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Monthly Update

Flexo’s Investment Portfolio, 2Q 2009

by Luke Landes

Happy Independence Day to anyone celebrating today! I’m celebrating by spending time with friends later and sharing my investment portfolio with readers now. Last month, I began sharing my investment portfolio more in-depth than I have in the past. This is part of a renewed effort to make myself more familiar with the investments I […]

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Flexo’s Investment Portfolio, May 2009

by Luke Landes

Although I post my financial reports each month to keep myself accountable for my financial decisions, I have moved to summarizing my investments rather than listing all the details. My reports now simply separate my investments between retirement and non-retirement accounts. An important part of anyone’s finances is how investments are allocated among stocks, bonds, […]

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Personal Balance Sheet, Net Worth, Income, and Expenses, April 2009

by Luke Landes

Each month I open my personal copy of Quicken Home & Business to the public. This tradition was the original impetus for creating Consumerism Commentary in 2003. At that time, at the age of 27, I was about one year into managing my own finances. Prior to that, my own money was mostly something I […]

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Personal Income Statement, February 2009

by Luke Landes

Did you read my February balance sheet? This article contains my personal income statement, which goes hand-in-hand with the balance sheet. These two reports provide a relatively complete accounting of my financial standing and progress. February was short, but good for a number of reasons. Setting personal records, my gross income and net income for […]

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Personal Balance Sheet and Net Worth, February 2009

by Luke Landes

Over the course of February, my “modified net worth” grew 7.5 percent despite yet another unremarkable month for the stock market. As of the end of the month, my bottom line — a variation of net worth — surpassed $200,000, but was still below my original goal for December 31, 2008. Every month, I post several […]

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Personal Income Statement, January 2009

by Luke Landes

This post contains my monthly income and expense report. If you haven’t viewed my January balance sheet, read that first. I review these reports on a monthly basis, though I may soon move to quarterly, to ensure my finances are staying on track and I’m making sound decisions with my money. Many years ago, I […]

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Personal Balance Sheet, January 2009

by Luke Landes

2009 started off well. Since December 31, my “modified net worth” has increased 2.4 percent despite a sickly stock market, presenting a January bottom line of $188,566. It’s not only a tradition for me to publish my monthly financial reports, this transparency is the original purpose of Consumerism Commentary. People post about their lives online for […]

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Personal Income Statement, December 2008

by Luke Landes

On Saturday I posted my final balance sheet for 2008 and wrote about my progress this past year. Each month, I take a look at my income and expenses as well to get a fuller picture of my finances. This post contains my income and expense report. December continues to be one of the most […]

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Personal Balance Sheet, December 2008

by Luke Landes

The stock market found a way to trash my net worth goal last year. Had the S&P index and my company stock increased in 2008 like they did in 2007, I would have surpassed my net worth goal for the year. Investments have a way of being volatile over short periods of time, and that […]

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Personal Income Statement, November 2008 (Net Income: $22,787)

by Luke Landes

Along with the monthly personal balance sheet, which I use to track my net worth from month to month, I publish a report that outlines my income and expenses. The two reports together help me focus on the total picture. My “extracurricular” income — money I’m earning outside of my day job through writing for […]

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