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Monthly Update

Personal Income Statement, May 2008 (Net Income: $9,943)

by Luke Landes

I ended May 2008 by spending $9,943 less than I earned, though I had some help from a $600 tax rebate and an incoming payment for a long-term advertising deal (which already finished its run). In this post, I’ll take a look at my income and expenses for May to determine whether there are some ... Continue reading this article…

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Personal Balance Sheet, May 2008 ($158,793, +7.8%)

by Luke Landes

In order to reach my net worth goal of $210,000 by December 31, 2008, I will need to add $50,000 to my balance sheet. Considering my progress so far this year, it is likely that I’ll fall short. Even if I do, as long as I continue on my path, I’ll still be satisfied with ... Continue reading this article…

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Personal Income Statement, April 2008 (Net Income: $717)

by Luke Landes

Earlier today, I posted the first part of my monthly financial reporting, my April 2008 balance sheet. Publishing these reports online helps keep me accountable for my decisions and forces me to take a look at my progress each month. After a great February and a good March, April was not quite as impressive. In ... Continue reading this article…

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Personal Balance Sheet, April 2008 ($151,079, +5.3%)

by Luke Landes

If I were to describe my finances in three words, those words would be “slow, steady progress.” I’m not getting rich by any stretch of the imagination, but if I am able to manage consistent growth at the same rate while making sound financial decisions, I should be able to live without worries. However, anything ... Continue reading this article…

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Personal Income Statement, March 2008 (Net Income: $9,257)

by Luke Landes

Each month, I publish a couple of financial reports on Consumerism Commentary in order to give myself a chance to review my financial health on a regular basis. Publishing the data online helps to keep me accountable for my spending and saving decisions. This post contains my income statement, and it goes along with my ... Continue reading this article…

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Personal Balance Sheet, March 2008 ($143,174, +6.7%)

by Luke Landes

Yesterday, I mentioned I would be blogging full time and quitting my day job effective within two weeks. I really appreciate everyone’s support, but I’m embarrassed to admit that the announcement was a hastily-conceived scheme for April Fool’s Day. The truth is I plan on continuing to work for a while. The idea is not ... Continue reading this article…

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Personal Income Statement, February 2008 (Net Income: $11,731)

by Luke Landes

Earlier today, I posted my monthly net worth report, including an increase of more than 8 percent over the month of February. This post contains my income statement, outlining my income and expenses as I recorded throughout the month in Quicken. When I don’t take realized gains into account, February 2008 has seen the largest amount ... Continue reading this article…

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Personal Balance Sheet, February 2008 ($135,649, +8.4%)

by Luke Landes

Every month I take the time to export reports from my personal copy of Quicken and post them to the web. This helps me keep myself accountable for my finances. And it’s fun, at least when the number go up from one month to the next. That was the case in the long short month ... Continue reading this article…

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Personal Income Statement, January 2008 (Net Income: $7,790)

by Luke Landes

This morning, I reported my net worth statement including my account balances. This report, an income and expense report, accompanies the monthly data. I publish this every month to keep myself accountable for most of my spending decisions and to encourage myself to earn more when possible. With a healthy side business income and no ... Continue reading this article…

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Personal Balance Sheet, January 2008 ($125,770, +2.3%)

by Luke Landes

My first balance sheet of the year isn’t excellent, but I’m happy that I’ve made some positive progress. For those who may be new to Consumerism Commentary, every month I publish a few financial reports to describe my financial situation. The first is the balance sheet which lists balances in various accounts. The bottom line ... Continue reading this article…

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Personal Income Statement, December 2007 (Net Income: $4,252)

by Luke Landes

Earlier today, I posted my year-end balance sheet for 2007. This is a companion to that report. Below, I list my expenses and income for December 2007 and the entire year, as well as some numbers from prior years for comparison. The balance report lists the state of my various accounts, while the income statement ... Continue reading this article…

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Personal Balance Sheet, December 2007 ($122,596, +1.5%)

by Luke Landes

It’s time to close the books on 2007, a successful year for me in terms of financial growth. As I do every month, I’m taking some time to publish financial reports in order to track my progress publicly. I’ve been posting these reports online since July 2003 in order to keep myself accountable for the ... Continue reading this article…

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Personal Income Statement, November 2007 (Net Income: $5,982)

by Luke Landes

Each month, I review my modified net worth in addition to my income and expenses. A monthly review helps me stay focused on improving my financial condition, and doing so in public is a way to hold myself accountable. If I have to report to the public my progress each month, I’m theoretically less likely ... Continue reading this article…

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Personal Balance Sheet, November 2007 ($121,861, +1.8%)

by Luke Landes

Following the end of every month, I take my financials from Quicken and publish a few reports online. I’ve been doing this since 2003 to keep myself accountable for my finances. The balance sheet included in this post measures my “modified net worth.” It’s a list of the present values of my assets my liabilities, ... Continue reading this article…

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Personal Income Statement, October 2007 (Net Income: $5,851)

by Luke Landes

This article is a companion to the personal balance sheet, posted earlier this morning. Inside, I take a look at my spending and income throughout the month of October. October was another fairly ordinary month, with only a couple of extra expenses included. After reviewing my expense categories for the month, I found a few ... Continue reading this article…

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Personal Balance Sheet, October 2007 ($119,970, +6.4%)

by Luke Landes

For those of you new to Consumerism Commentary, one unique feature — in fact it was the original purpose for starting this blog — is the fact that I publish my financial reports at the end of each month. This post is my balance sheet, which measures my “modified net worth.” It’s a calculation of ... Continue reading this article…

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Personal Income Statement, September 2007 (Net Income: $7,529)

by Luke Landes

This is the second article in my monthly short series in which I report my financial details. This income report goes along with the balance sheet recently posted. September was more of a typical month than the past few. I had fewer out of the ordinary expenses, but I’ll get to that in a little ... Continue reading this article…

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Personal Balance Sheet, September 2007 ($116,475, +9.4%)

by Luke Landes

This may seem “weird” to new Consumerism Commentary readers, but this blog started as a place for me to semi-publicly track my financial progress. Each month, I take a look at my finances in excruciating detail, and now it’s time to look at my “modified net worth” for the end of the month of September ... Continue reading this article…

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Personal Income Statement, August 2007 (Net Income: $5,868)

by Luke Landes

This is the second article in my monthly financial reporting; in order to get a full picture of how I fared in August, take a look at my balance sheet posted last night in addition to this article. A vacation, a living room upgrade, and a new bedroom furniture set provided a negative force on ... Continue reading this article…

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Personal Balance Sheet, August 2007 ($107,488, +6.3%)

by Luke Landes

As regular readers know, at the beginning of every month, I check in with some financial reporting. This helps keep me focused on making better decisions throughout the month concerning use and abuse of my money. Keeping track of my finances was what originally started me on the path not necessarily to getting “rich,” but ... Continue reading this article…

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