As featured in The Wall Street Journal, Money Magazine, and more!

Investing

Traditional and Roth IRA Contribution Limits for 2016 and 2017

by Luke Landes
Retirement savings IRA

You have more time than you might think to contribute to your traditional and Roth IRAs. Rather than an end-of-year deadline, you have until you file your taxes to make that contribution. Federal taxes for 2016 will be due on April 17, 2017, so this is the deadline for establishing and contributing to your 2016 […]

149 comments Read the full article →

Betterment Gifts: A Better Gift Registry

by Luke Landes

I introduced Betterment to readers last year as an alternative method of maintaining a brokerage account. For an annual fee of 0.15 percent to 0.35 percent of your assets invested with Betterment, the company provides a goal-focused way of investing for retirement and saving for future financial goals. The service handles asset allocation automatically based on goals, […]

6 comments Read the full article →

Holding Old Company Stock, Still Waiting for Recovery

by Luke Landes

A few days ago, I asked if you were better off now than you were at the start of the recession. I mentioned that I considered myself in a better financial position today — overall, there wouldn’t even be an argument — but there are small details that still bother me. Not every piece of […]

14 comments Read the full article →

Stock Lock-Ups at Facebook Cause Falling Share Prices

by Luke Landes
Facebook

Today is the final day to vote for Consumerism Commentary and your favorite financial blogs in this year’s Plutus Awards. Take a moment — after reading this article, naturally — to show your appreciation for the best writing about money management and personal finance outside of mainstream media. Starting soon, voting will open for the […]

5 comments Read the full article →

Invest for the Future Without Wall Street

by Luke Landes
Future

Reminder: Time is running out to vote for Consumerism Commentary and your favorite financial blogs in this year’s Plutus Awards. Take a moment — after reading this article, naturally — to show your appreciation for the best writing about money management and personal finance outside of mainstream media. You can be forgiven if you’ve lost […]

10 comments Read the full article →

How to Choose Between a Traditional and Roth IRA

by Luke Landes
Gray's Sports Almanac

How are your prognostication skills? Do you have a direct connection to the spiritual world or an uncanny ability to predict the future? Someone with these skills and an individualistic drive, and perhaps an advance edition of Gray’s Sports Alamanac, could ensure the financial stability of his or her future. The rest of us without […]

16 comments Read the full article →

Planning to Work Into Retirement

by Luke Landes
Beach chair

In a world where employees can’t rely on long-term relationships with their employers, most of which no longer offer relatively safe retirement protection through pensions, planning for retirement, at least for the younger demographic in today’s workforce, is substandard. People do start thinking about their future as time goes by, but often, the appropriate planning […]

13 comments Read the full article →

Brokers Are Salespeople, Not Financial Advisers

by Luke Landes
Used car

Stockbrokers facing the general investing public, working for JP Morgan Chase, might have business cards with a title of “financial adviser,” but just like the people you meet when you walk into a car dealership, they are salespeople. They are rewarded when they meet their sales targets. Their bonuses are based on the clients they […]

13 comments Read the full article →

5 Ways to Convince Yourself to Increase Your Retirement Savings

by Luke Landes
Coin jar

The last few years have been nail-biting for anyone saving for retirement with investments in the stock market. The Great Recession and continued gloomy outlooks in the media have investors second-guessing their plans to save for the future. Maybe it’s better to spend more money now and avoid the Wall Street industry, which seems to […]

10 comments Read the full article →

Best Feature of a 401(k) Plan: Employer Contribution

by Luke Landes

A Reddit user recently posed this question to her fellow community members: Right now my fiancé and I have 2 student loans, 2 vehicle loans, small credit card debt, and a mortgage. We want to start the snowball debt payment method and want to apply a little more income to accelerate the process. My company […]

8 comments Read the full article →
Page 5 of 28« First···34567···Last »