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Frugality is an approach to managing personal finances that focuses on saving money through smart choices. To be frugal, you need not always opt for the lowest cost, but the best quality for the price. Consumerism Commentary offers many frugal living tips.

Frugal Living Tips

Frugality is an approach to managing personal finances that focuses on saving money through smart choices. To be frugal, you need not always opt for the lowest cost, but the best quality for the price. Consumerism Commentary offers many frugal living tips.

Couponing Makes Cents

by FruGal

Over the next couple of weeks, six finalists will be auditioning for the opening of “staff writer” at Consumerism Commentary. Each will be providing two guest articles to share with readers. After the six writers have shared their guest articles, readers will have an opportunity to provide feedback before we select the staff writer. This ... Continue reading this article…

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Smart Power Meters

by Smithee

We all have power meters attached to the buildings in which we live, and the little needle keeps spinning around and around, ad nauseum, at least until solar panels become affordable. I recently read a story of a family who managed to install solar panels, and while that would normally have cost over $20,000, with ... Continue reading this article…

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Iced Coffee Savings

by Smithee

This is a cliché, but I need my coffee in the mornings. I prefer it iced, except in the very brief winters we have here in Texas, and for a long time, I was a loyal customer of the Starbucks Iced Coffee in a Can. I’d have one every morning at least four times a ... Continue reading this article…

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Movies Are New Again With Fan-Made Commentaries

by Smithee

When DVDs (and before them, Laserdiscs) were new, I really used to enjoy listening to the commentary tracks. Granted, some were better than others, but I couldn’t seem to get enough of the “behind the scenes” talk, and to hear the cast and crew telling funny stories about each other. Those don’t interest me as ... Continue reading this article…

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7 Tips for a Frugal Valentine’s Day

by Luke Landes
Love

It’s a February tradition on Consumerism Commentary to look at Valentine’s Day from a perspective of moderation. Each year, I consider how a couple for whom frugality is important can still feel involved in the holiday of love. If you have some thoughts to add, please leave your comments at the bottom of this article. ... Continue reading this article…

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3 Major Ways to Scrimp and Save in an Economic Recession

by Luke Landes

When the economy is growing and consumer confidence is high, it is common not to think twice about saving money and reducing expenses. If you are saving money every paycheck, investing in a 401(k) or other accounts for retirement, and spending less than you are earning there isn’t much motivation to reduce your expenses further. ... Continue reading this article…

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How I Could Find $10,000 Per Year if Necessary

by Luke Landes

Recently, JLP discovered that if he needed to, he could “find” an extra $13,000 per year by cutting back some of his discretionary expenses. By eliminating beer, soda, and a number of other unnecessary but nice expenditures, the savings can add up quickly. (I’m a bit surprised that JLP spends $50 per month on beer. ... Continue reading this article…

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Why I Still Have No Money

by Smithee

I recently explained my history of having no money and as promised, will now come clean with the mistakes I’m still making: I’m driving the wrong car I’ve never owned a car long enough to get it inspected. The first Jeep Cherokee was a lease, and I foolishly let them talk me into not converting ... Continue reading this article…

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The Frugal Lifestyle: Are We Missing Out on Life?

by Luke Landes

Life is short, and I believe it’s important to do and accomplish the things that make us happy while we can enjoy it as much as possible, healthily and with full wits. Is this philosophy at odds with the idea of frugality? A reader recently wrote in with this question for other Consumerism Commentary readers: ... Continue reading this article…

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Living Paycheck to Paycheck On Purpose

by Guest Author

This is a guest post, written for Consumerism Commentary by Single Ma. Single Ma is the author of Fabulous Financials, a blog presenting a chronicle of a 30-something single mother’s pursuit of financial independence. I’m paid bi-weekly, which is typically twice per month. Every now and then, there’s a month or two sprinkled throughout the ... Continue reading this article…

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My Favorite Source for Movies? The Library

by Sasha

I’ve never been a big movie buyer, and I own a whopping three DVDs. If I can’t guarantee I’m going to watch it at least five times, I don’t want it cluttering my abode. But I do like movies, and so I opt for rentals. And there are more rental options out there now than ... Continue reading this article…

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Case Study: Retire a Multi-Millionaire With a $11 per Hour Job

by Luke Landes

When it comes to getting rich slowly, I’m generally a skeptic. The typical path to getting rich slowly prescribes investing $1,000 a month for thirty years into the stock market, earning 8 percent each year. At the end of thirty years in this example, you will find yourself with $1.5 million, but there are major assumptions ... Continue reading this article…

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