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Monthly Update

Year-End Personal Balance Sheet, December 2009

by Luke Landes

At the end of every month, I review my personal finances, including bank account balances, investment performance, income and expenses, and I share some of those details here. This was the original purpose of Consumerism Commentary: to track my own finances publicly and hold myself accountable for my financial decisions. I wasn’t aware at that […]

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Personal Balance Sheet, November 2009

by Luke Landes

This week, Consumerism Commentary is matching your charitable donations up to $4,000. Here are the details. It’s time again for checking in with the state of my finances. Although a few months ago, I changed the format to isolate my “side business” from my personal finances, I’ve changed my mind yet again. It makes more […]

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Personal Balance Sheet, September 2009

by Luke Landes

Now that I am working with an accountant, I have been making some changes to the way I track my finances. By the end of the year, I hope to have all of my business-related finances in QuickBooks. Although I am not quite at that point, I am working to separate my personal finances from […]

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Flexo’s Investment Portfolio, 2Q 2009

by Luke Landes

Happy Independence Day to anyone celebrating today! I’m celebrating by spending time with friends later and sharing my investment portfolio with readers now. Last month, I began sharing my investment portfolio more in-depth than I have in the past. This is part of a renewed effort to make myself more familiar with the investments I […]

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Flexo’s Investment Portfolio, May 2009

by Luke Landes

Although I post my financial reports each month to keep myself accountable for my financial decisions, I have moved to summarizing my investments rather than listing all the details. My reports now simply separate my investments between retirement and non-retirement accounts. An important part of anyone’s finances is how investments are allocated among stocks, bonds, […]

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Personal Balance Sheet, Net Worth, Income, and Expenses, April 2009

by Luke Landes

Each month I open my personal copy of Quicken Home & Business to the public. This tradition was the original impetus for creating Consumerism Commentary in 2003. At that time, at the age of 27, I was about one year into managing my own finances. Prior to that, my own money was mostly something I […]

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Personal Income Statement, February 2009

by Luke Landes

Did you read my February balance sheet? This article contains my personal income statement, which goes hand-in-hand with the balance sheet. These two reports provide a relatively complete accounting of my financial standing and progress. February was short, but good for a number of reasons. Setting personal records, my gross income and net income for […]

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Personal Income Statement, January 2009

by Luke Landes

This post contains my monthly income and expense report. If you haven’t viewed my January balance sheet, read that first. I review these reports on a monthly basis, though I may soon move to quarterly, to ensure my finances are staying on track and I’m making sound decisions with my money. Many years ago, I […]

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Personal Balance Sheet, January 2009

by Luke Landes

2009 started off well. Since December 31, my “modified net worth” has increased 2.4 percent despite a sickly stock market, presenting a January bottom line of $188,566. It’s not only a tradition for me to publish my monthly financial reports, this transparency is the original purpose of Consumerism Commentary. People post about their lives online for […]

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Personal Income Statement, December 2008

by Luke Landes

On Saturday I posted my final balance sheet for 2008 and wrote about my progress this past year. Each month, I take a look at my income and expenses as well to get a fuller picture of my finances. This post contains my income and expense report. December continues to be one of the most […]

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