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Monthly Update

Income Statement, December 2005

by Luke Landes

Take a look at my balance sheet for year-end 2005 if you haven’t already, then read below for my income statement. How much did I spend this year? The chart below shows my expenses December 2004, 2004 total, November 2005, December 2005, and 2005 total for a number of comparisons. Let’s take a look…

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Balance Sheet, December 2005

by Luke Landes

What a year! In my personal finances, I’ve mad some advances, but not without letting a few things fall between the cracks. The market turned sour in the last week of the year, and that had too much of an effect on my investment balances. Keep reading for some tables that show my progress over ... Continue reading this article…

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Balance Sheet and Income Statement, November 2005

by Luke Landes

It’s that time again. Time to own up to the facts and share my detailed financial position with the world. Continue reading this post to see if this has been a good month or a not-quite-as-good month. First my net worth, then my income and expenses.

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Balance Sheet and Income Statement, October 2005

by Luke Landes

If you continue reading, you’ll see my balance sheet and income statement for the end of October, 2005. Progress has been slow this month. Some comments about my balances are below the chart.

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Income Statement, September 2005

by Luke Landes

The table below reflects my personal income statement in conjunction with September’s balance sheet.

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Balance Sheet, September 2005

by Luke Landes

What follows is my personal balance sheet for the end of September, 2005. Thankfully, my net worth has made some gains this month. Some of that was due to increased value in my investment accounts and some was due to receiving three paychecks this month. Since I get paid every other Friday, the calendar rewarded ... Continue reading this article…

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Income Statement, August 2005

by Luke Landes

In conjunction with my August balance sheet, here is my August income statement, followed by some notes.

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Balance Sheet, August 2005

by Luke Landes

Once again, ladies and gentlemen, it’s time for the monthy progress report. The good news is my balances went up this month. The bad news is that it wasn’t by much. If I get around to posting my income sheet for the month, we’ll be able to see where the problems lie. I keep adding ... Continue reading this article…

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Balance Sheet, July, 2005

by Luke Landes

I apologize for the lack of updates today. I’ve been completely swamped at work, as things tend to be at the beginning and the end of the month. There’s a new supervisor in my department, and I’ve been showing him the ropes. The table that follows is my latest personal balance sheet, as of July ... Continue reading this article…

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Account Balances and Income vs. Expenses, June 2005

by Luke Landes

If you continue reading this entry, you’ll find my account balances for the end of June, 2005. Some notes: * I have been on a month-to-month lease, which costs me $300 extra each month! I paid for a little more than two months of that fee this month and I haven’t bothered to accrue. That ... Continue reading this article…

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Account Balances, May 2005

by Luke Landes

Below are my account balances for the end of May, 2005. The balances are displayed next to the two previous months as well as May, 2004 for comparison. I’m slowly making my way, despite May’s net worth being a little lower than April’s. Some notes: * There is a value listed for my 2004 Honda ... Continue reading this article…

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Income and Expenses, May 2005

by Luke Landes

There’s nothing special to report in regards to my income and expenses for May. I still need to curb my spending. I’ve been receiving some income from website design projects and from the Google Adsense ads on this and a few other sites. Keep reading this article to see this month’s income and expenses compared ... Continue reading this article…

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This Month’s Bottom Line

by Luke Landes

Here are some of the things affecting my personal bottom line this month: * Income: I worked a smaller-than-average amount of overtime this month, so there won’t be much to talk about. The equivalent of my overtime pay before taxes is transferred to my Emigrant Direct savings account. * More income: I did some freelance ... Continue reading this article…

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Income and Expenses, April 2005

by Luke Landes

This entry goes hand-in-hand with my April account balances. Three paychecks came my way this month, in addition to some money for a job I did for a friend and my first Google Adsense check. Continue reading this entry to see the chart.

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Account Balances – April, 2005

by Luke Landes

There was nothing surprising during April. I did make some changes to my accounting methods. For instance, I have new accounts in Quicken for money that is due to me, such as Google AdSense and Upromise. Speaking of AdSense, I received my first check this month. I never meant for this website to make money, ... Continue reading this article…

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Income and Expenses, March 2005

by Luke Landes

This entry goes hand-in-hand with my March account balances. Continue reading this entry to see my chart and explanation.

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Account Balances – March, 2005

by Luke Landes

March was an interesting month. I took out a new student loan to pay for my MBA (while awaiting reimbursement from my company) and received a small portion of that for “living expenses.” It should help me out a little, and I only took it knowing I can come out slightly ahead with that money ... Continue reading this article…

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Income and Expenses for the Year

by Luke Landes

I’ve included an income/expense report within this post. By looking at the numbers, here’s some quick thoughts on improvements I can make for the rest of the year. * Spend less money on dining. Lunch at the cafeteria is almost $7.00! That’s unacceptable. * Find some ways to make more money. Yeah… * I’ve modified ... Continue reading this article…

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Monthly Update – February

by Luke Landes

Two things helped to stabilize my net worth over the past month. First of all, the bonus, although relatively small, helped me out. Unfortunately, that money will go to my car insurance payment and the balance due on my taxes. Secondly, the market turned upwards in February, so my investments gained some value, although that ... Continue reading this article…

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Monthly Update – December 2004

by Luke Landes

Happy New Year! My financial resolution is to cut my spending for 2005. First of all, I’m switching from Microsoft Money 2003 to Quicken 2005 Premier Home & Business. I’ll run both programs simultaneously for a month or so, and then get rid of Money. All of my historical transactions are still in Money so ... Continue reading this article…

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