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Monthly Update

Personal Income Statement, July 2007 (Net Income: $4,646)

by Luke Landes

to get a complete picture of my finances as of July 31, 2007, please read my latest balance sheet if you haven’t done so already. This is the second part of my monthly reporting, the income and expense statement. This was another out-of-the-ordinary month. The lease on my new apartment began at the end of […]

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Personal Balance Sheet, July 2007 ($102,011, +2.4%)

by Luke Landes

If you’re new to Consumerism Commentary, this may seem like a strange concept. Every month I share my financial reports down to the dollar. It is a summary of all of my account balances as well as a rough estimate of the value of my larger assets. It is not a complete net worth report […]

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Personal Income Statement, June 2007 (Net Income: $2,223)

by Luke Landes

Late last night, I published June’s balance sheet. This is my income and expense report, which goes hand-in-hand with the balance sheet, explaining a little bit about how my net worth changed from May 31 to June 30. Thankfully, my higher-than-normal expenses were matched by higher-than-normal income. Here are the details.

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Personal Balance Sheet, June 2007 ($99,506, +1.33%)

by Luke Landes

The balance sheet I’ve been tabulating for the past few years leaves out a few important items. My report doesn’t include my personal property other than my car, nor does it include the tax I’d have to pay if I liquidated all of my assets. Therefore, it’s not accurate to call the bottom line my […]

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Personal Income Statement, May 2007 (Net Income: $8,173)

by Luke Landes

If you haven’t already, please read my May balance sheet for the first part of this story. After an April in which my expenses outweighed my income (thanks to gifts purchased and tax owed), I was back in the game in May and posted a net income above $8,173, although almost $3,000 is “realized gain” […]

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Personal Balance Sheet, May 2007 ($98,224, +8.65%)

by Luke Landes

Thanks to more cash on hand and some investment growth, in May I came precariously close to a personal milestone: a six-figure net worth. This may not be that significant to most people; in fact, I’m not quite sure there is any significance for me. The actual number isn’t as important as what I’m doing […]

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Personal Income Statement, April 2007 (Net Loss: $117)

by Luke Landes

Have you checked out my latest net worth report? Here is its companion, my income and expense report for April 2007. Although my bottom line increased this past month, it wasn’t due to saving or spending. My income this month totaled $7,731, but my expenses came to $7,848. This was the first month in a […]

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Personal Balance Sheet, April 2007 ($90,496, +2.41%)

by Luke Landes

After a strong net worth increase in March, April ended up a little cooler. Now that I re-combined my “business” assets and liabilities with the rest of my finances, I’m looking at slightly different numbers than last month’s report. My liquid accounts are down this month by 5.21 percent, thanks to a hefty tax bill. This […]

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Personal Income Statement, March 2007 (Net Income: $13,529)

by Luke Landes

As I mentioned in my latest net worth report, in March I fared much better than February, thanks to a confluence of a few events. I’ll get to that shortly. To summarize, my income totaled over $18,000 this past month thanks to a three-paycheck month, a bonus, higher than average income from my side business, […]

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Personal Balance Sheet, March 2007 ($87,999, +13.81%)

by Luke Landes

In the same respect that February 2007 was not the best, March provided significant improvement for my bottom line. My liquid accounts are up more than 21 percent, and my investments (including contributions) are up 9.69 percent. Over the past few months, I started separating my business assets, but now that I’ve given it some thought, I’m […]

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