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Monthly Update

Monthly Review Preview, October 2006

by Luke Landes

I’m getting ready to close the books on October, and things are looking much better than expected. I have no idea how this happened, but I managed to spend less this month than I have since at least the beginning of 2005. It helps that I have not yet had to pay the deductibe due ... Continue reading this article…

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Asset Allocation Report, September 2006

by Luke Landes

I’ve never taken a good look at my entire asset allocation. Now is a good time to do so, as I’ll be posting my review of The Bogleheads’ Guide to Investing for JLP’s Boglehead’s October Project tomorrow. This allocation looks at my entire collection of things (other than furniture and household items), invested, uninvested, and ... Continue reading this article…

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Personal Income Statement, September 2006 (Net Income: $4,200)

by Luke Landes

There are several interesting notes about September’s income and expenses, but fiirst, here are the details.

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Personal Balance Sheet, September 2006 ($59,232, +9.70%)

by Luke Landes

When my net worth increases by almost 10 percent in one month, there isn’t much I can complain about. Such a feat gets more difficult as net worth gets higher, though I have seen little evidence of this in my life yet. Continue reading for the numbers.

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Personal Income Statement, August 2006 (Net Income: $3,542)

by Luke Landes

Thank Tim Berners-Lee for the invention of the World Wide Web. Without him I wouldn’t be increasing my net worth as quickly as I am. Although, one could argue, without the web, I’d be spending less money, too. Nevertheless, here’s how money came to me and left me during the month of August, 2006.

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Personal Balance Sheet, August 2006 ($54,014, +6.68%)

by Luke Landes

August was a good month, thanks mostly to side business income. Here is where my accounts stand as of the end of August 2006.

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Personal Income Statement, July 2006 (Net Income: $1,335)

by Luke Landes

Once again, I’ve spent less than I’ve earned. If only that had been my habit for my entire adult life. Take a look at my income and expense report included below.

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Personal Balance Sheet, July 2006 ($51,166, +3.03%)

by Luke Landes

It’s good to know that as a whole, my money is still growing. In July, my net worth increased just over 3 percent. Continue reading to analyze my numbers, as all the best financial voyeurs are wont to do.

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Personal Income Statement, June 2006 (Net Income: $1,360)

by Luke Landes

Spending less than I earn is the only way I’ll become more financially secure. Luckilly, I’ve been doing so for a long time now. I’d like to be earning more, but I guess I can’t have everything. Take a look at my latest income and expense report. I’ve added some interesting items, based on a ... Continue reading this article…

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Personal Balance Sheet, June 2006 ($49,872, +2.03%)

by Luke Landes

I added just above 2 percent to my net worth this month. The market performed a little better in June than in May. That helped, but only slightly. Continue reading for the details.

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Personal Income Statement, May 2006 (Net Income: $2,291)

by Luke Landes

Despite my net worth showing a decrease in May, I spent substantially less than my income. That doesn’t mean things are perfect. Take a look at the (extended) numbers.

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Personal Balance Sheet, May 2006 ($49,510, -0.56%)

by Luke Landes

My net worth as of May 31, 2006 is $49,510. I did pass $50,000 for some time this month, but despite my income being significantly higher than my expenses, I ended the month a little behind April. Continue for the numbers.

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Personal Income Statement, April 2006 (Net Income: $1,815)

by Luke Landes

If nothing else, I can say that I’ve been spending less than I earn for some time now, even if in some cases that’s only due to luck or extra side income. I saved $1,815 from being spent this month. Here are the details.

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Personal Balance Sheet, April 2006 ($49,835, +6.79%)

by Luke Landes

My net worth as of April 30, 2006 is $49,835. I’m so close to $50,000, I can smell it. Here are the details.

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Personal Income Statement, March 2006

by Luke Landes

Like I mentioned earlier, March was a good month for income. Here’s my income statement, which also provides a sense of how my cash flows.

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Personal Balance Sheet, March 2006

by Luke Landes

March was a good month to me. I officially became a thirtysomething (well, a thirtynothing) and celebrated with many friends, including some who came from a distance. As I hardly see my friends these days, it was great to get together. Also this month, I traveled to Florida to celebrate my grandmother’s birthday — she ... Continue reading this article…

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Personal Income Statement, February 2006

by Luke Landes

As promised, here is my personal income and expense statement. Putting this together helps me visualize where my money is coming from and where it’s going. Read on.

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Personal Balance Sheet, February 2006

by Luke Landes

I can’t believe it’s March already. I turn 30 this month. As if it’s a sign of things to come, Kevin Pollack won’t be coming to my birthday event because — so he says — the movie he’s filming has been delayed. Yes, a bunch of friends and I were planning to see the actor/comedian ... Continue reading this article…

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Income Statement, January 2006

by Luke Landes

I believe I’ve said it a few times already, but my latest car debacle took a chunk out of my income this month. I managed to scrape by, as you’ll see if you continue reading this post.

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Balance Sheet, January 2006

by Luke Landes

We’re already one month into the new year. Time does fly by quickly. If you continue reading this entry, you’ll see my latest account balances followed by some explanations.

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