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Health

Life After Salary: COBRA vs. Individual Health Insurance

by Luke Landes

One month ago, I notified my boss at the corporation where I worked that I would be leaving. I was headed for the new frontier. Leaving my salary and benefits behind, I looked to the horizon and contemplated what I needed to do in order to keep my life secure. My biggest concerns besides maintaining […]

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Make More Money By Sleeping More

by Luke Landes

Although I’ve always been a proponent of the value of getting a full night’s sleep for health, this is something that I haven’t been able to do for myself for many years. The people I know who are most committed to their careers and those for whom anything other than success is unacceptable have had […]

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Reducing the Cost of Dentist Care

by Luke Landes

How often do you visit the dentist for preventive care? Since graduating college, I’ve been getting regular check-ups and cleanings twice each year. I’ve seen the results of neglect, and I have no desire to lose my teeth any time soon. I’ve also seen results of bad dental work, so it’s imperative not only to […]

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The New Health Insurance Law and Your Money

by Smithee

Aside from some procedural maneuvering in the Senate, the health insurance reform bill that Congress has been working on for the last year, now falling under the Reconciliation Act of 2010 (H.R. 4872) and the Senate health bill, will soon be signed into law. How is the new law going to affect your personal finances? […]

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Fitness: Physical or Fiscal?

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. The costs of health care rose dramatically in the past year for many Americans. Hewitt Associates, a global human resources consulting firm, measured an increase in group insurance premiums of 6 percent percent in 2009, and that’s only part of the full health care picture. […]

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Your Flexible Spending Account: 10 Qualifying Purchases

by Luke Landes

Flexible Savings Accounts (FSAs) are often offered by companies to help their employees save money by setting aside income from paychecks to pay for health-related expenses without being taxed. For many Flexible Savings Account holders, the deadline for using the funds set aside is the end of the calendar year. Medical FSAs usually provide the […]

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Popularity of Medical Tourism Increasing

by Luke Landes

Announcement: As I mentioned last week, Consumerism Commentary is matching your charitable contributions during the remainder of November. Please read this for more details. A few years ago, we discussed medical tourism. Every visitor who expressed an opinion would visit or have visited a foreign country or territory to take advantage of reduced costs associated […]

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Friday Discussion: The Need for and Cost of Health Care Reform

by Luke Landes

I visit a doctor once a year at the most, and I hardly require prescription medicine. The cost of my health insurance premium is about $800 this year for my HMO plan. My employer pays a larger percentage of the total premium, but the prices increase each year by a percentage much higher than inflation. […]

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Medical Bills, Even if You Have Insurance, Can Cause Frustration and Debt

by Luke Landes

When I write about advocating for the consumer when he or she is in debt, I usually receive a good amount of feedback blaming the consumer for his or her situation. Yes, in many cases, households fall into debt because they buy more things they cannot afford, whether knowingly or unknowingly. In many cases, they […]

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Sleep Makes You Healthier and Smarter

by Luke Landes

A former high-powered, strongly motivated boss of mine did not believe in sleep. In order to be the best in the world at what we do — and this was the goal, no doubt — sleep is an obstacle to be overcome. I disagreed, as it seemed to me at some point, bodies and minds […]

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