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Monthly Update

Personal Income Statement, December 2007 (Net Income: $4,252)

by Luke Landes

Earlier today, I posted my year-end balance sheet for 2007. This is a companion to that report. Below, I list my expenses and income for December 2007 and the entire year, as well as some numbers from prior years for comparison. The balance report lists the state of my various accounts, while the income statement […]

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Personal Balance Sheet, December 2007 ($122,596, +1.5%)

by Luke Landes

It’s time to close the books on 2007, a successful year for me in terms of financial growth. As I do every month, I’m taking some time to publish financial reports in order to track my progress publicly. I’ve been posting these reports online since July 2003 in order to keep myself accountable for the […]

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Personal Income Statement, November 2007 (Net Income: $5,982)

by Luke Landes

Each month, I review my modified net worth in addition to my income and expenses. A monthly review helps me stay focused on improving my financial condition, and doing so in public is a way to hold myself accountable. If I have to report to the public my progress each month, I’m theoretically less likely […]

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Personal Balance Sheet, November 2007 ($121,861, +1.8%)

by Luke Landes

Following the end of every month, I take my financials from Quicken and publish a few reports online. I’ve been doing this since 2003 to keep myself accountable for my finances. The balance sheet included in this post measures my “modified net worth.” It’s a list of the present values of my assets my liabilities, […]

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Personal Income Statement, October 2007 (Net Income: $5,851)

by Luke Landes

This article is a companion to the personal balance sheet, posted earlier this morning. Inside, I take a look at my spending and income throughout the month of October. October was another fairly ordinary month, with only a couple of extra expenses included. After reviewing my expense categories for the month, I found a few […]

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Personal Balance Sheet, October 2007 ($119,970, +6.4%)

by Luke Landes

For those of you new to Consumerism Commentary, one unique feature — in fact it was the original purpose for starting this blog — is the fact that I publish my financial reports at the end of each month. This post is my balance sheet, which measures my “modified net worth.” It’s a calculation of […]

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Personal Income Statement, September 2007 (Net Income: $7,529)

by Luke Landes

This is the second article in my monthly short series in which I report my financial details. This income report goes along with the balance sheet recently posted. September was more of a typical month than the past few. I had fewer out of the ordinary expenses, but I’ll get to that in a little […]

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Personal Balance Sheet, September 2007 ($116,475, +9.4%)

by Luke Landes

This may seem “weird” to new Consumerism Commentary readers, but this blog started as a place for me to semi-publicly track my financial progress. Each month, I take a look at my finances in excruciating detail, and now it’s time to look at my “modified net worth” for the end of the month of September […]

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Personal Income Statement, August 2007 (Net Income: $5,868)

by Luke Landes

This is the second article in my monthly financial reporting; in order to get a full picture of how I fared in August, take a look at my balance sheet posted last night in addition to this article. A vacation, a living room upgrade, and a new bedroom furniture set provided a negative force on […]

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Personal Balance Sheet, August 2007 ($107,488, +6.3%)

by Luke Landes

As regular readers know, at the beginning of every month, I check in with some financial reporting. This helps keep me focused on making better decisions throughout the month concerning use and abuse of my money. Keeping track of my finances was what originally started me on the path not necessarily to getting “rich,” but […]

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