As featured in The Wall Street Journal, Money Magazine, and more!


Why Americans Take Fewer Vacation Days

by Luke Landes
Beach Vacation

In most workplaces throughout the United States, employees receive vacation days to use every year as a benefit, and in some cases, unused vacation days expire at the end of the year. According to the latest survey by Expedia, on average, Americans earned 14 vacation days this year but used only 12. While the survey […]

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5 Reasons You’re Unhappy With Your Career Progress

by Luke Landes

There have been times in my life, while working for other people or companies, that I’ve thought to myself, I should have more job responsibility than this, or, I should be getting paid more than I am. A disagreement with the boss over my skills, potential, and value to the organization created tension. For some […]

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5 Saving Money Tips for Car Owners

by Emily Guy Birken
Rusted Car

This is a guest article by Emily Guy Birken, author of The SAHMambulust. In this article, she offers suggestions for cutting the costs associated with car ownership. Owning a car is an expensive proposition, but most of us never stop to consider the cost of each trip. Unless you live in a city with great […]

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10 Ways to Avoid Hotel Fees

by Luke Landes

I’ve noticed over the past few years that the fees and surcharges that appear on my hotel bills are creeping steadily upward. I’m apparently not alone with this observation. According to a new study by Dr. Bjorn Hanson from the NYU School of Continuing and Professional Studies, hotel fees and surcharges will account for $1.8 […]

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The Emergency Fund in 1939

by Luke Landes

In the Berkshire Hathaway 2010 Annual Report, Warren Buffett shared a letter from his grandfather to his uncle’s family in 1939, and the advice contained within the letter formed the basis of Berkshire Hathaway’s commitment to weathering any financial storm. I can’t say if the idea of an emergency fund was novel in 1939, but […]

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Charge $20 a Month for Checking Account?

by Luke Landes
Citi Checking Account Piggy Bank

For the last few years, savers have been punished by banks offering low interest rates. If that weren’t enough, banks now want depositors to pay for the privilege of putting money in a bank. In the world until recently, banks sought depositors because they used the public’s money to increase lending to borrowers who were […]

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The Buffett Rule: Tax for Millionaires

by Luke Landes
Warren Buffett

As a continuation of President Obama’s jobs proposal (economic stimulus) for curbing spending and increasing federal government revenue, the administration is taking a cue from famous investor, Warren Buffett. On many occasions, Buffett has claimed that wealthy Americans do not pay a fair share of the tax burden relative to their means to do so. […]

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2011 Stimulus Package: American Jobs Act

by Luke Landes
Dollar - 2011 Stimulus Package

Update: The Buffett Rule, if implemented, could help pay for the American Jobs Act. As long as the public holds the general impression that economy isn’t favorable, and that’s certainly the case, for example, when unemployment is high or after a stock market crash, political leaders will propose stimulus plans to help move the country […]

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The Best Back-to-School Shopping Tips

by Luke Landes
Back to School

The best way to get the most for your money when shopping for school supplies is to start early. While there are some good deals and good sales during the summer before the school year starts, you can only take advantage of them if you’re prepared. Some deals aren’t ask great as they’re advertised to […]

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Ignoring Bills Won’t Make Them Disappear

by Luke Landes
Toyota Celica

This is one of my biggest financial mistakes. My failure to learn some basic skills and my willful ignorance of the trouble I was in cost me thousands of dollars and major inconveniences. When I was younger, I didn’t have that much of a positive track record with cars. In high school after receiving my […]

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