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Frugality is an approach to managing personal finances that focuses on saving money through smart choices. To be frugal, you need not always opt for the lowest cost, but the best quality for the price. Consumerism Commentary offers many frugal living tips.

Frugal Living Tips

Frugality is an approach to managing personal finances that focuses on saving money through smart choices. To be frugal, you need not always opt for the lowest cost, but the best quality for the price. Consumerism Commentary offers many frugal living tips.

Unplug Your Cable Box to Save Money

by Luke Landes
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Set-top boxes continuously run in homes who have them. Cable boxes, satellite boxes, and digital video recorders (DVRs) are designed to constantly remain on, even while no one in the household is home. According to the National Resources Defense Council, these devices cost $3 billion to run every year, and $2 billion of that cost […]

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Avoid These Big Money Wasters

by Luke Landes
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CNN is offering a compilation of the ten biggest money wasters. These items would be obvious to most loyal Consumerism Commentary readers, yet it would not be out of the question to disagree with some of these money-wasters in some circumstances. ATM fees. You shouldn’t be surprised that banks will charge multiple fees for the […]

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In-Home Photography Studio and Hiring a Maid Service

by Luke Landes

I’ve rearranged my dining room to function as a small photography studio. I haven’t had much time, but this metamorphosis should give me more opportunities to practice photography. Since this might involve people visiting my home, I finally stopped procrastinating and called a maid service. Upon some recommendations, I found a local office of Maids.com. […]

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The Power of the Coupon Compels You

by Luke Landes
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My birthdate is public knowledge. I’ve entered it on credit card applications, brand loyalty program forms, and websites like Facebook. Computers all over the world know when my birthday is coming, and companies use this information to help fake a personal relationship. It’s not a bad approach, but it certainly is fake. No individual marketing […]

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Life After Salary: Changes in My Expenses

by Luke Landes

In December 2010, I quit my day job. Leaving behind a salary and benefits was a tough decision to make, and I wasn’t under the illusion that I’d be able to make up for the lost income solely by saving money. Predicting my future expenses wasn’t difficult. Some expenses would automatically decrease, like travel expenses, […]

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Is Frugality Still Here?

by Luke Landes
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Yesterday, American Express reported its fourth quarter income, and the company had much to cheer about. The company’s net income during the last three months of 2010 was an impressive $1.1 billion, up 48 percent over the fourth quarter of 2009. It gets better than that. If you isolate just American Express’s card business in […]

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Frugality is Bad For the Economy

by Luke Landes
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The concept of frugality has permeated mainstream personal finance in the past few years. That’s understandable, given the state of the economy. For many who have been personally affected, following the loss of income or a job, this frugality is a forced approach. People are looking for ways to save money because they have less […]

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The Perfect Wedding Doesn’t Cost Much

by Financial Samurai

This is a guest article by Sam, the author of the blog Financial Samurai and the founder of the Yakezie Challenge and Network. He writes a column for Consumerism Commentary every other Tuesday. This past summer I went to my friends Peter and Stephanie’s wedding in Hawaii. Peter is 35, but looks 25, and works […]

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Electronic Cigarettes Might Just Be Ideal

by Smithee

This is an article by Consumerism Commentary staff writer, Smithee. This article assumes that some people smoke and some people don’t. It won’t address the notion that smokers shouldn’t smoke, and I hope you will also avoid that controversial viewpoint in the comments below. People are vaporizing all over town, but don’t worry, they’re doing […]

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How Much Money You Should Spend on Hobbies

by Luke Landes

A Consumerism Commentary reader wrote in with a simple question which should have a simple answer: What percentage of income should a person spend on hobbies? I enjoy talking about hobbies. I have a wide variety of interests, and many of these have little prospect of making money for me for the time being. This […]

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