond the necessities, I wasn’t improving my financial condition. I was moving around from apartment to apartment; by 2004 I would had lived in seven ... Continue reading this article…

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4 Ways to Retire Early by Cheating

by Luke Landes
GMC Motorhome

Save for the last few years, the extreme early retirement movement was gaining momentum. If the American Dream was homeownership, saying, “See you!” to your boss with a more colorful word choice was the American Daydream. Who wouldn’t want financial freedom at age thirty, spending the best years of one’s life doing only what they ... Continue reading this article…

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Should You and Your Spouse Combine Money?

by Luke Landes
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In American society in the past, when it was more common for a family to have one income, that income might have covered the family’s expenses that correspond to the expenses that two incomes pay for now. That family, if typical, often consisted of a father, a mother, and two children. The one income was ... Continue reading this article…

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Why You Should Care About Your Wallet and Your Waistline

by Philip Taylor
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This is a guest article by Philip Taylor, the owner of the blog PT Money. Philip created PT Money to share his own experiences with successfully managing his money. It’s no secret that our money and our health are connected. More people want to excel with these two things for their lives more than any ... Continue reading this article…

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