Doing laundry is one of those chores that’s rather easy, but I find myself avoiding it as much as possible. As a result, I end up doing large loads every seven to ten days. Even for these full loads of clothing, I usually only fill the detergent cup about half way. Even at that point, ... Continue reading this article…
I really dig movie soundtracks, by which I mean real albums of music written for the movie, not the fake soundtracks that are just collections of pop songs. Ever since I first heard the music from E.T.: The Extra Terrestrial while not watching the movie, I’ve been fascinated by the effect of feeling the movie’s ... Continue reading this article…
Over the past couple of weeks, six finalists have been auditioning for the opening of “staff writer” at Consumerism Commentary. Each is providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer.
This article is ... Continue reading this article…
Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer.
This article ... Continue reading this article…
We all have power meters attached to the buildings in which we live, and the little needle keeps spinning around and around, ad nauseum, at least until solar panels become affordable. I recently read a story of a family who managed to install solar panels, and while that would normally have cost over $20,000, with ... Continue reading this article…
The staff of cockeyed.com (it might just be this one guy named Rob, and sometimes his friends), has a series called “How Much is Inside?” which attempts to figure out how much mundane items should cost. Recently, they tackled the sandwich.
He weighed and measured and inspected every ingredient in your average turkey & cheese, grilled ... Continue reading this article…
This is a cliché, but I need my coffee in the mornings. I prefer it iced, except in the very brief winters we have here in Texas, and for a long time, I was a loyal customer of the Starbucks Iced Coffee in a Can.
I’d have one every morning at least four times a week, ... Continue reading this article…
I am a typical American consumer. I buy books, music, and movies for my own entertainment, and the objects spend more time on my shelves than they do in their respective playback devices. I make an exception for music as everything I buy is almost immediately transcoded digitally and transfered to a portable media device. ... Continue reading this article…
According to Alan Greenspan, this is of the first types of spending that consumers give up when a recession is felt personally. When men come to the point at which they need to save more money than usual and decide to cut bank their spending, underwear is at the top of the list of possible ... Continue reading this article…
There’s a toll-free number on the back of my driver’s license labeled “Roadside Assistance”. I’d never noticed it before today, when a co-worker was telling me how she used the number to get her tire changed on the dangerously-busy Tollway.
“For free?” I asked. “Of course,” she said.
So I started to wonder if I’d been paying ... Continue reading this article…
During previous economic downturns, publications have often done stories about saving money by borrowing books, music and movies from the library. This is true not only in recessions, but every time you want to save some money. Libraries aren’t just for research; they have plenty of entertaining material as well.
But of course, they suffered from ... Continue reading this article…
When Wal-Mart announced that it will be lowering its expectations for 2009, CEO Lee Scott believes that this country is experiencing a “fundamental shift in spending,” in which consumers have adopted frugality as a way of life.
There is no fundamental shift. Any widespread frugality we are currently experiencing in the United States is temporary. ... Continue reading this article…
When the economy is growing and consumer confidence is high, it is common not to think twice about saving money and reducing expenses. If you are saving money every paycheck, investing in a 401(k) or other accounts for retirement, and spending less than you are earning there isn’t much motivation to reduce your expenses further.
I ... Continue reading this article…
Recently, JLP discovered that if he needed to, he could “find” an extra $13,000 per year by cutting back some of his discretionary expenses. By eliminating beer, soda, and a number of other unnecessary but nice expenditures, the savings can add up quickly. (I’m a bit surprised that JLP spends $50 per month ... Continue reading this article…
Life is short, and I believe it’s important to do and accomplish the things that make us happy while we can enjoy it as much as possible, healthily and with full wits. Is this philosophy at odds with the idea of frugality? A reader recently wrote in with this question for other Consumerism ... Continue reading this article…
This is a guest post, written for Consumerism Commentary by Single Ma. Single Ma is the author of Fabulous Financials, a blog presenting a chronicle of a 30-something single mother’s pursuit of financial independence.
I’m paid bi-weekly, which is typically twice per month. Every now and then, there’s a month or two sprinkled throughout ... Continue reading this article…
I’ve never been a big movie buyer, and own a whopping 3 DVDs. If I can’t guarantee I’m going to watch it at least 5 times, I don’t want it cluttering my abode.
But I do like movies, and so I opt for rentals. And there are more rental options out there now than ... Continue reading this article…
When it comes to getting rich slowly, I’m generally a skeptic. The typical example prescribes investing $1,000 a month for thirty years into the stock market, earning 8 percent each year. At the end of thirty years in this example, you will find yourself with $1.5 million, but there are major assumptions that must ... Continue reading this article…
Here is the second couple featured by CNN Money in their series about five couples living on an income of $46,000 a year. Michael Thibault is an insurance claims adjuster and Lisa Thibault works part-time. Together, they may earn about $60,000 this year in Indianapolis, Indiana. That seems to put them at ... Continue reading this article…